Illinois USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IL.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IL. Search for maximum loan limits for your area below.

Illinois USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $251,862
Alexander $251,862
Bond $251,862
Boone $251,862
Brown $251,862
Bureau $251,862
Calhoun $251,862
Carroll $251,862
Cass $251,862
Champaign $251,862
Christian $251,862
Clark $251,862
Clay $251,862
Clinton $251,862
Coles $251,862
Crawford $251,862
Cumberland $251,862
De Witt $251,862
DeKalb $294,400
Douglas $251,862
Edgar $251,862
Edwards $251,862
Effingham $251,862
Fayette $251,862
Ford $251,862
Franklin $251,862
Fulton $251,862
Gallatin $251,862
Greene $251,862
Grundy $294,400
Hamilton $251,862
Hancock $251,862
Hardin $251,862
Henderson $251,862
Henry $251,862
Iroquois $251,862
Jackson $251,862
Jasper $251,862
Jefferson $251,862
Jersey $251,862
Jo Daviess $251,862
Johnson $251,862
Kane $294,400
Kankakee $251,862
Kendall $294,400
Knox $251,862
LaSalle $251,862
Lawrence $251,862
Lee $251,862
Livingston $251,862
Logan $251,862
Macon $251,862
Macoupin $251,862
Madison $251,862
Marion $251,862
Marshall $251,862
Mason $251,862
Massac $251,862
McDonough $251,862
McHenry $294,400
McLean $251,862
Menard $251,862
Mercer $251,862
Monroe $251,862
Montgomery $251,862
Morgan $251,862
Moultrie $251,862
Ogle $251,862
Peoria $251,862
Perry $251,862
Piatt $251,862
Pike $251,862
Pope $251,862
Pulaski $251,862
Putnam $251,862
Randolph $251,862
Richland $251,862
Rock Island $251,862
Saline $251,862
Sangamon $251,862
Schuyler $251,862
Scott $251,862
Shelby $251,862
St. Clair $251,862
Stark $251,862
Stephenson $251,862
Tazewell $251,862
Union $251,862
Vermilion $251,862
Wabash $251,862
Warren $251,862
Washington $251,862
Wayne $251,862
White $251,862
Whiteside $251,862
Will $294,400
Williamson $251,862
Winnebago $271,400
Woodford $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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