USDA Guaranteed Loans are the most popular rural development mortgage program in Alaska.  Along with no down payment requirement, USDA loans also don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio.

Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed USDA loans are variable, with the maximum income limit playing a large role.  Guaranteed Loan income limits across AK are listed below.

Alaska USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Wade Hampton Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Wade Hampton Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$102,650$135,500
Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$157,850$208,350
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