USDA Guaranteed Loans are the most popular rural development mortgage program in Missouri.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Missouri USDA income limits playing a major role.  Guaranteed Loan income limits across MO are listed below.

Missouri USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, MO$86,850$114,650
Atchison County, MO$86,850$114,650
Audrain County, MO$86,850$114,650
Barry County, MO$86,850$114,650
Barton County, MO$86,850$114,650
Bates County, MO HUD Metro FMR Area$86,850$114,650
Benton County, MO$86,850$114,650
Butler County, MO$86,850$114,650
Callaway County, MO HUD Metro FMR Area$86,850$114,650
Camden County, MO$86,850$114,650
Cape Girardeau County, MO SEA$86,850$114,650
Cape Girardeau, MO-IL MSA$86,850$114,650
Carroll County, MO$86,850$114,650
Carter County, MO$86,850$114,650
Cedar County, MO$86,850$114,650
Chariton County, MO$86,850$114,650
Clark County, MO$86,850$114,650
Columbia, MO MSA$91,300$120,500
Cooper County, MO$86,850$114,650
Crawford County, MO$86,850$114,650
Dade County, MO$86,850$114,650
Dallas County, MO HUD Metro FMR Area$86,850$114,650
Daviess County, MO$86,850$114,650
Dent County, MO$86,850$114,650
Douglas County, MO$86,850$114,650
Dunklin County, MO$86,850$114,650
Gasconade County, MO$86,850$114,650
Gentry County, MO$86,850$114,650
Grundy County, MO$86,850$114,650
Harrison County, MO$86,850$114,650
Henry County, MO$86,850$114,650
Hickory County, MO$86,850$114,650
Holt County, MO$86,850$114,650
Howard County, MO$86,850$114,650
Howell County, MO$86,850$114,650
Iron County, MO$86,850$114,650
Jefferson City, MO HUD Metro FMR Area$86,950$114,750
Johnson County, MO$86,850$114,650
Joplin, MO MSA$86,850$114,650
Kansas City, MO-KS HUD Metro FMR Area$95,100$125,550
Knox County, MO$86,850$114,650
Laclede County, MO$86,850$114,650
Lawrence County, MO$86,850$114,650
Lewis County, MO$86,850$114,650
Linn County, MO$86,850$114,650
Livingston County, MO$86,850$114,650
Macon County, MO$86,850$114,650
Madison County, MO$86,850$114,650
Maries County, MO$86,850$114,650
Marion County, MO$86,850$114,650
McDonald County, MO HUD Metro FMR Area$86,850$114,650
Mercer County, MO$86,850$114,650
Miller County, MO$86,850$114,650
Mississippi County, MO$86,850$114,650
Moniteau County, MO HUD Metro FMR Area$86,850$114,650
Monroe County, MO$86,850$114,650
Montgomery County, MO$86,850$114,650
Morgan County, MO$86,850$114,650
New Madrid County, MO$86,850$114,650
Nodaway County, MO$86,850$114,650
Oregon County, MO$86,850$114,650
Ozark County, MO$86,850$114,650
Pemiscot County, MO$86,850$114,650
Perry County, MO$86,850$114,650
Pettis County, MO$86,850$114,650
Phelps County, MO$86,850$114,650
Pike County, MO$86,850$114,650
Polk County, MO HUD Metro FMR Area$86,850$114,650
Pulaski County, MO$86,850$114,650
Putnam County, MO$86,850$114,650
Ralls County, MO$86,850$114,650
Randolph County, MO$86,850$114,650
Reynolds County, MO$86,850$114,650
Ripley County, MO$86,850$114,650
Saline County, MO$86,850$114,650
Schuyler County, MO$86,850$114,650
Scotland County, MO$86,850$114,650
Scott County, MO$86,850$114,650
Shannon County, MO$86,850$114,650
Shelby County, MO$86,850$114,650
Springfield, MO HUD Metro FMR Area$86,850$114,650
St. Clair County, MO$86,850$114,650
St. Francois County, MO$86,850$114,650
St. Joseph, MO-KS MSA$86,850$114,650
St. Louis, MO-IL HUD Metro FMR Area$93,500$123,400
Ste. Genevieve County, MO$86,850$114,650
Stoddard County, MO$86,850$114,650
Stone County, MO$86,850$114,650
Sullivan County, MO$86,850$114,650
Taney County, MO$86,850$114,650
Texas County, MO$86,850$114,650
Vernon County, MO$86,850$114,650
Washington County, MO$86,850$114,650
Wayne County, MO$86,850$114,650
Worth County, MO$86,850$114,650
Wright County, MO$86,850$114,650
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