USDA Guaranteed Loans are the most popular rural development mortgage program in Indiana.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Indiana USDA income limits playing a major role.  Guaranteed Loan income limits across IN are listed below.

Indiana USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, IN$86,850$114,650
Anderson, IN HUD Metro FMR Area$86,850$114,650
Blackford County, IN$86,850$114,650
Bloomington, IN HUD Metro FMR Area$86,850$114,650
Carroll County, IN HUD Metro FMR Area$86,850$114,650
Cass County, IN$86,850$114,650
Cincinnati, OH-KY-IN HUD Metro FMR Area$93,500$123,400
Clinton County, IN$86,850$114,650
Columbus, IN MSA$86,850$114,650
Crawford County, IN$86,850$114,650
Daviess County, IN$86,850$114,650
Decatur County, IN$86,850$114,650
DeKalb County, IN$86,850$114,650
Dubois County, IN$86,850$114,650
Elkhart-Goshen, IN MSA$86,850$114,650
Evansville, IN-KY MSA$86,850$114,650
Fayette County, IN$86,850$114,650
Fort Wayne, IN MSA$86,850$114,650
Fountain County, IN$86,850$114,650
Franklin County, IN$86,850$114,650
Fulton County, IN$86,850$114,650
Gary, IN HUD Metro FMR Area$86,850$114,650
Gibson County, IN$86,850$114,650
Grant County, IN$86,850$114,650
Greene County, IN$86,850$114,650
Henry County, IN$86,850$114,650
Huntington County, IN$86,850$114,650
Indianapolis-Carmel, IN HUD Metro FMR Area$91,850$121,250
Jackson County, IN$86,850$114,650
Jasper County, IN HUD Metro FMR Area$86,850$114,650
Jay County, IN$86,850$114,650
Jefferson County, IN$86,850$114,650
Jennings County, IN$86,850$114,650
Knox County, IN$86,850$114,650
Kokomo, IN MSA$86,850$114,650
Kosciusko County, IN$86,850$114,650
Lafayette-West Lafayette, IN HUD Metro FMR Area$86,850$114,650
LaGrange County, IN$86,850$114,650
Lawrence County, IN$86,850$114,650
Louisville, KY-IN HUD Metro FMR Area$87,850$115,950
Marshall County, IN$86,850$114,650
Martin County, IN$86,850$114,650
Miami County, IN$86,850$114,650
Michigan City-La Porte, IN MSA$86,850$114,650
Montgomery County, IN$86,850$114,650
Muncie, IN MSA$86,850$114,650
Noble County, IN$86,850$114,650
Orange County, IN$86,850$114,650
Owen County, IN HUD Metro FMR Area$86,850$114,650
Parke County, IN$86,850$114,650
Perry County, IN$86,850$114,650
Pike County, IN$86,850$114,650
Pulaski County, IN$86,850$114,650
Putnam County, IN HUD Metro FMR Area$86,850$114,650
Randolph County, IN$86,850$114,650
Ripley County, IN$86,850$114,650
Rush County, IN$86,850$114,650
Scott County, IN HUD Metro FMR Area$86,850$114,650
South Bend-Mishawaka, IN HUD Metro FMR Area$86,850$114,650
Spencer County, IN$86,850$114,650
Starke County, IN$86,850$114,650
Steuben County, IN$86,850$114,650
Sullivan County, IN HUD Metro FMR Area$86,850$114,650
Switzerland County, IN$86,850$114,650
Terre Haute, IN HUD Metro FMR Area$86,850$114,650
Tipton County, IN$86,850$114,650
Union County, IN HUD Metro FMR Area$86,850$114,650
Wabash County, IN$86,850$114,650
Warren County, IN$86,850$114,650
Washington County, IN HUD Metro FMR Area$86,850$114,650
Wayne County, IN$86,850$114,650
White County, IN$86,850$114,650
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