USDA Guaranteed Loans are the most popular rural development mortgage program in Kansas.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Kansas USDA income limits playing a major role.  Guaranteed Loan income limits across KS are listed below.

Kansas USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Allen County, KS$86,850$114,650
Anderson County, KS$86,850$114,650
Atchison County, KS$86,850$114,650
Barber County, KS$86,850$114,650
Barton County, KS$86,850$114,650
Bourbon County, KS$86,850$114,650
Brown County, KS$86,850$114,650
Chase County, KS$86,850$114,650
Chautauqua County, KS$86,850$114,650
Cherokee County, KS$86,850$114,650
Cheyenne County, KS$86,850$114,650
Clark County, KS$86,850$114,650
Clay County, KS$86,850$114,650
Cloud County, KS$86,850$114,650
Coffey County, KS$86,850$114,650
Comanche County, KS$86,850$114,650
Cowley County, KS$86,850$114,650
Crawford County, KS$86,850$114,650
Decatur County, KS$86,850$114,650
Dickinson County, KS$86,850$114,650
Edwards County, KS$86,850$114,650
Elk County, KS$86,850$114,650
Ellis County, KS$86,850$114,650
Ellsworth County, KS$86,850$114,650
Finney County, KS$86,850$114,650
Ford County, KS$86,850$114,650
Franklin County, KS$86,850$114,650
Geary County, KS$86,850$114,650
Gove County, KS$86,850$114,650
Graham County, KS$86,850$114,650
Grant County, KS$86,850$114,650
Gray County, KS$86,850$114,650
Greeley County, KS$86,850$114,650
Greenwood County, KS$86,850$114,650
Hamilton County, KS$86,850$114,650
Harper County, KS$86,850$114,650
Haskell County, KS$86,850$114,650
Hodgeman County, KS$87,400$115,350
Jewell County, KS$86,850$114,650
Kansas City, MO-KS HUD Metro FMR Area$95,100$125,550
Kearny County, KS$86,850$114,650
Kingman County, KS HUD Metro FMR Area$86,850$114,650
Kiowa County, KS$86,850$114,650
Labette County, KS$86,850$114,650
Lane County, KS$86,850$114,650
Lawrence, KS MSA$94,150$124,300
Lincoln County, KS$86,850$114,650
Logan County, KS$86,850$114,650
Lyon County, KS$86,850$114,650
Marion County, KS$86,850$114,650
Marshall County, KS$86,850$114,650
McPherson County, KS$86,850$114,650
Meade County, KS$86,850$114,650
Mitchell County, KS$86,850$114,650
Montgomery County, KS$86,850$114,650
Morris County, KS$86,850$114,650
Morton County, KS$86,850$114,650
Nemaha County, KS$86,850$114,650
Neosho County, KS$86,850$114,650
Ness County, KS$86,850$114,650
Norton County, KS$86,850$114,650
Osborne County, KS$86,850$114,650
Ottawa County, KS$86,850$114,650
Pawnee County, KS$86,850$114,650
Phillips County, KS$86,850$114,650
Pottawatomie County, KS SEA$91,300$120,500
Pratt County, KS$86,850$114,650
Rawlins County, KS$86,850$114,650
Reno County, KS$86,850$114,650
Republic County, KS$86,850$114,650
Rice County, KS$86,850$114,650
Riley County, KS SEA$91,300$120,500
Rooks County, KS$86,850$114,650
Rush County, KS$86,850$114,650
Russell County, KS$86,850$114,650
Saline County, KS$86,850$114,650
Scott County, KS$86,850$114,650
Seward County, KS$86,850$114,650
Sheridan County, KS$86,850$114,650
Sherman County, KS$86,850$114,650
Smith County, KS$86,850$114,650
St. Joseph, MO-KS MSA$86,850$114,650
Stafford County, KS$86,850$114,650
Stanton County, KS$86,850$114,650
Stevens County, KS$86,850$114,650
Sumner County, KS HUD Metro FMR Area$86,850$114,650
Thomas County, KS$86,850$114,650
Topeka, KS MSA$86,850$114,650
Trego County, KS$86,850$114,650
Wallace County, KS$91,300$120,500
Washington County, KS$86,850$114,650
Wichita County, KS$86,850$114,650
Wichita, KS HUD Metro FMR Area$86,850$114,650
Wilson County, KS$86,850$114,650
Woodson County, KS$86,850$114,650
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