USDA Guaranteed Loans are the most popular rural development mortgage program in New Hampshire.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with New Hampshire USDA income limits playing a major role.  Guaranteed Loan income limits across NH are listed below.

New Hampshire USDA Guaranteed Loan Income Limits

1-4 Person Households
5-8 Person Households
Belknap County, NH$99,900$131,850
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area$147,050$194,100
Carroll County, NH$99,900$131,850
Cheshire County, NH$99,900$131,850
Coos County, NH$99,900$131,850
Grafton County, NH$101,900$134,500
Hillsborough County, NH (part) HUD Metro FMR Area$103,150$136,150
Lawrence, MA-NH HUD Metro FMR Area$110,850$146,300
Manchester, NH HUD Metro FMR Area$101,900$134,500
Merrimack County, NH$106,600$140,700
Nashua, NH HUD Metro FMR Area$108,550$143,300
Portsmouth-Rochester, NH HUD Metro FMR Area$108,550$143,300
Sullivan County, NH$99,900$131,850
Western Rockingham County, NH HUD Metro FMR Area$108,550$143,300
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