USDA Guaranteed Loans are the most popular rural development mortgage program in Kansas.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Kansas USDA income limits playing a major role.  Guaranteed Loan income limits across KS are listed below.

Kansas USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Allen County, KS$75,650$99,850
Anderson County, KS$75,650$99,850
Atchison County, KS$75,650$99,850
Barber County, KS$75,650$99,850
Barton County, KS$75,650$99,850
Bourbon County, KS$75,650$99,850
Brown County, KS$75,650$99,850
Chase County, KS$75,650$99,850
Chautauqua County, KS$75,650$99,850
Cherokee County, KS$75,650$99,850
Cheyenne County, KS$75,650$99,850
Clark County, KS$75,650$99,850
Clay County, KS$75,650$99,850
Cloud County, KS$75,650$99,850
Coffey County, KS$78,000$102,950
Comanche County, KS$75,650$99,850
Cowley County, KS$75,650$99,850
Crawford County, KS$75,650$99,850
Decatur County, KS$75,650$99,850
Dickinson County, KS$75,650$99,850
Edwards County, KS$75,650$99,850
Elk County, KS$75,650$99,850
Ellis County, KS$75,900$100,200
Ellsworth County, KS$75,650$99,850
Finney County, KS$75,650$99,850
Ford County, KS$75,650$99,850
Franklin County, KS$75,650$99,850
Geary County, KS$75,650$99,850
Gove County, KS$75,650$99,850
Graham County, KS$75,650$99,850
Grant County, KS$77,850$102,750
Gray County, KS$75,750$100,000
Greeley County, KS$76,700$101,250
Greenwood County, KS$75,650$99,850
Hamilton County, KS$75,650$99,850
Harper County, KS$75,650$99,850
Haskell County, KS$75,650$99,850
Hodgeman County, KS$76,500$101,000
Jewell County, KS$75,650$99,850
Kansas City, MO-KS HUD Metro FMR Area$84,300$111,300
Kearny County, KS$75,650$99,850
Kingman County, KS HUD Metro FMR Area$75,650$99,850
Kiowa County, KS$75,650$99,850
Labette County, KS$75,650$99,850
Lane County, KS$76,500$101,000
Lawrence, KS MSA$85,900$113,400
Lincoln County, KS$75,650$99,850
Logan County, KS$75,650$99,850
Lyon County, KS$75,650$99,850
Marion County, KS$75,650$99,850
Marshall County, KS$75,650$99,850
McPherson County, KS$83,600$110,350
Meade County, KS$75,650$99,850
Mitchell County, KS$75,650$99,850
Montgomery County, KS$75,650$99,850
Morris County, KS$75,650$99,850
Morton County, KS$75,650$99,850
Nemaha County, KS$75,650$99,850
Neosho County, KS$75,650$99,850
Ness County, KS$75,650$99,850
Norton County, KS$75,650$99,850
Osborne County, KS$75,650$99,850
Ottawa County, KS$78,000$102,950
Pawnee County, KS$75,650$99,850
Phillips County, KS$75,650$99,850
Pottawatomie County, KS SEA$75,650$99,850
Pratt County, KS$75,650$99,850
Rawlins County, KS$75,650$99,850
Reno County, KS$75,650$99,850
Republic County, KS$75,650$99,850
Rice County, KS$75,650$99,850
Riley County, KS SEA$75,650$99,850
Rooks County, KS$75,650$99,850
Rush County, KS$75,650$99,850
Russell County, KS$75,650$99,850
Saline County, KS$75,650$99,850
Scott County, KS$79,500$104,950
Seward County, KS$75,650$99,850
Sheridan County, KS$75,650$99,850
Sherman County, KS$75,650$99,850
Smith County, KS$75,650$99,850
St. Joseph, MO-KS MSA$75,650$99,850
Stafford County, KS$75,650$99,850
Stanton County, KS$75,650$99,850
Stevens County, KS$75,650$99,850
Sumner County, KS HUD Metro FMR Area$76,850$101,450
Thomas County, KS$85,700$113,100
Topeka, KS MSA$75,650$99,850
Trego County, KS$75,650$99,850
Wallace County, KS$75,650$99,850
Washington County, KS$75,650$99,850
Wichita County, KS$75,650$99,850
Wichita, KS HUD Metro FMR Area$75,750$100,000
Wilson County, KS$75,650$99,850
Woodson County, KS$75,650$99,850
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