USDA Guaranteed Loans are the most popular rural development mortgage program in Nebraska.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nebraska USDA income limits playing a major role.  Guaranteed Loan income limits across NE are listed below.

Nebraska USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, NE$77,850$102,750
Antelope County, NE$75,650$99,850
Arthur County, NE$75,650$99,850
Banner County, NE$75,650$99,850
Blaine County, NE$75,650$99,850
Boone County, NE$75,650$99,850
Box Butte County, NE$75,650$99,850
Boyd County, NE$75,650$99,850
Brown County, NE$75,650$99,850
Buffalo County, NE$79,150$104,500
Burt County, NE$75,650$99,850
Butler County, NE$78,050$103,050
Cedar County, NE$75,650$99,850
Chase County, NE$75,650$99,850
Cherry County, NE$75,650$99,850
Cheyenne County, NE$76,100$100,450
Clay County, NE$75,650$99,850
Colfax County, NE$75,650$99,850
Cuming County, NE$75,650$99,850
Custer County, NE$75,650$99,850
Dawes County, NE$75,650$99,850
Dawson County, NE$75,650$99,850
Deuel County, NE$75,650$99,850
Dodge County, NE$75,650$99,850
Dundy County, NE$75,650$99,850
Fillmore County, NE$75,650$99,850
Franklin County, NE$75,650$99,850
Frontier County, NE$75,650$99,850
Furnas County, NE$75,650$99,850
Gage County, NE$75,650$99,850
Garden County, NE$75,650$99,850
Garfield County, NE$75,650$99,850
Gosper County, NE$75,650$99,850
Grant County, NE$75,650$99,850
Greeley County, NE$75,650$99,850
Hall County, NE HUD Metro FMR Area$75,650$99,850
Hamilton County, NE HUD Metro FMR Area$75,650$99,850
Harlan County, NE$75,650$99,850
Hayes County, NE$75,650$99,850
Hitchcock County, NE$75,650$99,850
Holt County, NE$75,650$99,850
Hooker County, NE$75,650$99,850
Howard County, NE HUD Metro FMR Area$76,500$101,000
Jefferson County, NE$75,650$99,850
Johnson County, NE$75,650$99,850
Kearney County, NE$77,500$102,300
Keith County, NE$75,650$99,850
Keya Paha County, NE$75,650$99,850
Kimball County, NE$75,650$99,850
Knox County, NE$75,650$99,850
Lincoln County, NE$78,000$102,950
Lincoln, NE HUD Metro FMR Area$81,650$107,800
Logan County, NE$75,650$99,850
Loup County, NE$75,650$99,850
Madison County, NE$75,650$99,850
McPherson County, NE$75,650$99,850
Merrick County, NE HUD Metro FMR Area$75,650$99,850
Morrill County, NE$75,650$99,850
Nance County, NE$75,650$99,850
Nemaha County, NE$76,900$101,500
Nuckolls County, NE$75,650$99,850
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area$83,950$110,800
Otoe County, NE$77,500$102,300
Pawnee County, NE$75,650$99,850
Perkins County, NE$77,850$102,750
Phelps County, NE$77,750$102,650
Pierce County, NE$75,650$99,850
Platte County, NE$75,650$99,850
Polk County, NE$75,650$99,850
Red Willow County, NE$75,650$99,850
Richardson County, NE$75,650$99,850
Rock County, NE$75,650$99,850
Saline County, NE$75,650$99,850
Saunders County, NE HUD Metro FMR Area$88,700$117,100
Scotts Bluff County, NE$75,650$99,850
Seward County, NE HUD Metro FMR Area$90,300$119,200
Sheridan County, NE$75,650$99,850
Sherman County, NE$75,650$99,850
Sioux City, IA-NE-SD HUD Metro FMR Area$75,750$100,000
Sioux County, NE$75,650$99,850
Stanton County, NE$75,650$99,850
Thayer County, NE$75,650$99,850
Thomas County, NE$75,650$99,850
Thurston County, NE$75,650$99,850
Valley County, NE$75,650$99,850
Wayne County, NE$78,400$103,500
Webster County, NE$75,650$99,850
Wheeler County, NE$75,650$99,850
York County, NE$75,650$99,850
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