USDA Guaranteed Loans are the most popular rural development mortgage program in Mississippi. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Mississippi USDA income limits playing a major role. Guaranteed Loan income limits across MS are listed below.
Mississippi USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adams County, MS | $86,850 | $114,650 |
| Alcorn County, MS | $86,850 | $114,650 |
| Amite County, MS | $86,850 | $114,650 |
| Attala County, MS | $86,850 | $114,650 |
| Benton County, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Bolivar County, MS | $86,850 | $114,650 |
| Calhoun County, MS | $86,850 | $114,650 |
| Carroll County, MS | $86,850 | $114,650 |
| Chickasaw County, MS | $86,850 | $114,650 |
| Choctaw County, MS | $86,850 | $114,650 |
| Claiborne County, MS | $86,850 | $114,650 |
| Clarke County, MS | $86,850 | $114,650 |
| Clay County, MS | $86,850 | $114,650 |
| Coahoma County, MS | $86,850 | $114,650 |
| Covington County, MS | $86,850 | $114,650 |
| Franklin County, MS | $86,850 | $114,650 |
| George County, MS | $86,850 | $114,650 |
| Greene County, MS | $86,850 | $114,650 |
| Grenada County, MS | $86,850 | $114,650 |
| Gulfport-Biloxi, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Hattiesburg, MS MSA | $86,850 | $114,650 |
| Holmes County, MS | $86,850 | $114,650 |
| Humphreys County, MS | $86,850 | $114,650 |
| Issaquena County, MS | $86,850 | $114,650 |
| Itawamba County, MS | $86,850 | $114,650 |
| Jackson, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Jasper County, MS | $86,850 | $114,650 |
| Jefferson County, MS | $86,850 | $114,650 |
| Jefferson Davis County, MS | $86,850 | $114,650 |
| Jones County, MS | $86,850 | $114,650 |
| Kemper County, MS | $86,850 | $114,650 |
| Lafayette County, MS | $86,850 | $114,650 |
| Lauderdale County, MS | $86,850 | $114,650 |
| Lawrence County, MS | $86,850 | $114,650 |
| Leake County, MS | $86,850 | $114,650 |
| Lee County, MS | $86,850 | $114,650 |
| Leflore County, MS | $86,850 | $114,650 |
| Lincoln County, MS | $86,850 | $114,650 |
| Lowndes County, MS | $86,850 | $114,650 |
| Marion County, MS | $86,850 | $114,650 |
| Marshall County, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $86,850 | $114,650 |
| Monroe County, MS | $86,850 | $114,650 |
| Montgomery County, MS | $86,850 | $114,650 |
| Neshoba County, MS | $86,850 | $114,650 |
| Newton County, MS | $86,850 | $114,650 |
| Noxubee County, MS | $86,850 | $114,650 |
| Oktibbeha County, MS | $86,850 | $114,650 |
| Panola County, MS | $86,850 | $114,650 |
| Pascagoula, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Pearl River County, MS | $86,850 | $114,650 |
| Pike County, MS | $86,850 | $114,650 |
| Pontotoc County, MS | $86,850 | $114,650 |
| Prentiss County, MS | $86,850 | $114,650 |
| Quitman County, MS | $86,850 | $114,650 |
| Scott County, MS | $86,850 | $114,650 |
| Sharkey County, MS | $86,850 | $114,650 |
| Simpson County, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Smith County, MS | $86,850 | $114,650 |
| Stone County, MS | $86,850 | $114,650 |
| Sunflower County, MS | $86,850 | $114,650 |
| Tallahatchie County, MS | $86,850 | $114,650 |
| Tate County, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Tippah County, MS | $86,850 | $114,650 |
| Tishomingo County, MS | $86,850 | $114,650 |
| Tunica County, MS HUD Metro FMR Area | $86,850 | $114,650 |
| Union County, MS | $86,850 | $114,650 |
| Walthall County, MS | $86,850 | $114,650 |
| Warren County, MS | $86,850 | $114,650 |
| Washington County, MS | $86,850 | $114,650 |
| Wayne County, MS | $86,850 | $114,650 |
| Webster County, MS | $86,850 | $114,650 |
| Wilkinson County, MS | $86,850 | $114,650 |
| Winston County, MS | $86,850 | $114,650 |
| Yalobusha County, MS | $86,850 | $114,650 |
| Yazoo County, MS HUD Metro FMR Area | $86,850 | $114,650 |
