USDA Guaranteed Loans are the most popular rural development mortgage program in Louisiana. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Louisiana USDA income limits playing a major role. Guaranteed Loan income limits across LA are listed below.
Louisiana USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Acadia Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Alexandria, LA MSA | $86,850 | $114,650 |
| Allen Parish, LA | $86,850 | $114,650 |
| Assumption Parish, LA | $86,850 | $114,650 |
| Avoyelles Parish, LA | $86,850 | $114,650 |
| Baton Rouge, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Beauregard Parish, LA | $86,850 | $114,650 |
| Bienville Parish, LA | $86,850 | $114,650 |
| Caldwell Parish, LA | $86,850 | $114,650 |
| Catahoula Parish, LA | $86,850 | $114,650 |
| Claiborne Parish, LA | $86,850 | $114,650 |
| Concordia Parish, LA | $86,850 | $114,650 |
| East Carroll Parish, LA | $86,850 | $114,650 |
| Evangeline Parish, LA | $86,850 | $114,650 |
| Franklin Parish, LA | $86,850 | $114,650 |
| Hammond, LA MSA | $86,850 | $114,650 |
| Houma-Thibodaux, LA MSA | $86,850 | $114,650 |
| Iberia Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Iberville Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Jackson Parish, LA | $86,850 | $114,650 |
| Jefferson Davis Parish, LA | $86,850 | $114,650 |
| La Salle Parish, LA | $86,850 | $114,650 |
| Lafayette, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Lake Charles, LA MSA | $86,850 | $114,650 |
| Lincoln Parish, LA | $86,850 | $114,650 |
| Madison Parish, LA | $86,850 | $114,650 |
| Monroe, LA MSA | $86,850 | $114,650 |
| Morehouse Parish, LA | $86,850 | $114,650 |
| Natchitoches Parish, LA | $86,850 | $114,650 |
| New Orleans-Metairie, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Red River Parish, LA | $86,850 | $114,650 |
| Richland Parish, LA | $86,850 | $114,650 |
| Sabine Parish, LA | $86,850 | $114,650 |
| Shreveport-Bossier City, LA HUD Metro FMR Area | $86,850 | $114,650 |
| St. James Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| St. Landry Parish, LA | $86,850 | $114,650 |
| St. Mary Parish, LA | $86,850 | $114,650 |
| Tensas Parish, LA | $86,850 | $114,650 |
| Vermilion Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| Vernon Parish, LA | $86,850 | $114,650 |
| Washington Parish, LA | $86,850 | $114,650 |
| Webster Parish, LA HUD Metro FMR Area | $86,850 | $114,650 |
| West Carroll Parish, LA | $86,850 | $114,650 |
| Winn Parish, LA | $86,850 | $114,650 |
