Georgia USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in GA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Georgia. Search for maximum loan limits for your area below.

Georgia USDA Direct Loan Limits

Area
Direct Loan Limit
Appling $251,862
Atkinson $251,862
Bacon $251,862
Baker $251,862
Baldwin $251,862
Banks $251,862
Barrow $303,600
Bartow $303,600
Ben Hill $251,862
Berrien $251,862
Bibb $251,862
Bleckley $251,862
Brantley $251,862
Brooks $251,862
Bryan $251,862
Bulloch $251,862
Burke $251,862
Butts $303,600
Calhoun $251,862
Camden $251,862
Candler $251,862
Carroll $303,600
Catoosa $251,862
Charlton $251,862
Chatham $251,862
Chattahoochee $251,862
Chattooga $251,862
Cherokee $303,600
Clarke $273,240
Clay $251,862
Clinch $251,862
Cobb $303,600
Coffee $251,862
Colquitt $251,862
Columbia $251,862
Cook $251,862
Coweta $303,600
Crawford $251,862
Crisp $251,862
Dade $251,862
Dawson $303,600
Decatur $251,862
Dodge $251,862
Dooly $251,862
Dougherty $251,862
Douglas $303,600
Early $251,862
Echols $251,862
Effingham $251,862
Elbert $251,862
Emanuel $251,862
Evans $251,862
Fannin $251,862
Fayette $303,600
Floyd $251,862
Forsyth $303,600
Franklin $251,862
Fulton $303,600
Gilmer $251,862
Glascock $251,862
Glynn $251,862
Gordon $251,862
Grady $251,862
Greene $303,600
Gwinnett $303,600
Habersham $251,862
Hall $251,862
Hancock $251,862
Haralson $303,600
Harris $251,862
Hart $251,862
Heard $303,600
Henry $303,600
Houston $251,862
Irwin $251,862
Jackson $251,862
Jasper $303,600
Jeff Davis $251,862
Jefferson $251,862
Jenkins $251,862
Johnson $251,862
Jones $251,862
Lamar $303,600
Lanier $251,862
Laurens $251,862
Lee $251,862
Liberty $251,862
Lincoln $251,862
Meriwether $303,600
Miller $251,862
Mitchell $251,862
Monroe $251,862
Montgomery $251,862
Morgan $303,600
Murray $251,862
Muscogee $251,862
Newton $303,600
Oconee $273,240
Oglethorpe $273,240
Paulding $303,600
Peach $251,862
Pickens $303,600
Pierce $251,862
Pike $303,600
Polk $251,862
Pulaski $251,862
Putnam $251,862
Quitman $251,862
Rabun $251,862
Randolph $251,862
Richmond $251,862
Rockdale $303,600
Schley $251,862
Screven $251,862
Seminole $251,862
Spalding $303,600
Stephens $251,862
Stewart $251,862
Sumter $251,862
Talbot $251,862
Taliaferro $251,862
Tattnall $251,862
Taylor $251,862
Telfair $251,862
Terrell $251,862
Thomas $251,862
Tift $251,862
Toombs $251,862
Towns $251,862
Treutlen $251,862
Troup $251,862
Turner $251,862
Twiggs $251,862
Union $251,862
Upson $251,862
Walker $251,862
Walton $303,600
Ware $251,862
Warren $251,862
Washington $251,862
Wayne $251,862
Webster $251,862
Wheeler $251,862
White $251,862
Whitfield $251,862
Wilcox $251,862
Wilkes $251,862
Wilkinson $251,862
Worth $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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