Are There Still Mortgages For Bad Credit?

Bad Credit Mortgage

We all make mistakes with our time and our money. There are few of us who have never done anything ill-advised with our finances. Unfortunately, the results of our mistakes with money can be added to a credit history that can then undermine future efforts to borrow — or to receive good terms when we do. Read More

6 Factors That Influence Your Mortgage Rate

6 Mortgage Rates Factors

Your mortgage rate is a big deal. Since a mortgage is such a large loan, and since the term spans decades, a 1% difference in your mortgage rate can mean a savings of tens of thousands of dollars over time. Getting the best mortgage rate when you buy a home is a must if you want to maximize your finances. Read More

What Every Home Buyer Needs to Know About Flood Insurance

Flood Insurance Facts

For most Americans, a home is one of their most prized possessions. It’s a symbol of hard work, determination and success. Incidentally, it also the most expensive thing many Americans will ever, own.  So what happens if one day your home is damaged or completely destroyed as the result of flooding? Read More

Avoid These 6 Mortgage Application Mistakes

Common Home Buyer Mistakes

One of the biggest financial commitments you will ever make is a home purchase. In fact, this is such a huge commitment that you will probably need to borrow money in order to make it happen. And, because you are borrowing such a large amount of money from the lender, you will be required to fill out a mortgage application. Read More

How to Get the Lowest Mortgage Rate

Lowest Mortgage Rates

Snagging the lowest mortgage rate possible can mean saving thousands of dollars over the life of your loan. For example, if you locked in a 4.0% mortgage interest rate rather than a 5.5% rate for a 30-year, fixed-rate mortgage loan of $200,000, you could save more than $65,000 over 30 years. Read More

As seen in: