USDA Guaranteed Loans are the most popular rural development mortgage program in Missouri.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Missouri USDA income limits playing a major role.  Guaranteed Loan income limits across MO are listed below.

Missouri USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, MO$75,650$99,850
Atchison County, MO$75,650$99,850
Audrain County, MO$75,650$99,850
Barry County, MO$75,650$99,850
Barton County, MO$75,650$99,850
Bates County, MO HUD Metro FMR Area$75,650$99,850
Benton County, MO$75,650$99,850
Butler County, MO$75,650$99,850
Callaway County, MO HUD Metro FMR Area$75,650$99,850
Camden County, MO$75,650$99,850
Cape Girardeau County, MO SEA$75,650$99,850
Cape Girardeau, MO-IL MSA$75,650$99,850
Carroll County, MO$75,650$99,850
Carter County, MO$75,650$99,850
Cedar County, MO$75,650$99,850
Chariton County, MO$75,650$99,850
Clark County, MO$75,650$99,850
Columbia, MO MSA$83,400$110,100
Cooper County, MO$75,650$99,850
Crawford County, MO$75,650$99,850
Dade County, MO$75,650$99,850
Dallas County, MO HUD Metro FMR Area$75,650$99,850
Daviess County, MO$75,650$99,850
Dent County, MO$75,650$99,850
Douglas County, MO$75,650$99,850
Dunklin County, MO$75,650$99,850
Gasconade County, MO$75,650$99,850
Gentry County, MO$75,650$99,850
Grundy County, MO$75,650$99,850
Harrison County, MO$75,650$99,850
Henry County, MO$75,650$99,850
Hickory County, MO$75,650$99,850
Holt County, MO$75,650$99,850
Howard County, MO$83,400$110,100
Howell County, MO$75,650$99,850
Iron County, MO$75,650$99,850
Jefferson City, MO HUD Metro FMR Area$80,500$106,250
Johnson County, MO$75,650$99,850
Joplin, MO MSA$75,650$99,850
Kansas City, MO-KS HUD Metro FMR Area$84,300$111,300
Knox County, MO$75,650$99,850
Laclede County, MO$75,650$99,850
Lawrence County, MO$75,650$99,850
Lewis County, MO$75,650$99,850
Linn County, MO$75,650$99,850
Livingston County, MO$75,650$99,850
Macon County, MO$75,650$99,850
Madison County, MO$75,650$99,850
Maries County, MO$75,650$99,850
Marion County, MO$75,650$99,850
McDonald County, MO HUD Metro FMR Area$75,650$99,850
Mercer County, MO$75,650$99,850
Miller County, MO$75,650$99,850
Mississippi County, MO$75,650$99,850
Moniteau County, MO HUD Metro FMR Area$75,650$99,850
Monroe County, MO$75,650$99,850
Montgomery County, MO$75,650$99,850
Morgan County, MO$75,650$99,850
New Madrid County, MO$75,650$99,850
Nodaway County, MO$75,650$99,850
Oregon County, MO$75,650$99,850
Ozark County, MO$75,650$99,850
Pemiscot County, MO$75,650$99,850
Perry County, MO$75,650$99,850
Pettis County, MO$75,650$99,850
Phelps County, MO$75,650$99,850
Pike County, MO$75,650$99,850
Polk County, MO HUD Metro FMR Area$75,650$99,850
Pulaski County, MO$75,650$99,850
Putnam County, MO$75,650$99,850
Ralls County, MO$75,650$99,850
Randolph County, MO$75,650$99,850
Reynolds County, MO$75,650$99,850
Ripley County, MO$75,650$99,850
Saline County, MO$75,650$99,850
Schuyler County, MO$75,650$99,850
Scotland County, MO$75,650$99,850
Scott County, MO$75,650$99,850
Shannon County, MO$75,650$99,850
Shelby County, MO$75,650$99,850
Springfield, MO HUD Metro FMR Area$75,650$99,850
St. Clair County, MO$75,650$99,850
St. Francois County, MO$75,650$99,850
St. Joseph, MO-KS MSA$75,650$99,850
St. Louis, MO-IL HUD Metro FMR Area$80,950$106,850
Ste. Genevieve County, MO$75,650$99,850
Stoddard County, MO$75,650$99,850
Stone County, MO$75,650$99,850
Sullivan County, MO$75,650$99,850
Taney County, MO$75,650$99,850
Texas County, MO$75,650$99,850
Vernon County, MO$75,650$99,850
Washington County, MO$75,650$99,850
Wayne County, MO$75,650$99,850
Worth County, MO$75,650$99,850
Wright County, MO$75,650$99,850
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