USDA Guaranteed Loans are the most popular rural development mortgage program in Louisiana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Louisiana USDA income limits playing a major role.  Guaranteed Loan income limits across LA are listed below.

Louisiana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Acadia Parish, LA HUD Metro FMR Area$75,650$99,850
Alexandria, LA MSA$75,650$99,850
Allen Parish, LA$75,650$99,850
Assumption Parish, LA$75,650$99,850
Avoyelles Parish, LA$75,650$99,850
Baton Rouge, LA HUD Metro FMR Area$76,350$100,800
Beauregard Parish, LA$75,650$99,850
Bienville Parish, LA$75,650$99,850
Caldwell Parish, LA$75,650$99,850
Catahoula Parish, LA$75,650$99,850
Claiborne Parish, LA$75,650$99,850
Concordia Parish, LA$75,650$99,850
East Carroll Parish, LA$75,650$99,850
Evangeline Parish, LA$75,650$99,850
Franklin Parish, LA$75,650$99,850
Hammond, LA MSA$75,650$99,850
Houma-Thibodaux, LA MSA$75,650$99,850
Iberia Parish, LA HUD Metro FMR Area$75,650$99,850
Iberville Parish, LA HUD Metro FMR Area$75,650$99,850
Jackson Parish, LA$75,650$99,850
Jefferson Davis Parish, LA$75,650$99,850
La Salle Parish, LA$75,650$99,850
Lafayette, LA HUD Metro FMR Area$76,350$100,800
Lake Charles, LA MSA$75,650$99,850
Lincoln Parish, LA$75,650$99,850
Madison Parish, LA$75,650$99,850
Monroe, LA MSA$75,650$99,850
Morehouse Parish, LA$75,650$99,850
Natchitoches Parish, LA$75,650$99,850
New Orleans-Metairie, LA HUD Metro FMR Area$75,650$99,850
Red River Parish, LA$75,650$99,850
Richland Parish, LA$75,650$99,850
Sabine Parish, LA$75,650$99,850
Shreveport-Bossier City, LA HUD Metro FMR Area$75,650$99,850
St. James Parish, LA HUD Metro FMR Area$76,900$101,500
St. Landry Parish, LA$75,650$99,850
St. Mary Parish, LA$75,650$99,850
Tensas Parish, LA$75,650$99,850
Vermilion Parish, LA HUD Metro FMR Area$75,650$99,850
Vernon Parish, LA$75,650$99,850
Washington Parish, LA$75,650$99,850
Webster Parish, LA HUD Metro FMR Area$75,650$99,850
West Carroll Parish, LA$75,650$99,850
Winn Parish, LA$75,650$99,850
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