USDA Guaranteed Loans are the most popular rural development mortgage program in Arkansas.  Along with no down payment requirement, USDA loans don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Arkansas USDA income limits playing a major role.  Guaranteed Loan income limits across AR are listed below.

Arkansas USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Arkansas County, AR$75,650$99,850
Ashley County, AR$75,650$99,850
Baxter County, AR$75,650$99,850
Boone County, AR$75,650$99,850
Bradley County, AR$75,650$99,850
Calhoun County, AR$75,650$99,850
Carroll County, AR$75,650$99,850
Chicot County, AR$75,650$99,850
Clark County, AR$75,650$99,850
Clay County, AR$75,650$99,850
Cleburne County, AR$75,650$99,850
Columbia County, AR$75,650$99,850
Conway County, AR$75,650$99,850
Cross County, AR$75,650$99,850
Dallas County, AR$75,650$99,850
Desha County, AR$75,650$99,850
Drew County, AR$75,650$99,850
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area$75,650$99,850
Fort Smith, AR-OK HUD Metro FMR Area$75,650$99,850
Franklin County, AR$75,650$99,850
Fulton County, AR$75,650$99,850
Grant County, AR HUD Metro FMR Area$75,650$99,850
Greene County, AR$75,650$99,850
Hempstead County, AR$75,650$99,850
Hot Spring County, AR$75,650$99,850
Hot Springs, AR MSA$75,650$99,850
Howard County, AR$75,650$99,850
Independence County, AR$75,650$99,850
Izard County, AR$75,650$99,850
Jackson County, AR$75,650$99,850
Johnson County, AR$75,650$99,850
Jonesboro, AR HUD Metro FMR Area$75,650$99,850
Lafayette County, AR$75,650$99,850
Lawrence County, AR$75,650$99,850
Lee County, AR$75,650$99,850
Little River County, AR HUD Metro FMR Area$75,650$99,850
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area$75,650$99,850
Logan County, AR$75,650$99,850
Marion County, AR$75,650$99,850
Memphis, TN-MS-AR HUD Metro FMR Area$75,650$99,850
Mississippi County, AR$75,650$99,850
Monroe County, AR$75,650$99,850
Montgomery County, AR$75,650$99,850
Nevada County, AR$75,650$99,850
Newton County, AR$75,650$99,850
Ouachita County, AR$75,650$99,850
Phillips County, AR$75,650$99,850
Pike County, AR$75,650$99,850
Pine Bluff, AR MSA$75,650$99,850
Poinsett County, AR HUD Metro FMR Area$75,650$99,850
Polk County, AR$75,650$99,850
Pope County, AR$75,650$99,850
Prairie County, AR$75,650$99,850
Randolph County, AR$75,650$99,850
Scott County, AR$75,650$99,850
Searcy County, AR$75,650$99,850
Sevier County, AR$75,650$99,850
Sharp County, AR$75,650$99,850
St. Francis County, AR$75,650$99,850
Stone County, AR$75,650$99,850
Texarkana, TX-Texarkana, AR HUD Metro FMR Area$75,650$99,850
Union County, AR$75,650$99,850
Van Buren County, AR$75,650$99,850
White County, AR$75,650$99,850
Woodruff County, AR$75,650$99,850
Yell County, AR$75,650$99,850
Get Your Rate Quote
Refinance     Purchase

As seen in: