USDA Guaranteed Loans are the most popular rural development mortgage program in Nevada.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nevada USDA income limits playing a major role.  Guaranteed Loan income limits across NV are listed below.

Nevada USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Carson City, NV MSA$86,850$114,650
Churchill County, NV$86,850$114,650
Douglas County, NV$89,900$118,650
Elko County, NV$100,500$132,650
Esmeralda County, NV$86,850$114,650
Eureka County, NV$108,550$143,300
Humboldt County, NV$90,700$119,700
Lander County, NV$103,950$137,200
Las Vegas-Henderson-Paradise, NV MSA$86,850$114,650
Lincoln County, NV$86,850$114,650
Lyon County, NV$86,850$114,650
Mineral County, NV$86,850$114,650
Nye County, NV$86,850$114,650
Pershing County, NV$86,850$114,650
Reno, NV MSA$89,850$118,600
White Pine County, NV$86,850$114,650
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