USDA Guaranteed Loans are the most popular rural development mortgage program in Indiana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Indiana USDA income limits playing a major role.  Guaranteed Loan income limits across IN are listed below.

Indiana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, IN$75,650$99,850
Anderson, IN HUD Metro FMR Area$75,650$99,850
Blackford County, IN$75,650$99,850
Bloomington, IN HUD Metro FMR Area$75,650$99,850
Carroll County, IN HUD Metro FMR Area$75,650$99,850
Cass County, IN$75,650$99,850
Cincinnati, OH-KY-IN HUD Metro FMR Area$82,000$108,250
Clinton County, IN$75,650$99,850
Columbus, IN MSA$78,400$103,500
Crawford County, IN$75,650$99,850
Daviess County, IN$75,650$99,850
Decatur County, IN$75,650$99,850
DeKalb County, IN$75,650$99,850
Dubois County, IN$80,500$106,250
Elkhart-Goshen, IN MSA$75,650$99,850
Evansville, IN-KY MSA$75,650$99,850
Fayette County, IN$75,650$99,850
Fort Wayne, IN MSA$75,650$99,850
Fountain County, IN$75,650$99,850
Franklin County, IN$82,000$108,250
Fulton County, IN$75,650$99,850
Gary, IN HUD Metro FMR Area$76,050$100,400
Gibson County, IN$76,600$101,100
Grant County, IN$75,650$99,850
Greene County, IN$75,650$99,850
Henry County, IN$75,650$99,850
Huntington County, IN$75,650$99,850
Indianapolis-Carmel-Anderson, IN HUD Metro FMR Area$79,000$104,300
Jackson County, IN$75,650$99,850
Jasper County, IN HUD Metro FMR Area$81,800$108,000
Jay County, IN$75,650$99,850
Jefferson County, IN$75,650$99,850
Jennings County, IN$75,650$99,850
Knox County, IN$75,650$99,850
Kokomo, IN MSA$75,650$99,850
Kosciusko County, IN$75,650$99,850
Lafayette-West Lafayette, IN HUD Metro FMR Area$75,650$99,850
LaGrange County, IN$75,650$99,850
Lawrence County, IN$75,650$99,850
Louisville, KY-IN HUD Metro FMR Area$77,050$101,700
Marshall County, IN$75,650$99,850
Martin County, IN$75,650$99,850
Miami County, IN$75,650$99,850
Michigan City-La Porte, IN MSA$75,650$99,850
Montgomery County, IN$75,650$99,850
Muncie, IN MSA$75,650$99,850
Noble County, IN$75,650$99,850
Orange County, IN$75,650$99,850
Owen County, IN HUD Metro FMR Area$75,650$99,850
Parke County, IN$75,650$99,850
Perry County, IN$75,650$99,850
Pike County, IN$75,650$99,850
Pulaski County, IN$75,650$99,850
Putnam County, IN HUD Metro FMR Area$75,650$99,850
Randolph County, IN$75,650$99,850
Ripley County, IN$75,650$99,850
Rush County, IN$75,650$99,850
Scott County, IN HUD Metro FMR Area$75,650$99,850
South Bend-Mishawaka, IN HUD Metro FMR Area$75,650$99,850
Spencer County, IN$77,650$102,500
Starke County, IN$75,650$99,850
Steuben County, IN$75,650$99,850
Sullivan County, IN HUD Metro FMR Area$75,650$99,850
Switzerland County, IN$75,650$99,850
Terre Haute, IN HUD Metro FMR Area$75,650$99,850
Tipton County, IN$75,650$99,850
Union County, IN HUD Metro FMR Area$75,650$99,850
Wabash County, IN$75,650$99,850
Warren County, IN$75,650$99,850
Washington County, IN HUD Metro FMR Area$75,650$99,850
Wayne County, IN$75,650$99,850
White County, IN$75,650$99,850
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