USDA Guaranteed Loans are the most popular rural development mortgage program in Nevada.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nevada USDA income limits playing a major role.  Guaranteed Loan income limits across NV are listed below.

Nevada USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Carson City, NV MSA$79,950$105,550
Churchill County, NV$77,850$102,750
Douglas County, NV$89,900$118,650
Elko County, NV$91,850$121,250
Esmeralda County, NV$75,900$100,200
Eureka County, NV$85,700$113,100
Humboldt County, NV$87,850$115,950
Lander County, NV$88,400$116,700
Las Vegas-Henderson-Paradise, NV MSA$75,900$100,200
Lincoln County, NV$75,900$100,200
Lyon County, NV$75,900$100,200
Mineral County, NV$75,900$100,200
Nye County, NV$75,900$100,200
Pershing County, NV$76,100$100,450
Reno, NV MSA$82,100$108,350
White Pine County, NV$76,900$101,500
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