USDA Guaranteed Loans are the most popular rural development mortgage program in New Hampshire.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with New Hampshire USDA income limits playing a major role.  Guaranteed Loan income limits across NH are listed below.

New Hampshire USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Belknap County, NH$88,700$117,100
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area$105,000$138,600
Carroll County, NH$88,700$117,100
Cheshire County, NH$88,700$117,100
Coos County, NH$88,700$117,100
Grafton County, NH$88,700$117,100
Hillsborough County, NH (part) HUD Metro FMR Area$94,600$124,850
Lawrence, MA-NH HUD Metro FMR Area$100,900$133,200
Manchester, NH HUD Metro FMR Area$91,300$120,500
Merrimack County, NH$94,600$124,850
Nashua, NH HUD Metro FMR Area$94,600$124,850
Portsmouth-Rochester, NH HUD Metro FMR Area$100,900$133,200
Sullivan County, NH$88,700$117,100
Western Rockingham County, NH HUD Metro FMR Area$100,900$133,200
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