USDA Guaranteed Loans are the most popular rural development mortgage program in Ohio.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Ohio USDA income limits playing a major role.  Guaranteed Loan income limits across OH are listed below.

Ohio USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, OH$75,650$99,850
Akron, OH MSA$76,900$101,500
Ashland County, OH$75,650$99,850
Ashtabula County, OH$75,650$99,850
Athens County, OH$75,650$99,850
Auglaize County, OH$75,650$99,850
Brown County, OH HUD Metro FMR Area$75,650$99,850
Canton-Massillon, OH MSA$75,650$99,850
Champaign County, OH$75,650$99,850
Cincinnati, OH-KY-IN HUD Metro FMR Area$82,000$108,250
Cleveland-Elyria, OH MSA$76,600$101,100
Clinton County, OH$75,650$99,850
Columbiana County, OH$75,650$99,850
Columbus, OH HUD Metro FMR Area$81,650$107,800
Coshocton County, OH$75,650$99,850
Crawford County, OH$75,650$99,850
Darke County, OH$75,650$99,850
Dayton, OH MSA$75,650$99,850
Defiance County, OH$75,650$99,850
Erie County, OH$75,650$99,850
Fayette County, OH$75,650$99,850
Gallia County, OH$75,650$99,850
Guernsey County, OH$75,650$99,850
Hancock County, OH$79,800$105,350
Hardin County, OH$75,650$99,850
Harrison County, OH$75,650$99,850
Henry County, OH$75,650$99,850
Highland County, OH$75,650$99,850
Hocking County, OH HUD Metro FMR Area$75,650$99,850
Holmes County, OH$75,650$99,850
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$75,650$99,850
Huron County, OH$75,650$99,850
Jackson County, OH$75,650$99,850
Knox County, OH$75,650$99,850
Lima, OH MSA$75,650$99,850
Logan County, OH$75,650$99,850
Mansfield, OH MSA$75,650$99,850
Marion County, OH$75,650$99,850
Meigs County, OH$75,650$99,850
Mercer County, OH$76,500$101,000
Monroe County, OH$75,650$99,850
Morgan County, OH$75,650$99,850
Muskingum County, OH$75,650$99,850
Noble County, OH$75,650$99,850
Ottawa County, OH$75,650$99,850
Paulding County, OH$75,650$99,850
Perry County, OH HUD Metro FMR Area$75,650$99,850
Pike County, OH$75,650$99,850
Preble County, OH$75,650$99,850
Putnam County, OH$87,200$115,100
Ross County, OH$75,650$99,850
Sandusky County, OH$75,650$99,850
Scioto County, OH$75,650$99,850
Seneca County, OH$75,650$99,850
Shelby County, OH$75,650$99,850
Springfield, OH MSA$75,650$99,850
Toledo, OH MSA$75,650$99,850
Tuscarawas County, OH$75,650$99,850
Union County, OH HUD Metro FMR Area$94,600$124,850
Van Wert County, OH$75,650$99,850
Vinton County, OH$75,650$99,850
Washington County, OH$75,650$99,850
Wayne County, OH$75,650$99,850
Weirton-Steubenville, WV-OH MSA$75,650$99,850
Wheeling, WV-OH MSA$75,650$99,850
Williams County, OH$75,650$99,850
Wyandot County, OH$75,650$99,850
Youngstown-Warren-Boardman, OH HUD Metro FMR Area$75,650$99,850
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