USDA Guaranteed Loans are the most popular rural development mortgage program in Mississippi.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Mississippi USDA income limits playing a major role.  Guaranteed Loan income limits across MS are listed below.

Mississippi USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, MS$75,650$99,850
Alcorn County, MS$75,650$99,850
Amite County, MS$75,650$99,850
Attala County, MS$75,650$99,850
Benton County, MS HUD Metro FMR Area$75,650$99,850
Bolivar County, MS$75,650$99,850
Calhoun County, MS$75,650$99,850
Carroll County, MS$75,650$99,850
Chickasaw County, MS$75,650$99,850
Choctaw County, MS$75,650$99,850
Claiborne County, MS$75,650$99,850
Clarke County, MS$75,650$99,850
Clay County, MS$75,650$99,850
Coahoma County, MS$75,650$99,850
Covington County, MS$75,650$99,850
Franklin County, MS$75,650$99,850
George County, MS$75,650$99,850
Greene County, MS$75,650$99,850
Grenada County, MS$75,650$99,850
Gulfport-Biloxi, MS HUD Metro FMR Area$75,650$99,850
Hattiesburg, MS MSA$75,650$99,850
Holmes County, MS$75,650$99,850
Humphreys County, MS$75,650$99,850
Issaquena County, MS$75,650$99,850
Itawamba County, MS$75,650$99,850
Jackson, MS HUD Metro FMR Area$75,650$99,850
Jasper County, MS$75,650$99,850
Jefferson County, MS$75,650$99,850
Jefferson Davis County, MS$75,650$99,850
Jones County, MS$75,650$99,850
Kemper County, MS$75,650$99,850
Lafayette County, MS$76,350$100,800
Lauderdale County, MS$75,650$99,850
Lawrence County, MS$75,650$99,850
Leake County, MS$75,650$99,850
Lee County, MS$75,650$99,850
Leflore County, MS$75,650$99,850
Lincoln County, MS$75,650$99,850
Lowndes County, MS$75,650$99,850
Marion County, MS$75,650$99,850
Marshall County, MS HUD Metro FMR Area$75,650$99,850
Memphis, TN-MS-AR HUD Metro FMR Area$75,650$99,850
Monroe County, MS$75,650$99,850
Montgomery County, MS$75,650$99,850
Neshoba County, MS$75,650$99,850
Newton County, MS$75,650$99,850
Noxubee County, MS$75,650$99,850
Oktibbeha County, MS$75,650$99,850
Panola County, MS$75,650$99,850
Pascagoula, MS HUD Metro FMR Area$75,650$99,850
Pearl River County, MS$75,650$99,850
Pike County, MS$75,650$99,850
Pontotoc County, MS$75,650$99,850
Prentiss County, MS$75,650$99,850
Quitman County, MS$75,650$99,850
Scott County, MS$75,650$99,850
Sharkey County, MS$75,650$99,850
Simpson County, MS HUD Metro FMR Area$75,650$99,850
Smith County, MS$75,650$99,850
Stone County, MS$75,650$99,850
Sunflower County, MS$75,650$99,850
Tallahatchie County, MS$75,650$99,850
Tate County, MS HUD Metro FMR Area$75,650$99,850
Tippah County, MS$75,650$99,850
Tishomingo County, MS$75,650$99,850
Tunica County, MS HUD Metro FMR Area$75,650$99,850
Union County, MS$75,650$99,850
Walthall County, MS$75,650$99,850
Warren County, MS$75,650$99,850
Washington County, MS$75,650$99,850
Wayne County, MS$75,650$99,850
Webster County, MS$75,650$99,850
Wilkinson County, MS$75,650$99,850
Winston County, MS$75,650$99,850
Yalobusha County, MS$75,650$99,850
Yazoo County, MS HUD Metro FMR Area$75,650$99,850
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