USDA Guaranteed Loans are the most popular rural development mortgage program in Nebraska.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nebraska USDA income limits playing a major role.  Guaranteed Loan income limits across NE are listed below.

Nebraska USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, NE$86,850$114,650
Antelope County, NE$86,850$114,650
Arthur County, NE$86,850$114,650
Banner County, NE$86,850$114,650
Blaine County, NE$86,850$114,650
Boone County, NE$86,850$114,650
Box Butte County, NE$86,850$114,650
Boyd County, NE$86,850$114,650
Brown County, NE$86,850$114,650
Buffalo County, NE$86,850$114,650
Burt County, NE$86,850$114,650
Butler County, NE$86,850$114,650
Cedar County, NE$86,850$114,650
Chase County, NE$86,850$114,650
Cherry County, NE$86,850$114,650
Cheyenne County, NE$92,350$121,900
Clay County, NE$86,850$114,650
Colfax County, NE$86,850$114,650
Cuming County, NE$86,850$114,650
Custer County, NE$86,850$114,650
Dawes County, NE$86,850$114,650
Dawson County, NE$86,850$114,650
Deuel County, NE$86,850$114,650
Dodge County, NE$86,850$114,650
Dundy County, NE$86,850$114,650
Fillmore County, NE$86,850$114,650
Franklin County, NE$86,850$114,650
Frontier County, NE$86,850$114,650
Furnas County, NE$86,850$114,650
Gage County, NE$86,850$114,650
Garden County, NE$86,850$114,650
Garfield County, NE$86,850$114,650
Gosper County, NE$86,850$114,650
Grant County, NE$86,850$114,650
Greeley County, NE$86,850$114,650
Hall County, NE HUD Metro FMR Area$86,850$114,650
Hamilton County, NE HUD Metro FMR Area$87,050$114,900
Harlan County, NE$86,850$114,650
Hayes County, NE$86,850$114,650
Hitchcock County, NE$86,850$114,650
Holt County, NE$86,850$114,650
Hooker County, NE$86,850$114,650
Howard County, NE HUD Metro FMR Area$86,850$114,650
Jefferson County, NE$86,850$114,650
Johnson County, NE$86,850$114,650
Kearney County, NE$86,850$114,650
Keith County, NE$86,850$114,650
Keya Paha County, NE$86,850$114,650
Kimball County, NE$86,850$114,650
Knox County, NE$86,850$114,650
Lincoln County, NE$86,850$114,650
Lincoln, NE HUD Metro FMR Area$92,450$122,050
Logan County, NE$86,850$114,650
Loup County, NE$86,850$114,650
Madison County, NE$86,850$114,650
McPherson County, NE$86,850$114,650
Merrick County, NE HUD Metro FMR Area$86,850$114,650
Morrill County, NE$86,850$114,650
Nance County, NE$86,850$114,650
Nemaha County, NE$91,050$120,200
Nuckolls County, NE$86,850$114,650
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area$98,900$130,550
Otoe County, NE$86,850$114,650
Pawnee County, NE$86,850$114,650
Perkins County, NE$86,850$114,650
Phelps County, NE$86,850$114,650
Pierce County, NE$86,850$114,650
Platte County, NE$86,950$114,750
Polk County, NE$87,550$115,550
Red Willow County, NE$86,850$114,650
Richardson County, NE$86,850$114,650
Rock County, NE$86,850$114,650
Saline County, NE$86,850$114,650
Saunders County, NE HUD Metro FMR Area$93,850$123,900
Scotts Bluff County, NE$86,850$114,650
Seward County, NE HUD Metro FMR Area$95,000$125,400
Sheridan County, NE$86,850$114,650
Sherman County, NE$86,850$114,650
Sioux City, IA-NE-SD HUD Metro FMR Area$86,850$114,650
Sioux County, NE$86,850$114,650
Stanton County, NE$86,850$114,650
Thayer County, NE$86,850$114,650
Thomas County, NE$86,850$114,650
Thurston County, NE$86,850$114,650
Valley County, NE$86,850$114,650
Wayne County, NE$88,000$116,150
Webster County, NE$86,850$114,650
Wheeler County, NE$86,850$114,650
York County, NE$86,850$114,650
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