USDA Guaranteed Loans are the most popular rural development mortgage program in Ohio.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Ohio USDA income limits playing a major role.  Guaranteed Loan income limits across OH are listed below.

Ohio USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, OH$86,850$114,650
Akron, OH MSA$86,850$114,650
Ashland County, OH$86,850$114,650
Ashtabula County, OH$86,850$114,650
Athens County, OH$86,850$114,650
Auglaize County, OH$86,850$114,650
Brown County, OH HUD Metro FMR Area$86,850$114,650
Canton-Massillon, OH MSA$86,850$114,650
Champaign County, OH$86,850$114,650
Cincinnati, OH-KY-IN HUD Metro FMR Area$93,500$123,400
Cleveland-Elyria, OH MSA$86,850$114,650
Clinton County, OH$86,850$114,650
Columbiana County, OH$86,850$114,650
Columbus, OH HUD Metro FMR Area$89,700$118,400
Coshocton County, OH$86,850$114,650
Crawford County, OH$86,850$114,650
Darke County, OH$86,850$114,650
Dayton, OH MSA$86,850$114,650
Defiance County, OH$86,850$114,650
Erie County, OH$86,850$114,650
Fayette County, OH$86,850$114,650
Gallia County, OH$86,850$114,650
Guernsey County, OH$86,850$114,650
Hancock County, OH$86,850$114,650
Hardin County, OH$86,850$114,650
Harrison County, OH$86,850$114,650
Henry County, OH$86,850$114,650
Highland County, OH$86,850$114,650
Hocking County, OH HUD Metro FMR Area$86,850$114,650
Holmes County, OH$86,850$114,650
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$86,850$114,650
Huron County, OH$86,850$114,650
Jackson County, OH$86,850$114,650
Knox County, OH$86,850$114,650
Lima, OH MSA$86,850$114,650
Logan County, OH$86,850$114,650
Mansfield, OH MSA$86,850$114,650
Marion County, OH$86,850$114,650
Meigs County, OH$86,850$114,650
Mercer County, OH$86,850$114,650
Monroe County, OH$86,850$114,650
Morgan County, OH$86,850$114,650
Muskingum County, OH$86,850$114,650
Noble County, OH$86,850$114,650
Ottawa County, OH$86,850$114,650
Paulding County, OH$86,850$114,650
Perry County, OH HUD Metro FMR Area$86,850$114,650
Pike County, OH$86,850$114,650
Preble County, OH$86,850$114,650
Putnam County, OH$87,400$115,350
Ross County, OH$86,850$114,650
Sandusky County, OH$86,850$114,650
Scioto County, OH$86,850$114,650
Seneca County, OH$86,850$114,650
Shelby County, OH$86,850$114,650
Springfield, OH MSA$86,850$114,650
Toledo, OH MSA$86,850$114,650
Tuscarawas County, OH$86,850$114,650
Union County, OH HUD Metro FMR Area$100,250$132,350
Van Wert County, OH$86,850$114,650
Vinton County, OH$86,850$114,650
Washington County, OH$86,850$114,650
Wayne County, OH$86,850$114,650
Weirton-Steubenville, WV-OH MSA$86,850$114,650
Wheeling, WV-OH MSA$86,850$114,650
Williams County, OH$86,850$114,650
Wyandot County, OH$86,850$114,650
Youngstown-Warren-Boardman, OH HUD Metro FMR Area$86,850$114,650
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