USDA Guaranteed Loans are the most popular rural development mortgage program in Montana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Montana USDA income limits playing a major role.  Guaranteed Loan income limits across MT are listed below.

Montana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Beaverhead County, MT$75,650$99,850
Big Horn County, MT$75,650$99,850
Billings, MT HUD Metro FMR Area$77,500$102,300
Blaine County, MT$75,650$99,850
Broadwater County, MT$75,650$99,850
Carter County, MT$75,650$99,850
Chouteau County, MT$75,650$99,850
Custer County, MT$75,650$99,850
Daniels County, MT$75,650$99,850
Dawson County, MT$75,650$99,850
Deer Lodge County, MT$75,650$99,850
Fallon County, MT$80,050$105,650
Fergus County, MT$75,650$99,850
Flathead County, MT$75,650$99,850
Gallatin County, MT$82,800$109,300
Garfield County, MT$75,650$99,850
Glacier County, MT$75,650$99,850
Golden Valley County, MT HUD Metro FMR Area$75,650$99,850
Granite County, MT$75,650$99,850
Great Falls, MT MSA$75,650$99,850
Hill County, MT$75,650$99,850
Jefferson County, MT$91,200$120,400
Judith Basin County, MT$75,650$99,850
Lake County, MT$75,650$99,850
Lewis and Clark County, MT$84,650$111,750
Liberty County, MT$75,650$99,850
Lincoln County, MT$75,650$99,850
Madison County, MT$75,650$99,850
McCone County, MT$75,650$99,850
Meagher County, MT$75,650$99,850
Mineral County, MT$75,650$99,850
Missoula, MT MSA$75,650$99,850
Musselshell County, MT$75,650$99,850
Park County, MT$75,650$99,850
Petroleum County, MT$75,650$99,850
Phillips County, MT$75,650$99,850
Pondera County, MT$75,650$99,850
Powder River County, MT$75,650$99,850
Powell County, MT$75,650$99,850
Prairie County, MT$75,650$99,850
Ravalli County, MT$75,650$99,850
Richland County, MT$79,950$105,550
Roosevelt County, MT$75,650$99,850
Rosebud County, MT$75,650$99,850
Sanders County, MT$75,650$99,850
Sheridan County, MT$78,400$103,500
Silver Bow County, MT$75,650$99,850
Stillwater County, MT$81,850$108,050
Sweet Grass County, MT$75,650$99,850
Teton County, MT$75,650$99,850
Toole County, MT$75,650$99,850
Treasure County, MT$75,650$99,850
Valley County, MT$75,650$99,850
Wheatland County, MT$75,650$99,850
Wibaux County, MT$75,650$99,850
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