USDA Guaranteed Loans are the most popular rural development mortgage program in Idaho.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Idaho USDA income limits playing a major role.  Guaranteed Loan income limits across ID are listed below.

Idaho USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, ID$86,850$114,650
Bear Lake County, ID$86,850$114,650
Benewah County, ID$86,850$114,650
Bingham County, ID$86,850$114,650
Blaine County, ID$92,700$122,350
Boise City, ID HUD Metro FMR Area$86,850$114,650
Bonner County, ID$86,850$114,650
Boundary County, ID$86,850$114,650
Butte County, ID HUD Metro FMR Area$86,850$114,650
Camas County, ID$86,850$114,650
Caribou County, ID$86,850$114,650
Cassia County, ID$86,850$114,650
Clark County, ID$86,850$114,650
Clearwater County, ID$86,850$114,650
Coeur d'Alene, ID MSA$86,850$114,650
Custer County, ID$86,850$114,650
Elmore County, ID$86,850$114,650
Fremont County, ID$86,850$114,650
Gem County, ID HUD Metro FMR Area$86,850$114,650
Gooding County, ID$86,850$114,650
Idaho County, ID$86,850$114,650
Idaho Falls, ID HUD Metro FMR Area$86,850$114,650
Jerome County, ID$86,850$114,650
Latah County, ID$86,850$114,650
Lemhi County, ID$86,850$114,650
Lewis County, ID$86,850$114,650
Lewiston, ID-WA MSA$86,850$114,650
Lincoln County, ID$86,850$114,650
Logan, UT-ID MSA$86,850$114,650
Madison County, ID$86,850$114,650
Minidoka County, ID$86,850$114,650
Oneida County, ID$86,850$114,650
Payette County, ID$86,850$114,650
Pocatello, ID MSA$86,850$114,650
Power County, ID$86,850$114,650
Shoshone County, ID$86,850$114,650
Teton County, ID$86,850$114,650
Twin Falls County, ID$86,850$114,650
Valley County, ID$86,850$114,650
Washington County, ID$86,850$114,650
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