USDA Guaranteed Loans are the most popular rural development mortgage program in Alaska.  Along with no down payment requirement, USDA loans also don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio.

Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed USDA loans are variable, with the maximum income limit playing a large role.  Guaranteed Loan income limits across AK are listed below.

Alaska USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Kusilvak Census Area - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Kusilvak Census Area - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)$110,300$145,600
Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)$172,000$227,000
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