Georgia USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in GA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Georgia. Search for maximum loan limits for your area below.

Georgia USDA Direct Loan Limits

Area
Direct Loan Limit
Appling $220,532
Atkinson $220,532
Bacon $220,532
Baker $220,532
Baldwin $220,532
Banks $220,532
Barrow $287,040
Bartow $287,040
Ben Hill $220,532
Berrien $220,532
Bibb $220,532
Bleckley $220,532
Brantley $220,532
Brooks $220,532
Bryan $220,532
Bulloch $220,532
Burke $220,532
Butts $287,040
Calhoun $220,532
Camden $220,532
Candler $220,532
Carroll $287,040
Catoosa $220,532
Charlton $220,532
Chatham $220,532
Chattahoochee $231,840
Chattooga $220,532
Cherokee $287,040
Clarke $256,680
Clay $220,532
Clinch $220,532
Cobb $287,040
Coffee $220,532
Colquitt $220,532
Columbia $220,532
Cook $220,532
Coweta $287,040
Crawford $220,532
Crisp $220,532
Dade $220,532
Dawson $287,040
Decatur $220,532
Dodge $220,532
Dooly $220,532
Dougherty $220,532
Douglas $287,040
Early $220,532
Echols $220,532
Effingham $220,532
Elbert $220,532
Emanuel $220,532
Evans $220,532
Fannin $220,532
Fayette $287,040
Floyd $220,532
Forsyth $287,040
Franklin $220,532
Fulton $287,040
Gilmer $220,532
Glascock $220,532
Glynn $220,532
Gordon $220,532
Grady $220,532
Greene $287,040
Gwinnett $287,040
Habersham $220,532
Hall $220,532
Hancock $220,532
Haralson $287,040
Harris $231,840
Hart $220,532
Heard $287,040
Henry $287,040
Houston $220,532
Irwin $220,532
Jackson $220,532
Jasper $287,040
Jeff Davis $220,532
Jefferson $220,532
Jenkins $220,532
Johnson $220,532
Jones $220,532
Lamar $287,040
Lanier $220,532
Laurens $220,532
Lee $220,532
Liberty $220,532
Lincoln $220,532
Long $220,532
Lowndes $220,532
Lumpkin $220,532
Macon $220,532
Madison $256,680
Marion $231,840
McDuffie $220,532
McIntosh $220,532
Meriwether $287,040
Miller $220,532
Mitchell $220,532
Monroe $220,532
Montgomery $220,532
Morgan $287,040
Murray $220,532
Muscogee $231,840
Newton $287,040
Oconee $256,680
Oglethorpe $256,680
Paulding $287,040
Peach $220,532
Pickens $287,040
Pierce $220,532
Pike $287,040
Polk $220,532
Pulaski $220,532
Putnam $220,532
Quitman $220,532
Rabun $220,532
Randolph $220,532
Richmond $220,532
Rockdale $287,040
Schley $220,532
Screven $220,532
Seminole $220,532
Spalding $287,040
Stephens $220,532
Stewart $220,532
Sumter $220,532
Talbot $220,532
Taliaferro $220,532
Tattnall $220,532
Taylor $220,532
Telfair $220,532
Terrell $220,532
Thomas $220,532
Tift $220,532
Toombs $220,532
Towns $220,532
Treutlen $220,532
Troup $220,532
Turner $220,532
Twiggs $220,532
Union $220,532
Upson $220,532
Walker $220,532
Walton $287,040
Ware $220,532
Warren $220,532
Washington $220,532
Wayne $220,532
Webster $220,532
Wheeler $220,532
White $220,532
Whitfield $220,532
Wilcox $220,532
Wilkes $220,532
Wilkinson $220,532
Worth $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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