USDA Guaranteed Loans are the most popular rural development mortgage program in Arkansas. Along with no down payment requirement, USDA loans don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Arkansas USDA income limits playing a major role. Guaranteed Loan income limits across AR are listed below.
Arkansas USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Arkansas County, AR | $86,850 | $114,650 |
| Ashley County, AR | $86,850 | $114,650 |
| Baxter County, AR | $86,850 | $114,650 |
| Boone County, AR | $86,850 | $114,650 |
| Bradley County, AR | $86,850 | $114,650 |
| Calhoun County, AR | $86,850 | $114,650 |
| Carroll County, AR | $86,850 | $114,650 |
| Chicot County, AR | $86,850 | $114,650 |
| Clark County, AR | $86,850 | $114,650 |
| Clay County, AR | $86,850 | $114,650 |
| Cleburne County, AR | $86,850 | $114,650 |
| Columbia County, AR | $86,850 | $114,650 |
| Conway County, AR | $86,850 | $114,650 |
| Cross County, AR | $86,850 | $114,650 |
| Dallas County, AR | $86,850 | $114,650 |
| Desha County, AR | $86,850 | $114,650 |
| Drew County, AR | $86,850 | $114,650 |
| Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Fort Smith, AR-OK HUD Metro FMR Area | $86,850 | $114,650 |
| Franklin County, AR | $86,850 | $114,650 |
| Fulton County, AR | $86,850 | $114,650 |
| Grant County, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Greene County, AR | $86,850 | $114,650 |
| Hempstead County, AR | $86,850 | $114,650 |
| Hot Spring County, AR | $86,850 | $114,650 |
| Hot Springs, AR MSA | $86,850 | $114,650 |
| Howard County, AR | $86,850 | $114,650 |
| Independence County, AR | $86,850 | $114,650 |
| Izard County, AR | $86,850 | $114,650 |
| Jackson County, AR | $86,850 | $114,650 |
| Johnson County, AR | $86,850 | $114,650 |
| Jonesboro, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Lafayette County, AR | $86,850 | $114,650 |
| Lawrence County, AR | $86,850 | $114,650 |
| Lee County, AR | $86,850 | $114,650 |
| Little River County, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Logan County, AR | $86,850 | $114,650 |
| Marion County, AR | $86,850 | $114,650 |
| Memphis, TN-MS-AR HUD Metro FMR Area | $86,850 | $114,650 |
| Mississippi County, AR | $86,850 | $114,650 |
| Monroe County, AR | $86,850 | $114,650 |
| Montgomery County, AR | $86,850 | $114,650 |
| Nevada County, AR | $86,850 | $114,650 |
| Newton County, AR | $86,850 | $114,650 |
| Ouachita County, AR | $86,850 | $114,650 |
| Phillips County, AR | $86,850 | $114,650 |
| Pike County, AR | $86,850 | $114,650 |
| Pine Bluff, AR MSA | $86,850 | $114,650 |
| Poinsett County, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Polk County, AR | $86,850 | $114,650 |
| Pope County, AR | $86,850 | $114,650 |
| Prairie County, AR | $86,850 | $114,650 |
| Randolph County, AR | $86,850 | $114,650 |
| Scott County, AR | $86,850 | $114,650 |
| Searcy County, AR | $86,850 | $114,650 |
| Sevier County, AR | $86,850 | $114,650 |
| Sharp County, AR | $86,850 | $114,650 |
| St. Francis County, AR | $86,850 | $114,650 |
| Stone County, AR | $86,850 | $114,650 |
| Texarkana, TX-Texarkana, AR HUD Metro FMR Area | $86,850 | $114,650 |
| Union County, AR | $86,850 | $114,650 |
| Van Buren County, AR | $86,850 | $114,650 |
| White County, AR | $86,850 | $114,650 |
| Woodruff County, AR | $86,850 | $114,650 |
| Yell County, AR | $86,850 | $114,650 |
