USDA Guaranteed Loans are the most popular rural development mortgage program in North Dakota.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with North Dakota USDA income limits playing a major role.  Guaranteed Loan income limits across ND are listed below.

North Dakota USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, ND$95,900$126,600
Barnes County, ND$95,900$126,600
Benson County, ND$95,900$126,600
Billings County, ND$108,550$143,300
Bismarck, ND HUD Metro FMR Area$105,800$139,650
Bottineau County, ND$95,900$126,600
Bowman County, ND$107,100$141,350
Burke County, ND$100,750$133,000
Cavalier County, ND$99,100$130,800
Dickey County, ND$95,900$126,600
Divide County, ND$104,850$138,400
Dunn County, ND$104,300$137,700
Eddy County, ND$95,900$126,600
Emmons County, ND$95,900$126,600
Fargo, ND-MN MSA$96,750$127,700
Foster County, ND$95,900$126,600
Golden Valley County, ND$95,900$126,600
Grand Forks, ND-MN MSA$95,900$126,600
Grant County, ND$95,900$126,600
Griggs County, ND$95,900$126,600
Hettinger County, ND$95,900$126,600
Kidder County, ND$95,900$126,600
LaMoure County, ND$95,900$126,600
Logan County, ND$95,900$126,600
McHenry County, ND$101,000$133,300
McIntosh County, ND$95,900$126,600
McKenzie County, ND$108,550$143,300
McLean County, ND$95,900$126,600
Mercer County, ND$106,000$139,900
Mountrail County, ND$97,300$128,450
Nelson County, ND$95,900$126,600
Oliver County, ND HUD Metro FMR Area$97,400$128,550
Pembina County, ND$95,900$126,600
Pierce County, ND$95,900$126,600
Ramsey County, ND$95,900$126,600
Ransom County, ND$95,900$126,600
Renville County, ND$101,650$134,200
Richland County, ND$95,900$126,600
Rolette County, ND$95,900$126,600
Sargent County, ND$95,900$126,600
Sheridan County, ND$95,900$126,600
Sioux County, ND HUD Metro FMR Area$95,900$126,600
Slope County, ND$95,900$126,600
Stark County, ND$108,550$143,300
Steele County, ND$95,900$126,600
Stutsman County, ND$95,900$126,600
Towner County, ND$95,900$126,600
Traill County, ND$98,450$129,950
Walsh County, ND$95,900$126,600
Ward County, ND$100,200$132,250
Wells County, ND$95,900$126,600
Williams County, ND$108,550$143,300
Get Your Rate Quote
Refinance     Purchase

As seen in: