USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Arkansas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval in Arkansas are listed below.

Arkansas USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Arkansas County, AR $42,550$42,550 $42,550$42,550 $56,150
Ashley County, AR $40,950$40,950 $40,950$40,950 $54,050
Baxter County, AR $37,600$37,600 $37,600$37,600 $49,650
Boone County, AR $40,500$40,500 $40,500$40,500 $53,450
Bradley County, AR $36,000$36,000 $36,000$36,000 $47,500
Calhoun County, AR $36,700$36,700 $36,700$36,700 $48,450
Carroll County, AR $38,300$38,300 $38,300$38,300 $50,550
Chicot County, AR $36,000$36,000 $36,000$36,000 $47,500
Clark County, AR $40,300$40,300 $40,300$40,300 $53,200
Clay County, AR $36,000$36,000 $36,000$36,000 $47,500
Cleburne County, AR $40,950$40,950 $40,950$40,950 $54,050
Columbia County, AR $39,850$39,850 $39,850$39,850 $52,600
Conway County, AR $40,900$40,900 $40,900$40,900 $54,000
Cross County, AR $41,200$41,200 $41,200$41,200 $54,400
Dallas County, AR $36,000$36,000 $36,000$36,000 $47,500
Desha County, AR $36,400$36,400 $36,400$36,400 $48,050
Drew County, AR $38,000$38,000 $38,000$38,000 $50,150
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area $49,300$49,300 $49,300$49,300 $65,100
Fort Smith, AR-OK HUD Metro FMR Area $38,950$38,950 $38,950$38,950 $51,400
Franklin County, AR $36,800$36,800 $36,800$36,800 $48,600
Fulton County, AR $36,000$36,000 $36,000$36,000 $47,500
Grant County, AR HUD Metro FMR Area $50,500$50,500 $50,500$50,500 $66,650
Greene County, AR $40,000$40,000 $40,000$40,000 $52,800
Hempstead County, AR $36,500$36,500 $36,500$36,500 $48,200
Hot Spring County, AR $40,650$40,650 $40,650$40,650 $53,650
Hot Springs, AR MSA $40,800$40,800 $40,800$40,800 $53,850
Howard County, AR $36,000$36,000 $36,000$36,000 $47,500
Independence County, AR $38,550$38,550 $38,550$38,550 $50,900
Izard County, AR $36,000$36,000 $36,000$36,000 $47,500
Jackson County, AR $36,000$36,000 $36,000$36,000 $47,500
Johnson County, AR $36,000$36,000 $36,000$36,000 $47,500
Jonesboro, AR HUD Metro FMR Area $44,800$44,800 $44,800$44,800 $59,150
Lafayette County, AR $36,000$36,000 $36,000$36,000 $47,500
Lawrence County, AR $36,000$36,000 $36,000$36,000 $47,500
Lee County, AR $36,000$36,000 $36,000$36,000 $47,500
Little River County, AR HUD Metro FMR Area $41,900$41,900 $41,900$41,900 $55,300
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area $50,700$50,700 $50,700$50,700 $66,900
Logan County, AR $40,400$40,400 $40,400$40,400 $53,350
Marion County, AR $36,000$36,000 $36,000$36,000 $47,500
Memphis, TN-MS-AR HUD Metro FMR Area $48,100$48,100 $48,100$48,100 $63,500
Mississippi County, AR $36,000$36,000 $36,000$36,000 $47,500
Monroe County, AR $36,000$36,000 $36,000$36,000 $47,500
Montgomery County, AR $38,650$38,650 $38,650$38,650 $51,000
Nevada County, AR $39,700$39,700 $39,700$39,700 $52,400
Newton County, AR $36,000$36,000 $36,000$36,000 $47,500
Ouachita County, AR $38,100$38,100 $38,100$38,100 $50,300
Phillips County, AR $36,000$36,000 $36,000$36,000 $47,500
Pike County, AR $36,000$36,000 $36,000$36,000 $47,500
Pine Bluff, AR MSA $39,200$39,200 $39,200$39,200 $51,750
Poinsett County, AR HUD Metro FMR Area $36,000$36,000 $36,000$36,000 $47,500
Polk County, AR $36,000$36,000 $36,000$36,000 $47,500
Pope County, AR $39,900$39,900 $39,900$39,900 $52,650
Prairie County, AR $36,700$36,700 $36,700$36,700 $48,450
Randolph County, AR $39,450$39,450 $39,450$39,450 $52,050
Scott County, AR $36,250$36,250 $36,250$36,250 $47,850
Searcy County, AR $36,000$36,000 $36,000$36,000 $47,500
Sevier County, AR $36,300$36,300 $36,300$36,300 $47,900
Sharp County, AR $36,000$36,000 $36,000$36,000 $47,500
St. Francis County, AR $36,000$36,000 $36,000$36,000 $47,500
Stone County, AR $36,250$36,250 $36,250$36,250 $47,850
Texarkana, TX-Texarkana, AR HUD Metro FMR Area $43,500$43,500 $43,500$43,500 $57,400
Union County, AR $40,400$40,400 $40,400$40,400 $53,350
Van Buren County, AR $36,150$36,150 $36,150$36,150 $47,700
White County, AR $44,250$44,250 $44,250$44,250 $58,400
Woodruff County, AR $36,000$36,000 $36,000$36,000 $47,500
Yell County, AR $36,000$36,000 $36,000$36,000 $47,500

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Get Your Rate Quote
Refinance     Purchase

As seen in: