Illinois USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IL.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IL. Search for maximum loan limits for your area below.

Illinois USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $167,000
Alexander $141,000
Bond $170,000
Boone $180,000
Brown $159,000
Bureau $160,000
Calhoun $156,000
Carroll $165,000
Cass $156,000
Champaign $185,000
Christian $156,000
Clark $156,000
Clay $155,000
Clinton $170,000
Coles $156,000
Crawford $156,000
Cumberland $156,000
De Witt $170,000
DeKalb $188,000
Douglas $160,000
Edgar $160,000
Edwards $155,000
Effingham $156,000
Fayette $156,000
Ford $156,000
Franklin $160,000
Fulton $160,000
Gallatin $143,000
Greene $156,000
Grundy $200,000
Hamilton $160,000
Hancock $159,000
Hardin $141,000
Henderson $160,000
Henry $160,000
Iroquois $156,000
Jackson $170,000
Jasper $156,000
Jefferson $170,000
Jersey $170,000
Jo Daviess $165,000
Johnson $150,000
Kane $200,000
Kankakee $188,000
Kendall $200,000
Knox $160,000
LaSalle $170,000
Lawrence $155,000
Lee $165,000
Livingston $156,000
Logan $156,000
Macon $160,000
Macoupin $156,000
Madison $170,000
Marion $160,000
Marshall $160,000
Mason $156,000
Massac $150,000
McDonough $167,000
McHenry $200,000
McLean $166,000
Menard $170,000
Mercer $160,000
Monroe $170,000
Montgomery $156,000
Morgan $170,000
Moultrie $156,000
Ogle $180,000
Peoria $169,000
Perry $170,000
Piatt $160,000
Pike $159,000
Pope $141,000
Pulaski $141,000
Putnam $160,000
Randolph $170,000
Richland $155,000
Rock Island $160,000
Saline $150,000
Sangamon $170,000
Schuyler $159,000
Scott $156,000
Shelby $156,000
St. Clair $170,000
Stark $160,000
Stephenson $165,000
Tazewell $169,000
Union $150,000
Vermilion $160,000
Wabash $155,000
Warren $160,000
Washington $170,000
Wayne $155,000
White $160,000
Whiteside $160,000
Will $188,000
Williamson $170,000
Winnebago $165,000
Woodford $166,000

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Get Your Rate Quote
Refinance     Purchase

As seen in: