USDA Guaranteed Loans are the most popular rural development mortgage program in Montana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Montana USDA income limits playing a major role.  Guaranteed Loan income limits across MT are listed below.

Montana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Beaverhead County, MT$86,850$114,650
Big Horn County, MT$86,850$114,650
Billings, MT HUD Metro FMR Area$90,050$118,850
Blaine County, MT$86,850$114,650
Broadwater County, MT$86,850$114,650
Carter County, MT$86,850$114,650
Chouteau County, MT$86,850$114,650
Custer County, MT$86,850$114,650
Daniels County, MT$86,850$114,650
Dawson County, MT$86,850$114,650
Deer Lodge County, MT$86,850$114,650
Fallon County, MT$86,850$114,650
Fergus County, MT$86,850$114,650
Flathead County, MT$86,850$114,650
Gallatin County, MT$100,050$132,050
Garfield County, MT$86,850$114,650
Glacier County, MT$86,850$114,650
Golden Valley County, MT HUD Metro FMR Area$86,850$114,650
Granite County, MT$86,850$114,650
Great Falls, MT MSA$86,850$114,650
Hill County, MT$86,850$114,650
Jefferson County, MT$91,450$120,700
Judith Basin County, MT$86,850$114,650
Lake County, MT$86,850$114,650
Lewis and Clark County, MT$96,150$126,900
Liberty County, MT$86,850$114,650
Lincoln County, MT$86,850$114,650
Madison County, MT$86,850$114,650
McCone County, MT$86,850$114,650
Meagher County, MT$86,850$114,650
Mineral County, MT$86,850$114,650
Missoula, MT MSA$86,850$114,650
Musselshell County, MT$86,850$114,650
Park County, MT$86,850$114,650
Petroleum County, MT$86,850$114,650
Phillips County, MT$86,850$114,650
Pondera County, MT$86,850$114,650
Powder River County, MT$86,850$114,650
Powell County, MT$86,850$114,650
Prairie County, MT$86,850$114,650
Ravalli County, MT$86,850$114,650
Richland County, MT$92,150$121,650
Roosevelt County, MT$86,850$114,650
Rosebud County, MT$86,850$114,650
Sanders County, MT$86,850$114,650
Sheridan County, MT$91,800$121,200
Silver Bow County, MT$86,850$114,650
Stillwater County, MT$90,850$119,900
Sweet Grass County, MT$86,850$114,650
Teton County, MT$86,850$114,650
Toole County, MT$86,850$114,650
Treasure County, MT$86,850$114,650
Valley County, MT$86,850$114,650
Wheatland County, MT$86,850$114,650
Wibaux County, MT$86,850$114,650
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