USDA Guaranteed Loans are the most popular rural development mortgage program in Louisiana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Louisiana USDA income limits playing a major role.  Guaranteed Loan income limits across LA are listed below.

Louisiana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Acadia Parish, LA HUD Metro FMR Area$86,850$114,650
Alexandria, LA MSA$86,850$114,650
Allen Parish, LA$86,850$114,650
Assumption Parish, LA$86,850$114,650
Avoyelles Parish, LA$86,850$114,650
Baton Rouge, LA HUD Metro FMR Area$86,850$114,650
Beauregard Parish, LA$86,850$114,650
Bienville Parish, LA$86,850$114,650
Caldwell Parish, LA$86,850$114,650
Catahoula Parish, LA$86,850$114,650
Claiborne Parish, LA$86,850$114,650
Concordia Parish, LA$86,850$114,650
East Carroll Parish, LA$86,850$114,650
Evangeline Parish, LA$86,850$114,650
Franklin Parish, LA$86,850$114,650
Hammond, LA MSA$86,850$114,650
Houma-Thibodaux, LA MSA$86,850$114,650
Iberia Parish, LA HUD Metro FMR Area$86,850$114,650
Iberville Parish, LA HUD Metro FMR Area$86,850$114,650
Jackson Parish, LA$86,850$114,650
Jefferson Davis Parish, LA$86,850$114,650
La Salle Parish, LA$86,850$114,650
Lafayette, LA HUD Metro FMR Area$86,850$114,650
Lake Charles, LA MSA$86,850$114,650
Lincoln Parish, LA$86,850$114,650
Madison Parish, LA$86,850$114,650
Monroe, LA MSA$86,850$114,650
Morehouse Parish, LA$86,850$114,650
Natchitoches Parish, LA$86,850$114,650
New Orleans-Metairie, LA HUD Metro FMR Area$86,850$114,650
Red River Parish, LA$86,850$114,650
Richland Parish, LA$86,850$114,650
Sabine Parish, LA$86,850$114,650
Shreveport-Bossier City, LA HUD Metro FMR Area$86,850$114,650
St. James Parish, LA HUD Metro FMR Area$86,850$114,650
St. Landry Parish, LA$86,850$114,650
St. Mary Parish, LA$86,850$114,650
Tensas Parish, LA$86,850$114,650
Vermilion Parish, LA HUD Metro FMR Area$86,850$114,650
Vernon Parish, LA$86,850$114,650
Washington Parish, LA$86,850$114,650
Webster Parish, LA HUD Metro FMR Area$86,850$114,650
West Carroll Parish, LA$86,850$114,650
Winn Parish, LA$86,850$114,650
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