USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Wyoming. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Wyoming than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Wyoming USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Albany County, WY $41,700$47,700 $53,650$59,600 $64,350
Big Horn County, WY $40,450$46,200 $52,000$57,750 $62,350
Campbell County, WY $46,050$52,650 $59,200$65,800 $71,050
Carbon County, WY $40,900$46,700 $52,550$58,400 $63,050
Casper, WY MSA $41,950$47,900 $53,900$59,900 $64,700
Cheyenne, WY MSA $42,350$48,400 $54,450$60,500 $65,350
Converse County, WY $43,250$49,400 $55,600$61,750 $66,700
Crook County, WY $40,450$46,200 $52,000$57,750 $62,350
Fremont County, WY $40,450$46,200 $52,000$57,750 $62,350
Goshen County, WY $40,450$46,200 $52,000$57,750 $62,350
Hot Springs County, WY $40,450$46,200 $52,000$57,750 $62,350
Johnson County, WY $40,450$46,200 $52,000$57,750 $62,350
Lincoln County, WY $42,400$48,450 $54,500$60,550 $65,400
Niobrara County, WY $40,450$46,200 $52,000$57,750 $62,350
Park County, WY $40,450$46,200 $52,000$57,750 $62,350
Platte County, WY $40,450$46,200 $52,000$57,750 $62,350
Sheridan County, WY $40,450$46,200 $52,000$57,750 $62,350
Sublette County, WY $46,050$52,650 $59,200$65,800 $71,050
Sweetwater County, WY $46,050$52,650 $59,200$65,800 $71,050
Teton County, WY $46,050$52,650 $59,200$65,800 $71,050
Uinta County, WY $42,950$49,100 $55,200$61,350 $66,250
Washakie County, WY $40,450$46,200 $52,000$57,750 $62,350
Weston County, WY $42,900$49,050 $55,150$61,300 $66,200

More USDA Direct Loan Limits (Low Income)

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Maximum Applicant Income
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