USDA Guaranteed Loans are the most popular rural development mortgage program in Mississippi.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Mississippi USDA income limits playing a major role.  Guaranteed Loan income limits across MS are listed below.

Mississippi USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, MS$86,850$114,650
Alcorn County, MS$86,850$114,650
Amite County, MS$86,850$114,650
Attala County, MS$86,850$114,650
Benton County, MS HUD Metro FMR Area$86,850$114,650
Bolivar County, MS$86,850$114,650
Calhoun County, MS$86,850$114,650
Carroll County, MS$86,850$114,650
Chickasaw County, MS$86,850$114,650
Choctaw County, MS$86,850$114,650
Claiborne County, MS$86,850$114,650
Clarke County, MS$86,850$114,650
Clay County, MS$86,850$114,650
Coahoma County, MS$86,850$114,650
Covington County, MS$86,850$114,650
Franklin County, MS$86,850$114,650
George County, MS$86,850$114,650
Greene County, MS$86,850$114,650
Grenada County, MS$86,850$114,650
Gulfport-Biloxi, MS HUD Metro FMR Area$86,850$114,650
Hattiesburg, MS MSA$86,850$114,650
Holmes County, MS$86,850$114,650
Humphreys County, MS$86,850$114,650
Issaquena County, MS$86,850$114,650
Itawamba County, MS$86,850$114,650
Jackson, MS HUD Metro FMR Area$86,850$114,650
Jasper County, MS$86,850$114,650
Jefferson County, MS$86,850$114,650
Jefferson Davis County, MS$86,850$114,650
Jones County, MS$86,850$114,650
Kemper County, MS$86,850$114,650
Lafayette County, MS$86,850$114,650
Lauderdale County, MS$86,850$114,650
Lawrence County, MS$86,850$114,650
Leake County, MS$86,850$114,650
Lee County, MS$86,850$114,650
Leflore County, MS$86,850$114,650
Lincoln County, MS$86,850$114,650
Lowndes County, MS$86,850$114,650
Marion County, MS$86,850$114,650
Marshall County, MS HUD Metro FMR Area$86,850$114,650
Memphis, TN-MS-AR HUD Metro FMR Area$86,850$114,650
Monroe County, MS$86,850$114,650
Montgomery County, MS$86,850$114,650
Neshoba County, MS$86,850$114,650
Newton County, MS$86,850$114,650
Noxubee County, MS$86,850$114,650
Oktibbeha County, MS$86,850$114,650
Panola County, MS$86,850$114,650
Pascagoula, MS HUD Metro FMR Area$86,850$114,650
Pearl River County, MS$86,850$114,650
Pike County, MS$86,850$114,650
Pontotoc County, MS$86,850$114,650
Prentiss County, MS$86,850$114,650
Quitman County, MS$86,850$114,650
Scott County, MS$86,850$114,650
Sharkey County, MS$86,850$114,650
Simpson County, MS HUD Metro FMR Area$86,850$114,650
Smith County, MS$86,850$114,650
Stone County, MS$86,850$114,650
Sunflower County, MS$86,850$114,650
Tallahatchie County, MS$86,850$114,650
Tate County, MS HUD Metro FMR Area$86,850$114,650
Tippah County, MS$86,850$114,650
Tishomingo County, MS$86,850$114,650
Tunica County, MS HUD Metro FMR Area$86,850$114,650
Union County, MS$86,850$114,650
Walthall County, MS$86,850$114,650
Warren County, MS$86,850$114,650
Washington County, MS$86,850$114,650
Wayne County, MS$86,850$114,650
Webster County, MS$86,850$114,650
Wilkinson County, MS$86,850$114,650
Winston County, MS$86,850$114,650
Yalobusha County, MS$86,850$114,650
Yazoo County, MS HUD Metro FMR Area$86,850$114,650
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