USDA Guaranteed Loans are the most popular rural development mortgage program in Missouri. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Missouri USDA income limits playing a major role. Guaranteed Loan income limits across MO are listed below.
Missouri USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adair County, MO | $86,850 | $114,650 |
| Atchison County, MO | $86,850 | $114,650 |
| Audrain County, MO | $86,850 | $114,650 |
| Barry County, MO | $86,850 | $114,650 |
| Barton County, MO | $86,850 | $114,650 |
| Bates County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Benton County, MO | $86,850 | $114,650 |
| Butler County, MO | $86,850 | $114,650 |
| Callaway County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Camden County, MO | $86,850 | $114,650 |
| Cape Girardeau County, MO SEA | $86,850 | $114,650 |
| Cape Girardeau, MO-IL MSA | $86,850 | $114,650 |
| Carroll County, MO | $86,850 | $114,650 |
| Carter County, MO | $86,850 | $114,650 |
| Cedar County, MO | $86,850 | $114,650 |
| Chariton County, MO | $86,850 | $114,650 |
| Clark County, MO | $86,850 | $114,650 |
| Columbia, MO MSA | $91,300 | $120,500 |
| Cooper County, MO | $86,850 | $114,650 |
| Crawford County, MO | $86,850 | $114,650 |
| Dade County, MO | $86,850 | $114,650 |
| Dallas County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Daviess County, MO | $86,850 | $114,650 |
| Dent County, MO | $86,850 | $114,650 |
| Douglas County, MO | $86,850 | $114,650 |
| Dunklin County, MO | $86,850 | $114,650 |
| Gasconade County, MO | $86,850 | $114,650 |
| Gentry County, MO | $86,850 | $114,650 |
| Grundy County, MO | $86,850 | $114,650 |
| Harrison County, MO | $86,850 | $114,650 |
| Henry County, MO | $86,850 | $114,650 |
| Hickory County, MO | $86,850 | $114,650 |
| Holt County, MO | $86,850 | $114,650 |
| Howard County, MO | $86,850 | $114,650 |
| Howell County, MO | $86,850 | $114,650 |
| Iron County, MO | $86,850 | $114,650 |
| Jefferson City, MO HUD Metro FMR Area | $86,950 | $114,750 |
| Johnson County, MO | $86,850 | $114,650 |
| Joplin, MO MSA | $86,850 | $114,650 |
| Kansas City, MO-KS HUD Metro FMR Area | $95,100 | $125,550 |
| Knox County, MO | $86,850 | $114,650 |
| Laclede County, MO | $86,850 | $114,650 |
| Lawrence County, MO | $86,850 | $114,650 |
| Lewis County, MO | $86,850 | $114,650 |
| Linn County, MO | $86,850 | $114,650 |
| Livingston County, MO | $86,850 | $114,650 |
| Macon County, MO | $86,850 | $114,650 |
| Madison County, MO | $86,850 | $114,650 |
| Maries County, MO | $86,850 | $114,650 |
| Marion County, MO | $86,850 | $114,650 |
| McDonald County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Mercer County, MO | $86,850 | $114,650 |
| Miller County, MO | $86,850 | $114,650 |
| Mississippi County, MO | $86,850 | $114,650 |
| Moniteau County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Monroe County, MO | $86,850 | $114,650 |
| Montgomery County, MO | $86,850 | $114,650 |
| Morgan County, MO | $86,850 | $114,650 |
| New Madrid County, MO | $86,850 | $114,650 |
| Nodaway County, MO | $86,850 | $114,650 |
| Oregon County, MO | $86,850 | $114,650 |
| Ozark County, MO | $86,850 | $114,650 |
| Pemiscot County, MO | $86,850 | $114,650 |
| Perry County, MO | $86,850 | $114,650 |
| Pettis County, MO | $86,850 | $114,650 |
| Phelps County, MO | $86,850 | $114,650 |
| Pike County, MO | $86,850 | $114,650 |
| Polk County, MO HUD Metro FMR Area | $86,850 | $114,650 |
| Pulaski County, MO | $86,850 | $114,650 |
| Putnam County, MO | $86,850 | $114,650 |
| Ralls County, MO | $86,850 | $114,650 |
| Randolph County, MO | $86,850 | $114,650 |
| Reynolds County, MO | $86,850 | $114,650 |
| Ripley County, MO | $86,850 | $114,650 |
| Saline County, MO | $86,850 | $114,650 |
| Schuyler County, MO | $86,850 | $114,650 |
| Scotland County, MO | $86,850 | $114,650 |
| Scott County, MO | $86,850 | $114,650 |
| Shannon County, MO | $86,850 | $114,650 |
| Shelby County, MO | $86,850 | $114,650 |
| Springfield, MO HUD Metro FMR Area | $86,850 | $114,650 |
| St. Clair County, MO | $86,850 | $114,650 |
| St. Francois County, MO | $86,850 | $114,650 |
| St. Joseph, MO-KS MSA | $86,850 | $114,650 |
| St. Louis, MO-IL HUD Metro FMR Area | $93,500 | $123,400 |
| Ste. Genevieve County, MO | $86,850 | $114,650 |
| Stoddard County, MO | $86,850 | $114,650 |
| Stone County, MO | $86,850 | $114,650 |
| Sullivan County, MO | $86,850 | $114,650 |
| Taney County, MO | $86,850 | $114,650 |
| Texas County, MO | $86,850 | $114,650 |
| Vernon County, MO | $86,850 | $114,650 |
| Washington County, MO | $86,850 | $114,650 |
| Wayne County, MO | $86,850 | $114,650 |
| Worth County, MO | $86,850 | $114,650 |
| Wright County, MO | $86,850 | $114,650 |
