FHA Mortgage Insurance

FHA Mortgage Insurance

Mortgage insurance is a protecton that guards lenders in case of applicant default.  Mortgage insurance is usually required on mortgages with a down payment that’s 20 percent or less.

Plainly stated, FHA MI is required for all FHA loan programs including FHA purchase loans, FHA refinance loans and FHA Streamline refinance loans. FHA guidelines for it’s insurance programs are what lenders use to determine if applicants are eligible for a loan.  These requirements are usually less demanding than other, non-insured mortgage programs. Read More

Wisconsin FHA Loan Limits

Wisconsin FHA Loan Limits

What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$275,665$352,950$426,625$530,150
ASHLANDNON-METRO$275,665$352,950$426,625$530,150
BARRONNON-METRO$275,665$352,950$426,625$530,150
BAYFIELDNON-METRO$275,665$352,950$426,625$530,150
BROWNGREEN BAY, WI$275,665$352,950$426,625$530,150
BUFFALONON-METRO$275,665$352,950$426,625$530,150
BURNETTNON-METRO$275,665$352,950$426,625$530,150
CALUMETAPPLETON, WI$275,665$352,950$426,625$530,150
CHIPPEWAEAU CLAIRE, WI$275,665$352,950$426,625$530,150
CLARKNON-METRO$275,665$352,950$426,625$530,150
COLUMBIAMADISON, WI$286,350$366,550$443,100$550,650
CRAWFORDNON-METRO$275,665$352,950$426,625$530,150
DANEMADISON, WI$286,350$366,550$443,100$550,650
DODGEBEAVER DAM, WI$275,665$352,950$426,625$530,150
DOORNON-METRO$275,665$352,950$426,625$530,150
DOUGLASDULUTH, MN-WI$275,665$352,950$426,625$530,150
DUNNMENOMONIE, WI$275,665$352,950$426,625$530,150
EAU CLAIREEAU CLAIRE, WI$275,665$352,950$426,625$530,150
FLORENCEIRON MOUNTAIN, MI-WI$275,665$352,950$426,625$530,150
FOND DU LACFOND DU LAC, WI$275,665$352,950$426,625$530,150
FORESTNON-METRO$275,665$352,950$426,625$530,150
GRANTPLATTEVILLE, WI$275,665$352,950$426,625$530,150
GREENMADISON, WI$286,350$366,550$443,100$550,650
GREEN LAKENON-METRO$275,665$352,950$426,625$530,150
IOWAMADISON, WI$286,350$366,550$443,100$550,650
IRONNON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONWATERTOWN-FORT ATKINSON, WI$275,665$352,950$426,625$530,150
JUNEAUNON-METRO$275,665$352,950$426,625$530,150
KENOSHACHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$365,700$468,150$565,900$703,250
KEWAUNEEGREEN BAY, WI$275,665$352,950$426,625$530,150
LA CROSSELA CROSSE-ONALASKA, WI-MN$275,665$352,950$426,625$530,150
LAFAYETTENON-METRO$275,665$352,950$426,625$530,150
LANGLADENON-METRO$275,665$352,950$426,625$530,150
LINCOLNMERRILL, WI$275,665$352,950$426,625$530,150
MANITOWOCMANITOWOC, WI$275,665$352,950$426,625$530,150
MARATHONWAUSAU, WI$275,665$352,950$426,625$530,150
MARINETTEMARINETTE, WI-MI$275,665$352,950$426,625$530,150
MARQUETTENON-METRO$275,665$352,950$426,625$530,150
MENOMINEESHAWANO, WI$275,665$352,950$426,625$530,150
MILWAUKEEMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
MONROENON-METRO$275,665$352,950$426,625$530,150
OCONTOGREEN BAY, WI$275,665$352,950$426,625$530,150
ONEIDANON-METRO$275,665$352,950$426,625$530,150
OUTAGAMIEAPPLETON, WI$275,665$352,950$426,625$530,150
OZAUKEEMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
PEPINNON-METRO$275,665$352,950$426,625$530,150
PIERCEMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$332,350$425,450$514,300$639,150
POLKNON-METRO$275,665$352,950$426,625$530,150
PORTAGESTEVENS POINT, WI$275,665$352,950$426,625$530,150
PRICENON-METRO$275,665$352,950$426,625$530,150
RACINERACINE, WI$275,665$352,950$426,625$530,150
RICHLANDNON-METRO$275,665$352,950$426,625$530,150
ROCKJANESVILLE-BELOIT, WI$275,665$352,950$426,625$530,150
RUSKNON-METRO$275,665$352,950$426,625$530,150
SAUKBARABOO, WI$275,665$352,950$426,625$530,150
SAWYERNON-METRO$275,665$352,950$426,625$530,150
SHAWANOSHAWANO, WI$275,665$352,950$426,625$530,150
SHEBOYGANSHEBOYGAN, WI$275,665$352,950$426,625$530,150
ST. CROIXMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$332,350$425,450$514,300$639,150
TAYLORNON-METRO$275,665$352,950$426,625$530,150
TREMPEALEAUNON-METRO$275,665$352,950$426,625$530,150
VERNONNON-METRO$275,665$352,950$426,625$530,150
VILASNON-METRO$275,665$352,950$426,625$530,150
WALWORTHWHITEWATER-ELKHORN, WI$275,665$352,950$426,625$530,150
WASHBURNNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
WAUKESHAMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
WAUPACANON-METRO$275,665$352,950$426,625$530,150
WAUSHARANON-METRO$275,665$352,950$426,625$530,150
WINNEBAGOOSHKOSH-NEENAH, WI$275,665$352,950$426,625$530,150
WOODWISCONSIN RAPIDS-MARSHFIELD, WI$275,665$352,950$426,625$530,150

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan LimitsWisconsin FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Virginia FHA Loan Limits

Vermont FHA Loan Limits

What are FHA Loan Limits in Virginia?

FHA loans are a low down payment mortgage program and Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Virginia are set at the floor amount of $275,665 across most of the entire state.

Virginia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ACCOMACKNON-METRO$275,665$352,950$426,625$530,150
ALBEMARLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
ALEXANDRIA CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
ALLEGHANYNON-METRO$275,665$352,950$426,625$530,150
AMELIARICHMOND, VA$535,900$686,050$829,250$1,030,600
AMHERSTLYNCHBURG, VA$292,100$373,950$452,000$561,700
APPOMATTOXLYNCHBURG, VA$292,100$373,950$452,000$561,700
ARLINGTONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
AUGUSTASTAUNTON-WAYNESBORO, VA$275,665$352,950$426,625$530,150
BATHNON-METRO$275,665$352,950$426,625$530,150
BEDFORDLYNCHBURG, VA$292,100$373,950$452,000$561,700
BEDFORD CITYLYNCHBURG, VA$292,100$373,950$452,000$561,700
BLANDNON-METRO$275,665$352,950$426,625$530,150
BOTETOURTROANOKE, VA$275,665$352,950$426,625$530,150
BRISTOL CITYKINGSPORT-BRISTOL-BRISTOL, TN-VA$275,665$352,950$426,625$530,150
BRUNSWICKNON-METRO$275,665$352,950$426,625$530,150
BUCHANANNON-METRO$275,665$352,950$426,625$530,150
BUCKINGHAMCHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
BUENA VISTA CITNON-METRO$275,665$352,950$426,625$530,150
CAMPBELLLYNCHBURG, VA$292,100$373,950$452,000$561,700
CAROLINERICHMOND, VA$535,900$686,050$829,250$1,030,600
CARROLLNON-METRO$275,665$352,950$426,625$530,150
CHARLES CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
CHARLOTTENON-METRO$275,665$352,950$426,625$530,150
CHARLOTTESVILLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
CHESAPEAKE CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
CHESTERFIELDRICHMOND, VA$535,900$686,050$829,250$1,030,600
CLARKEWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
COLONIAL HEIGHTRICHMOND, VA$535,900$686,050$829,250$1,030,600
COVINGTON CITYNON-METRO$275,665$352,950$426,625$530,150
CRAIGROANOKE, VA$275,665$352,950$426,625$530,150
CULPEPERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
CUMBERLANDNON-METRO$275,665$352,950$426,625$530,150
DANVILLE CITYDANVILLE, VA$275,665$352,950$426,625$530,150
DICKENSONBIG STONE GAP, VA$275,665$352,950$426,625$530,150
DINWIDDIERICHMOND, VA$535,900$686,050$829,250$1,030,600
EMPORIA CITYNON-METRO$275,665$352,950$426,625$530,150
ESSEXNON-METRO$275,665$352,950$426,625$530,150
FAIRFAXWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
FAIRFAX CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
FALLS CHURCH CIWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
FAUQUIERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
FLOYDBLACKSBURG-CHRISTIANSBURG-RADFORD, VA$292,100$373,950$452,000$561,700
FLUVANNACHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
FRANKLINROANOKE, VA$275,665$352,950$426,625$530,150
FRANKLIN CITYNON-METRO$275,665$352,950$426,625$530,150
FREDERICKWINCHESTER, VA-WV$281,750$360,700$436,000$541,800
FREDERICKSBURGWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
GALAX CITYNON-METRO$275,665$352,950$426,625$530,150
GILESBLACKSBURG-CHRISTIANSBURG-RADFORD, VA$292,100$373,950$452,000$561,700
GLOUCESTERVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
GOOCHLANDRICHMOND, VA$535,900$686,050$829,250$1,030,600
GRAYSONNON-METRO$275,665$352,950$426,625$530,150
GREENECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
GREENSVILLENON-METRO$275,665$352,950$426,625$530,150
HALIFAXNON-METRO$275,665$352,950$426,625$530,150
HAMPTON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
HANOVERRICHMOND, VA$535,900$686,050$829,250$1,030,600
HARRISONBURG CIHARRISONBURG, VA$277,150$354,800$428,850$532,950
HENRICORICHMOND, VA$535,900$686,050$829,250$1,030,600
HENRYMARTINSVILLE, VA$275,665$352,950$426,625$530,150
HIGHLANDNON-METRO$275,665$352,950$426,625$530,150
HOPEWELL CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ISLE OF WIGHTVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
JAMES CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
KING AND QUEENNON-METRO$275,665$352,950$426,625$530,150
KING GEORGENON-METRO$350,750$449,000$542,750$674,500
KING WILLIAMRICHMOND, VA$535,900$686,050$829,250$1,030,600
LANCASTERNON-METRO$442,750$566,800$685,100$851,450
LEENON-METRO$275,665$352,950$426,625$530,150
LEXINGTON CITYNON-METRO$290,950$372,450$450,200$559,500
LOUDOUNWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
LOUISANON-METRO$275,665$352,950$426,625$530,150
LUNENBURGNON-METRO$275,665$352,950$426,625$530,150
LYNCHBURG CITYLYNCHBURG, VA$292,100$373,950$452,000$561,700
MADISONNON-METRO$275,665$352,950$426,625$530,150
MANASSAS CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
MANASSAS PARK CWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
MARTINSVILLE CIMARTINSVILLE, VA$275,665$352,950$426,625$530,150
MATHEWSVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
MECKLENBURGNON-METRO$275,665$352,950$426,625$530,150
MIDDLESEXNON-METRO$275,665$352,950$426,625$530,150
MONTGOMERYBLACKSBURG-CHRISTIANSBURG-RADFORD, VA$292,100$373,950$452,000$561,700
NELSONCHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
NEW KENTRICHMOND, VA$535,900$686,050$829,250$1,030,600
NEWPORT NEWS CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
NORFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
NORTHAMPTONNON-METRO$275,665$352,950$426,625$530,150
NORTHUMBERLANDNON-METRO$318,550$407,800$492,950$612,600
NORTON CITYBIG STONE GAP, VA$275,665$352,950$426,625$530,150
NOTTOWAYNON-METRO$275,665$352,950$426,625$530,150
ORANGENON-METRO$275,665$352,950$426,625$530,150
PAGENON-METRO$275,665$352,950$426,625$530,150
PATRICKNON-METRO$275,665$352,950$426,625$530,150
PETERSBURG CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
PITTSYLVANIADANVILLE, VA$275,665$352,950$426,625$530,150
POQUOSON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
PORTSMOUTH CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
POWHATANRICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE EDWARDNON-METRO$275,665$352,950$426,625$530,150
PRINCE GEORGERICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE WILLIAMWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
PULASKIBLACKSBURG-CHRISTIANSBURG-RADFORD, VA$292,100$373,950$452,000$561,700
RADFORD CITYBLACKSBURG-CHRISTIANSBURG-RADFORD, VA$292,100$373,950$452,000$561,700
RAPPAHANNOCKWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
RICHMONDNON-METRO$275,665$352,950$426,625$530,150
RICHMOND CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ROANOKEROANOKE, VA$275,665$352,950$426,625$530,150
ROANOKE CITYROANOKE, VA$275,665$352,950$426,625$530,150
ROCKBRIDGENON-METRO$275,665$352,950$426,625$530,150
ROCKINGHAMHARRISONBURG, VA$277,150$354,800$428,850$532,950
RUSSELLNON-METRO$275,665$352,950$426,625$530,150
SALEM CITYROANOKE, VA$275,665$352,950$426,625$530,150
SCOTTKINGSPORT-BRISTOL-BRISTOL, TN-VA$275,665$352,950$426,625$530,150
SHENANDOAHNON-METRO$275,665$352,950$426,625$530,150
SMYTHNON-METRO$275,665$352,950$426,625$530,150
SOUTHAMPTONNON-METRO$275,665$352,950$426,625$530,150
SPOTSYLVANIAWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
STAFFORDWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
STAUNTON CITYSTAUNTON-WAYNESBORO, VA$275,665$352,950$426,625$530,150
SUFFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
SURRYNON-METRO$275,665$352,950$426,625$530,150
SUSSEXRICHMOND, VA$535,900$686,050$829,250$1,030,600
TAZEWELLBLUEFIELD, WV-VA$275,665$352,950$426,625$530,150
VIRGINIA BEACHVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
WARRENWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-$636,150$814,500$984,525$1,223,475
WASHINGTONKINGSPORT-BRISTOL-BRISTOL, TN-VA$275,665$352,950$426,625$530,150
WAYNESBORO CITYSTAUNTON-WAYNESBORO, VA$275,665$352,950$426,625$530,150
WESTMORELANDNON-METRO$275,665$352,950$426,625$530,150
WILLIAMSBURG CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400
WINCHESTER CITYWINCHESTER, VA-WV$281,750$360,700$436,000$541,800
WISEBIG STONE GAP, VA$275,665$352,950$426,625$530,150
WYTHENON-METRO$275,665$352,950$426,625$530,150
YORKVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA$458,850$587,400$710,050$882,400

Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Virginia FHA Limits Set?

Vermont FHA Loan LimitsMortgage limits for Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Virginia FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Virginia FHA loan limits are set above the nationwide floor amount in Arlington, Alexandria, Richmond, Virginia Beach and Winchester. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Vermont FHA Loan Limits

Vermont FHA Loan Limits

What are FHA Loan Limits in Vermont?

FHA loans are a low down payment mortgage program and Vermont FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Vermont are set at the floor amount of $275,665 across most of the state.

Vermont FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADDISONNON-METRO$275,665$352,950$426,625$530,150
BENNINGTONBENNINGTON, VT$277,150$354,800$428,850$532,950
CALEDONIANON-METRO$275,665$352,950$426,625$530,150
CHITTENDENBURLINGTON-SOUTH BURLINGTON, VT$342,700$438,700$530,300$659,050
ESSEXBERLIN, NH-VT$275,665$352,950$426,625$530,150
FRANKLINBURLINGTON-SOUTH BURLINGTON, VT$342,700$438,700$530,300$659,050
GRAND ISLEBURLINGTON-SOUTH BURLINGTON, VT$342,700$438,700$530,300$659,050
LAMOILLENON-METRO$276,000$353,300$427,100$530,750
ORANGECLAREMONT-LEBANON, NH-VT$275,665$352,950$426,625$530,150
ORLEANSNON-METRO$275,665$352,950$426,625$530,150
RUTLANDRUTLAND, VT$275,665$352,950$426,625$530,150
WASHINGTONBARRE, VT$275,665$352,950$426,625$530,150
WINDHAMNON-METRO$275,665$352,950$426,625$530,150
WINDSORCLAREMONT-LEBANON, NH-VT$275,665$352,950$426,625$530,150

Vermont FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Vermont FHA Limits Set?

Vermont FHA Loan LimitsMortgage limits for Vermont FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Vermont FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Vermont is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Vermont is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Vermont FHA loan limits are set above the nationwide floor amount in Burlington and Bennington. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Texas FHA Loan Limits

Texas FHA Loan Limits

What are FHA Loan Limits in Texas?

FHA loans are a low down payment mortgage program and Texas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Texas are set at the floor amount of $275,665 across most of the state.

Texas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ANDERSONPALESTINE, TX$275,665$352,950$426,625$530,150
ANDREWSANDREWS, TX$275,665$352,950$426,625$530,150
ANGELINALUFKIN, TX$275,665$352,950$426,625$530,150
ARANSASCORPUS CHRISTI, TX$275,665$352,950$426,625$530,150
ARCHERWICHITA FALLS, TX$275,665$352,950$426,625$530,150
ARMSTRONGAMARILLO, TX$275,665$352,950$426,625$530,150
ATASCOSASAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
AUSTINHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
BAILEYNON-METRO$275,665$352,950$426,625$530,150
BANDERASAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
BASTROPAUSTIN-ROUND ROCK, TX$361,100$462,250$558,750$694,400
BAYLORNON-METRO$275,665$352,950$426,625$530,150
BEEBEEVILLE, TX$275,665$352,950$426,625$530,150
BELLKILLEEN-TEMPLE, TX$275,665$352,950$426,625$530,150
BEXARSAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
BLANCONON-METRO$275,665$352,950$426,625$530,150
BORDENNON-METRO$275,665$352,950$426,625$530,150
BOSQUENON-METRO$275,665$352,950$426,625$530,150
BOWIETEXARKANA, TX-AR$275,665$352,950$426,625$530,150
BRAZORIAHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
BRAZOSCOLLEGE STATION-BRYAN, TX$275,665$352,950$426,625$530,150
BREWSTERNON-METRO$275,665$352,950$426,625$530,150
BRISCOENON-METRO$275,665$352,950$426,625$530,150
BROOKSNON-METRO$275,665$352,950$426,625$530,150
BROWNBROWNWOOD, TX$275,665$352,950$426,625$530,150
BURLESONCOLLEGE STATION-BRYAN, TX$275,665$352,950$426,625$530,150
BURNETNON-METRO$275,665$352,950$426,625$530,150
CALDWELLAUSTIN-ROUND ROCK, TX$361,100$462,250$558,750$694,400
CALHOUNPORT LAVACA, TX$275,665$352,950$426,625$530,150
CALLAHANABILENE, TX$275,665$352,950$426,625$530,150
CAMERONBROWNSVILLE-HARLINGEN, TX$275,665$352,950$426,625$530,150
CAMPNON-METRO$275,665$352,950$426,625$530,150
CARSONAMARILLO, TX$275,665$352,950$426,625$530,150
CASSNON-METRO$275,665$352,950$426,625$530,150
CASTRONON-METRO$275,665$352,950$426,625$530,150
CHAMBERSHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
CHEROKEEJACKSONVILLE, TX$275,665$352,950$426,625$530,150
CHILDRESSNON-METRO$275,665$352,950$426,625$530,150
CLAYWICHITA FALLS, TX$275,665$352,950$426,625$530,150
COCHRANNON-METRO$275,665$352,950$426,625$530,150
COKENON-METRO$275,665$352,950$426,625$530,150
COLEMANNON-METRO$275,665$352,950$426,625$530,150
COLLINDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
COLLINGSWORTHNON-METRO$275,665$352,950$426,625$530,150
COLORADONON-METRO$275,665$352,950$426,625$530,150
COMALSAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
COMANCHENON-METRO$275,665$352,950$426,625$530,150
CONCHONON-METRO$275,665$352,950$426,625$530,150
COOKEGAINESVILLE, TX$275,665$352,950$426,625$530,150
CORYELLKILLEEN-TEMPLE, TX$275,665$352,950$426,625$530,150
COTTLENON-METRO$275,665$352,950$426,625$530,150
CRANENON-METRO$275,665$352,950$426,625$530,150
CROCKETTNON-METRO$275,665$352,950$426,625$530,150
CROSBYLUBBOCK, TX$275,665$352,950$426,625$530,150
CULBERSONNON-METRO$275,665$352,950$426,625$530,150
DALLAMNON-METRO$275,665$352,950$426,625$530,150
DALLASDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
DAWSONLAMESA, TX$275,665$352,950$426,625$530,150
DEAF SMITHHEREFORD, TX$275,665$352,950$426,625$530,150
DELTANON-METRO$275,665$352,950$426,625$530,150
DENTONDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
DEWITTNON-METRO$275,665$352,950$426,625$530,150
DICKENSNON-METRO$275,665$352,950$426,625$530,150
DIMMITNON-METRO$275,665$352,950$426,625$530,150
DONLEYNON-METRO$275,665$352,950$426,625$530,150
DUVALNON-METRO$275,665$352,950$426,625$530,150
EASTLANDNON-METRO$275,665$352,950$426,625$530,150
ECTORODESSA, TX$275,665$352,950$426,625$530,150
EDWARDSNON-METRO$275,665$352,950$426,625$530,150
EL PASOEL PASO, TX$275,665$352,950$426,625$530,150
ELLISDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
ERATHSTEPHENVILLE, TX$275,665$352,950$426,625$530,150
FALLSWACO, TX$275,665$352,950$426,625$530,150
FANNINNON-METRO$275,665$352,950$426,625$530,150
FAYETTENON-METRO$275,665$352,950$426,625$530,150
FISHERNON-METRO$275,665$352,950$426,625$530,150
FLOYDNON-METRO$275,665$352,950$426,625$530,150
FOARDNON-METRO$275,665$352,950$426,625$530,150
FORT BENDHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
FRANKLINNON-METRO$275,665$352,950$426,625$530,150
FREESTONENON-METRO$275,665$352,950$426,625$530,150
FRIONON-METRO$275,665$352,950$426,625$530,150
GAINESNON-METRO$275,665$352,950$426,625$530,150
GALVESTONHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
GARZANON-METRO$275,665$352,950$426,625$530,150
GILLESPIEFREDERICKSBURG, TX$281,750$360,700$436,000$541,800
GLASSCOCKBIG SPRING, TX$275,665$352,950$426,625$530,150
GOLIADVICTORIA, TX$275,665$352,950$426,625$530,150
GONZALESNON-METRO$275,665$352,950$426,625$530,150
GRAYPAMPA, TX$275,665$352,950$426,625$530,150
GRAYSONSHERMAN-DENISON, TX$275,665$352,950$426,625$530,150
GREGGLONGVIEW, TX$275,665$352,950$426,625$530,150
GRIMESNON-METRO$275,665$352,950$426,625$530,150
GUADALUPESAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
HALEPLAINVIEW, TX$275,665$352,950$426,625$530,150
HALLNON-METRO$275,665$352,950$426,625$530,150
HAMILTONNON-METRO$275,665$352,950$426,625$530,150
HANSFORDNON-METRO$275,665$352,950$426,625$530,150
HARDEMANNON-METRO$275,665$352,950$426,625$530,150
HARDINBEAUMONT-PORT ARTHUR, TX$275,665$352,950$426,625$530,150
HARRISHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
HARRISONMARSHALL, TX$275,665$352,950$426,625$530,150
HARTLEYNON-METRO$275,665$352,950$426,625$530,150
HASKELLNON-METRO$275,665$352,950$426,625$530,150
HAYSAUSTIN-ROUND ROCK, TX$361,100$462,250$558,750$694,400
HEMPHILLNON-METRO$275,665$352,950$426,625$530,150
HENDERSONATHENS, TX$275,665$352,950$426,625$530,150
HIDALGOMCALLEN-EDINBURG-MISSION, TX$275,665$352,950$426,625$530,150
HILLNON-METRO$275,665$352,950$426,625$530,150
HOCKLEYLEVELLAND, TX$275,665$352,950$426,625$530,150
HOODDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
HOPKINSSULPHUR SPRINGS, TX$275,665$352,950$426,625$530,150
HOUSTONNON-METRO$275,665$352,950$426,625$530,150
HOWARDBIG SPRING, TX$275,665$352,950$426,625$530,150
HUDSPETHEL PASO, TX$275,665$352,950$426,625$530,150
HUNTDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
HUTCHINSONBORGER, TX$275,665$352,950$426,625$530,150
IRIONSAN ANGELO, TX$275,665$352,950$426,625$530,150
JACKNON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JASPERNON-METRO$275,665$352,950$426,625$530,150
JEFF DAVISNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONBEAUMONT-PORT ARTHUR, TX$275,665$352,950$426,625$530,150
JIM HOGGNON-METRO$275,665$352,950$426,625$530,150
JIM WELLSALICE, TX$275,665$352,950$426,625$530,150
JOHNSONDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
JONESABILENE, TX$275,665$352,950$426,625$530,150
KARNESNON-METRO$275,665$352,950$426,625$530,150
KAUFMANDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
KENDALLSAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
KENEDYKINGSVILLE, TX$275,665$352,950$426,625$530,150
KENTNON-METRO$275,665$352,950$426,625$530,150
KERRKERRVILLE, TX$275,665$352,950$426,625$530,150
KIMBLENON-METRO$275,665$352,950$426,625$530,150
KINGNON-METRO$275,665$352,950$426,625$530,150
KINNEYNON-METRO$275,665$352,950$426,625$530,150
KLEBERGKINGSVILLE, TX$275,665$352,950$426,625$530,150
KNOXNON-METRO$275,665$352,950$426,625$530,150
LA SALLENON-METRO$275,665$352,950$426,625$530,150
LAMARPARIS, TX$275,665$352,950$426,625$530,150
LAMBNON-METRO$275,665$352,950$426,625$530,150
LAMPASASKILLEEN-TEMPLE, TX$275,665$352,950$426,625$530,150
LAVACANON-METRO$275,665$352,950$426,625$530,150
LEENON-METRO$275,665$352,950$426,625$530,150
LEONNON-METRO$275,665$352,950$426,625$530,150
LIBERTYHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
LIMESTONENON-METRO$275,665$352,950$426,625$530,150
LIPSCOMBNON-METRO$275,665$352,950$426,625$530,150
LIVE OAKNON-METRO$275,665$352,950$426,625$530,150
LLANONON-METRO$275,665$352,950$426,625$530,150
LOVINGNON-METRO$275,665$352,950$426,625$530,150
LUBBOCKLUBBOCK, TX$275,665$352,950$426,625$530,150
LYNNLUBBOCK, TX$275,665$352,950$426,625$530,150
MADISONNON-METRO$275,665$352,950$426,625$530,150
MARIONNON-METRO$275,665$352,950$426,625$530,150
MARTINMIDLAND, TX$285,200$365,100$441,300$548,450
MASONNON-METRO$275,665$352,950$426,625$530,150
MATAGORDABAY CITY, TX$275,665$352,950$426,625$530,150
MAVERICKEAGLE PASS, TX$275,665$352,950$426,625$530,150
MCCULLOCHNON-METRO$275,665$352,950$426,625$530,150
MCLENNANWACO, TX$275,665$352,950$426,625$530,150
MCMULLENNON-METRO$275,665$352,950$426,625$530,150
MEDINASAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
MENARDNON-METRO$275,665$352,950$426,625$530,150
MIDLANDMIDLAND, TX$285,200$365,100$441,300$548,450
MILAMNON-METRO$275,665$352,950$426,625$530,150
MILLSNON-METRO$275,665$352,950$426,625$530,150
MITCHELLNON-METRO$275,665$352,950$426,625$530,150
MONTAGUENON-METRO$275,665$352,950$426,625$530,150
MONTGOMERYHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
MOOREDUMAS, TX$275,665$352,950$426,625$530,150
MORRISNON-METRO$275,665$352,950$426,625$530,150
MOTLEYNON-METRO$275,665$352,950$426,625$530,150
NACOGDOCHESNACOGDOCHES, TX$275,665$352,950$426,625$530,150
NAVARROCORSICANA, TX$275,665$352,950$426,625$530,150
NEWTONBEAUMONT-PORT ARTHUR, TX$275,665$352,950$426,625$530,150
NOLANSWEETWATER, TX$275,665$352,950$426,625$530,150
NUECESCORPUS CHRISTI, TX$275,665$352,950$426,625$530,150
OCHILTREENON-METRO$275,665$352,950$426,625$530,150
OLDHAMAMARILLO, TX$275,665$352,950$426,625$530,150
ORANGEBEAUMONT-PORT ARTHUR, TX$275,665$352,950$426,625$530,150
PALO PINTOMINERAL WELLS, TX$275,665$352,950$426,625$530,150
PANOLANON-METRO$275,665$352,950$426,625$530,150
PARKERDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
PARMERNON-METRO$275,665$352,950$426,625$530,150
PECOSNON-METRO$275,665$352,950$426,625$530,150
POLKNON-METRO$275,665$352,950$426,625$530,150
POTTERAMARILLO, TX$275,665$352,950$426,625$530,150
PRESIDIONON-METRO$275,665$352,950$426,625$530,150
RAINSNON-METRO$275,665$352,950$426,625$530,150
RANDALLAMARILLO, TX$275,665$352,950$426,625$530,150
REAGANNON-METRO$275,665$352,950$426,625$530,150
REALNON-METRO$275,665$352,950$426,625$530,150
RED RIVERNON-METRO$275,665$352,950$426,625$530,150
REEVESPECOS, TX$275,665$352,950$426,625$530,150
REFUGIONON-METRO$275,665$352,950$426,625$530,150
ROBERTSNON-METRO$275,665$352,950$426,625$530,150
ROBERTSONCOLLEGE STATION-BRYAN, TX$275,665$352,950$426,625$530,150
ROCKWALLDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
RUNNELSNON-METRO$275,665$352,950$426,625$530,150
RUSKLONGVIEW, TX$275,665$352,950$426,625$530,150
SABINENON-METRO$275,665$352,950$426,625$530,150
SAN AUGUSTINENON-METRO$275,665$352,950$426,625$530,150
SAN JACINTONON-METRO$275,665$352,950$426,625$530,150
SAN PATRICIOCORPUS CHRISTI, TX$275,665$352,950$426,625$530,150
SAN SABANON-METRO$275,665$352,950$426,625$530,150
SCHLEICHERNON-METRO$275,665$352,950$426,625$530,150
SCURRYSNYDER, TX$275,665$352,950$426,625$530,150
SHACKELFORDNON-METRO$275,665$352,950$426,625$530,150
SHELBYNON-METRO$275,665$352,950$426,625$530,150
SHERMANNON-METRO$275,665$352,950$426,625$530,150
SMITHTYLER, TX$275,665$352,950$426,625$530,150
SOMERVELLDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
STARRRIO GRANDE CITY, TX$275,665$352,950$426,625$530,150
STEPHENSNON-METRO$275,665$352,950$426,625$530,150
STERLINGNON-METRO$275,665$352,950$426,625$530,150
STONEWALLNON-METRO$275,665$352,950$426,625$530,150
SUTTONNON-METRO$275,665$352,950$426,625$530,150
SWISHERNON-METRO$275,665$352,950$426,625$530,150
TARRANTDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
TAYLORABILENE, TX$275,665$352,950$426,625$530,150
TERRELLNON-METRO$275,665$352,950$426,625$530,150
TERRYNON-METRO$275,665$352,950$426,625$530,150
THROCKMORTONNON-METRO$275,665$352,950$426,625$530,150
TITUSMOUNT PLEASANT, TX$275,665$352,950$426,625$530,150
TOM GREENSAN ANGELO, TX$275,665$352,950$426,625$530,150
TRAVISAUSTIN-ROUND ROCK, TX$361,100$462,250$558,750$694,400
TRINITYHUNTSVILLE, TX$275,665$352,950$426,625$530,150
TYLERNON-METRO$275,665$352,950$426,625$530,150
UPSHURLONGVIEW, TX$275,665$352,950$426,625$530,150
UPTONNON-METRO$275,665$352,950$426,625$530,150
UVALDEUVALDE, TX$275,665$352,950$426,625$530,150
VAL VERDEDEL RIO, TX$275,665$352,950$426,625$530,150
VAN ZANDTNON-METRO$275,665$352,950$426,625$530,150
VICTORIAVICTORIA, TX$275,665$352,950$426,625$530,150
WALKERHUNTSVILLE, TX$275,665$352,950$426,625$530,150
WALLERHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,200$424,000$512,500$636,900
WARDNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONBRENHAM, TX$275,665$352,950$426,625$530,150
WEBBLAREDO, TX$275,665$352,950$426,625$530,150
WHARTONEL CAMPO, TX$275,665$352,950$426,625$530,150
WHEELERNON-METRO$275,665$352,950$426,625$530,150
WICHITAWICHITA FALLS, TX$275,665$352,950$426,625$530,150
WILBARGERVERNON, TX$275,665$352,950$426,625$530,150
WILLACYRAYMONDVILLE, TX$275,665$352,950$426,625$530,150
WILLIAMSONAUSTIN-ROUND ROCK, TX$361,100$462,250$558,750$694,400
WILSONSAN ANTONIO-NEW BRAUNFELS, TX$327,750$419,550$507,150$630,300
WINKLERNON-METRO$275,665$352,950$426,625$530,150
WISEDALLAS-FORT WORTH-ARLINGTON, TX$362,250$463,750$560,550$696,650
WOODNON-METRO$275,665$352,950$426,625$530,150
YOAKUMNON-METRO$275,665$352,950$426,625$530,150
YOUNGNON-METRO$275,665$352,950$426,625$530,150
ZAPATAZAPATA MICROPOLITAN STATISTICAL AREA$275,665$352,950$426,625$530,150
ZAVALANON-METRO$275,665$352,950$426,625$530,150

Texas FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Texas FHA Limits Set?

Texas FHA Loan LimitsMortgage limits for Texas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Texas FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Texas is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Texas is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Texas FHA loan limits are set above the nationwide floor amount in San Antonio, Austin and Houston and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

South Dakota FHA Loan Limits

South Dakota FHA Loan Limits

What are FHA Loan Limits in South Dakota?

FHA loans are a low down payment mortgage program and South Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Dakota are set at the floor amount of $275,665 across the entire state.

South Dakota FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
AURORANON-METRO$275,665$352,950$426,625$530,150
BEADLEHURON, SD$275,665$352,950$426,625$530,150
BENNETTNON-METRO$275,665$352,950$426,625$530,150
BON HOMMENON-METRO$275,665$352,950$426,625$530,150
BROOKINGSBROOKINGS, SD$275,665$352,950$426,625$530,150
BROWNABERDEEN, SD$275,665$352,950$426,625$530,150
BRULENON-METRO$275,665$352,950$426,625$530,150
BUFFALONON-METRO$275,665$352,950$426,625$530,150
BUTTENON-METRO$275,665$352,950$426,625$530,150
CAMPBELLNON-METRO$275,665$352,950$426,625$530,150
CHARLES MIXNON-METRO$275,665$352,950$426,625$530,150
CLARKNON-METRO$275,665$352,950$426,625$530,150
CLAYVERMILLION, SD$275,665$352,950$426,625$530,150
CODINGTONWATERTOWN, SD$275,665$352,950$426,625$530,150
CORSONNON-METRO$275,665$352,950$426,625$530,150
CUSTERRAPID CITY, SD$275,665$352,950$426,625$530,150
DAVISONMITCHELL, SD$275,665$352,950$426,625$530,150
DAYNON-METRO$275,665$352,950$426,625$530,150
DEUELNON-METRO$275,665$352,950$426,625$530,150
DEWEYNON-METRO$275,665$352,950$426,625$530,150
DOUGLASNON-METRO$275,665$352,950$426,625$530,150
EDMUNDSABERDEEN, SD$275,665$352,950$426,625$530,150
FALL RIVERNON-METRO$275,665$352,950$426,625$530,150
FAULKNON-METRO$275,665$352,950$426,625$530,150
GRANTNON-METRO$275,665$352,950$426,625$530,150
GREGORYNON-METRO$275,665$352,950$426,625$530,150
HAAKONNON-METRO$275,665$352,950$426,625$530,150
HAMLINNON-METRO$275,665$352,950$426,625$530,150
HANDNON-METRO$275,665$352,950$426,625$530,150
HANSONMITCHELL, SD$275,665$352,950$426,625$530,150
HARDINGNON-METRO$275,665$352,950$426,625$530,150
HUGHESPIERRE, SD$275,665$352,950$426,625$530,150
HUTCHINSONNON-METRO$275,665$352,950$426,625$530,150
HYDENON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JERAULDNON-METRO$275,665$352,950$426,625$530,150
JONESNON-METRO$275,665$352,950$426,625$530,150
KINGSBURYNON-METRO$275,665$352,950$426,625$530,150
LAKENON-METRO$275,665$352,950$426,625$530,150
LAWRENCESPEARFISH, SD$275,665$352,950$426,625$530,150
LINCOLNSIOUX FALLS, SD$275,665$352,950$426,625$530,150
LYMANNON-METRO$275,665$352,950$426,625$530,150
MARSHALLNON-METRO$275,665$352,950$426,625$530,150
MCCOOKSIOUX FALLS, SD$275,665$352,950$426,625$530,150
MCPHERSONNON-METRO$275,665$352,950$426,625$530,150
MEADERAPID CITY, SD$275,665$352,950$426,625$530,150
MELLETTENON-METRO$275,665$352,950$426,625$530,150
MINERNON-METRO$275,665$352,950$426,625$530,150
MINNEHAHASIOUX FALLS, SD$275,665$352,950$426,625$530,150
MOODYNON-METRO$275,665$352,950$426,625$530,150
OGLALA LAKOTANON-METRO$275,665$352,950$426,625$530,150
PENNINGTONRAPID CITY, SD$275,665$352,950$426,625$530,150
PERKINSNON-METRO$275,665$352,950$426,625$530,150
POTTERNON-METRO$275,665$352,950$426,625$530,150
ROBERTSNON-METRO$275,665$352,950$426,625$530,150
SANBORNNON-METRO$275,665$352,950$426,625$530,150
SPINKNON-METRO$275,665$352,950$426,625$530,150
STANLEYPIERRE, SD$275,665$352,950$426,625$530,150
SULLYPIERRE, SD$275,665$352,950$426,625$530,150
TODDNON-METRO$275,665$352,950$426,625$530,150
TRIPPNON-METRO$275,665$352,950$426,625$530,150
TURNERSIOUX FALLS, SD$275,665$352,950$426,625$530,150
UNIONSIOUX CITY, IA-NE-SD$275,665$352,950$426,625$530,150
WALWORTHNON-METRO$275,665$352,950$426,625$530,150
YANKTONYANKTON, SD$275,665$352,950$426,625$530,150
ZIEBACHNON-METRO$275,665$352,950$426,625$530,150

South Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Dakota FHA Limits Set?

South Dakota FHA Loan LimitsMortgage limits for South Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Dakota FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in South Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in South Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Dakota FHA loan limits are set at the nationwide floor amount in Rapid City, Sioux City, Aberdeen, Brookings, Watertown and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

South Carolina FHA Loan Limits

South Carolina FHA Loan Limits

What are FHA Loan Limits in South Carolina?

FHA loans are a low down payment mortgage program and South Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Carolina are set at the floor amount of $275,665 across half the state.

South Carolina FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ABBEVILLEGREENWOOD, SC$275,665$352,950$426,625$530,150
AIKENAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
ALLENDALENON-METRO$275,665$352,950$426,625$530,150
ANDERSONGREENVILLE-ANDERSON-MAULDIN, SC$275,665$352,950$426,625$530,150
BAMBERGNON-METRO$275,665$352,950$426,625$530,150
BARNWELLNON-METRO$275,665$352,950$426,625$530,150
BEAUFORTHILTON HEAD ISLAND-BLUFFTON-BEAUFORT, S$350,750$449,000$542,750$674,500
BERKELEYCHARLESTON-NORTH CHARLESTON, SC$357,650$457,850$553,450$687,800
CALHOUNCOLUMBIA, SC$275,665$352,950$426,625$530,150
CHARLESTONCHARLESTON-NORTH CHARLESTON, SC$357,650$457,850$553,450$687,800
CHEROKEEGAFFNEY, SC$275,665$352,950$426,625$530,150
CHESTERCHARLOTTE-CONCORD-GASTONIA, NC-SC$280,600$359,200$434,200$539,600
CHESTERFIELDNON-METRO$275,665$352,950$426,625$530,150
CLARENDONNON-METRO$275,665$352,950$426,625$530,150
COLLETONNON-METRO$275,665$352,950$426,625$530,150
DARLINGTONFLORENCE, SC$275,665$352,950$426,625$530,150
DILLONNON-METRO$275,665$352,950$426,625$530,150
DORCHESTERCHARLESTON-NORTH CHARLESTON, SC$357,650$457,850$553,450$687,800
EDGEFIELDAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
FAIRFIELDCOLUMBIA, SC$275,665$352,950$426,625$530,150
FLORENCEFLORENCE, SC$275,665$352,950$426,625$530,150
GEORGETOWNGEORGETOWN, SC$327,750$419,550$507,150$630,300
GREENVILLEGREENVILLE-ANDERSON-MAULDIN, SC$275,665$352,950$426,625$530,150
GREENWOODGREENWOOD, SC$275,665$352,950$426,625$530,150
HAMPTONNON-METRO$275,665$352,950$426,625$530,150
HORRYMYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH,$275,665$352,950$426,625$530,150
JASPERHILTON HEAD ISLAND-BLUFFTON-BEAUFORT, S$350,750$449,000$542,750$674,500
KERSHAWCOLUMBIA, SC$275,665$352,950$426,625$530,150
LANCASTERCHARLOTTE-CONCORD-GASTONIA, NC-SC$280,600$359,200$434,200$539,600
LAURENSGREENVILLE-ANDERSON-MAULDIN, SC$275,665$352,950$426,625$530,150
LEENON-METRO$275,665$352,950$426,625$530,150
LEXINGTONCOLUMBIA, SC$275,665$352,950$426,625$530,150
MARIONNON-METRO$275,665$352,950$426,625$530,150
MARLBOROBENNETTSVILLE, SC$275,665$352,950$426,625$530,150
MCCORMICKNON-METRO$275,665$352,950$426,625$530,150
NEWBERRYNEWBERRY, SC$275,665$352,950$426,625$530,150
OCONEESENECA, SC$275,665$352,950$426,625$530,150
ORANGEBURGORANGEBURG, SC$275,665$352,950$426,625$530,150
PICKENSGREENVILLE-ANDERSON-MAULDIN, SC$275,665$352,950$426,625$530,150
RICHLANDCOLUMBIA, SC$275,665$352,950$426,625$530,150
SALUDACOLUMBIA, SC$275,665$352,950$426,625$530,150
SPARTANBURGSPARTANBURG, SC$275,665$352,950$426,625$530,150
SUMTERSUMTER, SC$275,665$352,950$426,625$530,150
UNIONSPARTANBURG, SC$275,665$352,950$426,625$530,150
WILLIAMSBURGNON-METRO$275,665$352,950$426,625$530,150
YORKCHARLOTTE-CONCORD-GASTONIA, NC-SC$280,600$359,200$434,200$539,600

South Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Carolina FHA Limits Set?

South Carolina FHA Loan LimitsMortgage limits for South Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Carolina FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in South Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in South Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Carolina FHA loan limits are set above the nationwide floor amount in Charleston, Hilton Head, Greenville, Spartanburg and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Rhode Island FHA Loan Limits

Rhode Island FHA Loan Limits

What are FHA Loan Limits in Rhode Island?

FHA loans are a low down payment mortgage program and Rhode Island FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Rhode Island are set above the floor amount of $275,665 across the entire state.

Rhode Island FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BRISTOLPROVIDENCE-WARWICK, RI-MA$426,650$546,200$660,200$820,500
KENTPROVIDENCE-WARWICK, RI-MA$426,650$546,200$660,200$820,500
NEWPORTPROVIDENCE-WARWICK, RI-MA$426,650$546,200$660,200$820,500
PROVIDENCEPROVIDENCE-WARWICK, RI-MA$426,650$546,200$660,200$820,500
WASHINGTONPROVIDENCE-WARWICK, RI-MA$426,650$546,200$660,200$820,500

Rhode Island FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Rhode Island FHA Limits Set?

Rhode Island FHA Loan LimitsMortgage limits for Rhode Island FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Rhode Island FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Rhode Island is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Rhode Island is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Rhode Island FHA loan limits are set above the nationwide floor amount in Providence, Warwick and surrounding areas.   You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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