USDA Guaranteed Loans are the most popular rural development mortgage program in Arkansas.  Along with no down payment requirement, USDA loans don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Arkansas USDA income limits playing a major role.  Guaranteed Loan income limits across AR are listed below.

Arkansas USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Arkansas County, AR$86,850$114,650
Ashley County, AR$86,850$114,650
Baxter County, AR$86,850$114,650
Boone County, AR$86,850$114,650
Bradley County, AR$86,850$114,650
Calhoun County, AR$86,850$114,650
Carroll County, AR$86,850$114,650
Chicot County, AR$86,850$114,650
Clark County, AR$86,850$114,650
Clay County, AR$86,850$114,650
Cleburne County, AR$86,850$114,650
Columbia County, AR$86,850$114,650
Conway County, AR$86,850$114,650
Cross County, AR$86,850$114,650
Dallas County, AR$86,850$114,650
Desha County, AR$86,850$114,650
Drew County, AR$86,850$114,650
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area$86,850$114,650
Fort Smith, AR-OK HUD Metro FMR Area$86,850$114,650
Franklin County, AR$86,850$114,650
Fulton County, AR$86,850$114,650
Grant County, AR HUD Metro FMR Area$86,850$114,650
Greene County, AR$86,850$114,650
Hempstead County, AR$86,850$114,650
Hot Spring County, AR$86,850$114,650
Hot Springs, AR MSA$86,850$114,650
Howard County, AR$86,850$114,650
Independence County, AR$86,850$114,650
Izard County, AR$86,850$114,650
Jackson County, AR$86,850$114,650
Johnson County, AR$86,850$114,650
Jonesboro, AR HUD Metro FMR Area$86,850$114,650
Lafayette County, AR$86,850$114,650
Lawrence County, AR$86,850$114,650
Lee County, AR$86,850$114,650
Little River County, AR HUD Metro FMR Area$86,850$114,650
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area$86,850$114,650
Logan County, AR$86,850$114,650
Marion County, AR$86,850$114,650
Memphis, TN-MS-AR HUD Metro FMR Area$86,850$114,650
Mississippi County, AR$86,850$114,650
Monroe County, AR$86,850$114,650
Montgomery County, AR$86,850$114,650
Nevada County, AR$86,850$114,650
Newton County, AR$86,850$114,650
Ouachita County, AR$86,850$114,650
Phillips County, AR$86,850$114,650
Pike County, AR$86,850$114,650
Pine Bluff, AR MSA$86,850$114,650
Poinsett County, AR HUD Metro FMR Area$86,850$114,650
Polk County, AR$86,850$114,650
Pope County, AR$86,850$114,650
Prairie County, AR$86,850$114,650
Randolph County, AR$86,850$114,650
Scott County, AR$86,850$114,650
Searcy County, AR$86,850$114,650
Sevier County, AR$86,850$114,650
Sharp County, AR$86,850$114,650
St. Francis County, AR$86,850$114,650
Stone County, AR$86,850$114,650
Texarkana, TX-Texarkana, AR HUD Metro FMR Area$86,850$114,650
Union County, AR$86,850$114,650
Van Buren County, AR$86,850$114,650
White County, AR$86,850$114,650
Woodruff County, AR$86,850$114,650
Yell County, AR$86,850$114,650
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