FHA Mortgage Insurance

FHA Mortgage Insurance

Mortgage insurance is a protecton that guards lenders in case of applicant default.  Mortgage insurance is usually required on mortgages with a down payment that’s 20 percent or less.

Plainly stated, FHA MI is required for all FHA loan programs including FHA purchase loans, FHA refinance loans and FHA Streamline refinance loans. FHA guidelines for it’s insurance programs are what lenders use to determine if applicants are eligible for a loan.  These requirements are usually less demanding than other, non-insured mortgage programs. Read More

Wisconsin FHA Loan Limits

Wisconsin FHA Loan Limits

What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$331,760$424,800$513,450$638,100
ASHLANDNON-METRO$331,760$424,800$513,450$638,100
BARRONNON-METRO$331,760$424,800$513,450$638,100
BAYFIELDNON-METRO$331,760$424,800$513,450$638,100
BROWNGREEN BAY, WI$331,760$424,800$513,450$638,100
BUFFALONON-METRO$331,760$424,800$513,450$638,100
BURNETTNON-METRO$331,760$424,800$513,450$638,100
CALUMETAPPLETON, WI$331,760$424,800$513,450$638,100
CHIPPEWAEAU CLAIRE, WI$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
COLUMBIAMADISON, WI$333,500$426,950$516,050$641,350
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
DANEMADISON, WI$333,500$426,950$516,050$641,350
DODGEBEAVER DAM, WI$331,760$424,800$513,450$638,100
DOORNON-METRO$331,760$424,800$513,450$638,100
DOUGLASDULUTH, MN-WI$331,760$424,800$513,450$638,100
DUNNMENOMONIE, WI$331,760$424,800$513,450$638,100
EAU CLAIREEAU CLAIRE, WI$331,760$424,800$513,450$638,100
FLORENCEIRON MOUNTAIN, MI-WI$331,760$424,800$513,450$638,100
FOND DU LACFOND DU LAC, WI$331,760$424,800$513,450$638,100
FORESTNON-METRO$331,760$424,800$513,450$638,100
GRANTPLATTEVILLE, WI$331,760$424,800$513,450$638,100
GREENMADISON, WI$333,500$426,950$516,050$641,350
GREEN LAKENON-METRO$331,760$424,800$513,450$638,100
IOWAMADISON, WI$333,500$426,950$516,050$641,350
IRONNON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONWATERTOWN-FORT ATKINSON, WI$331,760$424,800$513,450$638,100
JUNEAUNON-METRO$331,760$424,800$513,450$638,100
KENOSHACHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
KEWAUNEEGREEN BAY, WI$331,760$424,800$513,450$638,100
LA CROSSELA CROSSE-ONALASKA, WI-MN$331,760$424,800$513,450$638,100
LAFAYETTENON-METRO$331,760$424,800$513,450$638,100
LANGLADENON-METRO$331,760$424,800$513,450$638,100
LINCOLNWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MANITOWOCMANITOWOC, WI$331,760$424,800$513,450$638,100
MARATHONWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MARINETTEMARINETTE, WI-MI$331,760$424,800$513,450$638,100
MARQUETTENON-METRO$331,760$424,800$513,450$638,100
MENOMINEESHAWANO, WI$331,760$424,800$513,450$638,100
MILWAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
MONROENON-METRO$331,760$424,800$513,450$638,100
OCONTOGREEN BAY, WI$331,760$424,800$513,450$638,100
ONEIDANON-METRO$331,760$424,800$513,450$638,100
OUTAGAMIEAPPLETON, WI$331,760$424,800$513,450$638,100
OZAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
PEPINNON-METRO$331,760$424,800$513,450$638,100
PIERCEMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
POLKNON-METRO$331,760$424,800$513,450$638,100
PORTAGESTEVENS POINT, WI$331,760$424,800$513,450$638,100
PRICENON-METRO$331,760$424,800$513,450$638,100
RACINERACINE, WI$331,760$424,800$513,450$638,100
RICHLANDNON-METRO$331,760$424,800$513,450$638,100
ROCKJANESVILLE-BELOIT, WI$331,760$424,800$513,450$638,100
RUSKNON-METRO$331,760$424,800$513,450$638,100
SAUKBARABOO, WI$331,760$424,800$513,450$638,100
SAWYERNON-METRO$331,760$424,800$513,450$638,100
SHAWANOSHAWANO, WI$331,760$424,800$513,450$638,100
SHEBOYGANSHEBOYGAN, WI$331,760$424,800$513,450$638,100
ST. CROIXMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
TAYLORNON-METRO$331,760$424,800$513,450$638,100
TREMPEALEAUNON-METRO$331,760$424,800$513,450$638,100
VERNONNON-METRO$331,760$424,800$513,450$638,100
VILASNON-METRO$331,760$424,800$513,450$638,100
WALWORTHWHITEWATER, WI$331,760$424,800$513,450$638,100
WASHBURNNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUKESHAMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUPACANON-METRO$331,760$424,800$513,450$638,100
WAUSHARANON-METRO$331,760$424,800$513,450$638,100
WINNEBAGOOSHKOSH-NEENAH, WI$331,760$424,800$513,450$638,100
WOODWISCONSIN RAPIDS-MARSHFIELD, WI$331,760$424,800$513,450$638,100

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan LimitsWisconsin FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Virginia FHA Loan Limits

Vermont FHA Loan Limits

What are FHA Loan Limits in Virginia?

FHA loans are a low down payment mortgage program and Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Virginia are set at the floor amount of $275,665 across most of the entire state.

Virginia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ACCOMACKNON-METRO$331,760$424,800$513,450$638,100
ALBEMARLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
ALEXANDRIA CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
ALLEGHANYNON-METRO$331,760$424,800$513,450$638,100
AMELIARICHMOND, VA$535,900$686,050$829,250$1,030,600
AMHERSTLYNCHBURG, VA$331,760$424,800$513,450$638,100
APPOMATTOXLYNCHBURG, VA$331,760$424,800$513,450$638,100
ARLINGTONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
AUGUSTASTAUNTON, VA$331,760$424,800$513,450$638,100
BATHNON-METRO$331,760$424,800$513,450$638,100
BEDFORDLYNCHBURG, VA$331,760$424,800$513,450$638,100
BLANDBLUEFIELD, WV-VA$331,760$424,800$513,450$638,100
BOTETOURTROANOKE, VA$331,760$424,800$513,450$638,100
BRISTOL CITYKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
BRUNSWICKNON-METRO$331,760$424,800$513,450$638,100
BUCHANANNON-METRO$331,760$424,800$513,450$638,100
BUCKINGHAMNON-METRO$331,760$424,800$513,450$638,100
BUENA VISTA CITNON-METRO$331,760$424,800$513,450$638,100
CAMPBELLLYNCHBURG, VA$331,760$424,800$513,450$638,100
CAROLINENON-METRO$331,760$424,800$513,450$638,100
CARROLLNON-METRO$331,760$424,800$513,450$638,100
CHARLES CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
CHARLOTTENON-METRO$331,760$424,800$513,450$638,100
CHARLOTTESVILLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
CHESAPEAKE CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
CHESTERFIELDRICHMOND, VA$535,900$686,050$829,250$1,030,600
CLARKEWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
COLONIAL HEIGHTRICHMOND, VA$535,900$686,050$829,250$1,030,600
COVINGTON CITYNON-METRO$331,760$424,800$513,450$638,100
CRAIGROANOKE, VA$331,760$424,800$513,450$638,100
CULPEPERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
CUMBERLANDNON-METRO$331,760$424,800$513,450$638,100
DANVILLE CITYDANVILLE, VA$331,760$424,800$513,450$638,100
DICKENSONNON-METRO$331,760$424,800$513,450$638,100
DINWIDDIERICHMOND, VA$535,900$686,050$829,250$1,030,600
EMPORIA CITYNON-METRO$331,760$424,800$513,450$638,100
ESSEXNON-METRO$331,760$424,800$513,450$638,100
FAIRFAXWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FAIRFAX CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FALLS CHURCH CIWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FAUQUIERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FLOYDNON-METRO$331,760$424,800$513,450$638,100
FLUVANNACHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
FRANKLINROANOKE, VA$331,760$424,800$513,450$638,100
FRANKLIN CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
FREDERICKWINCHESTER, VA-WV$331,760$424,800$513,450$638,100
FREDERICKSBURGWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
GALAX CITYNON-METRO$331,760$424,800$513,450$638,100
GILESBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
GLOUCESTERVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
GOOCHLANDRICHMOND, VA$535,900$686,050$829,250$1,030,600
GRAYSONNON-METRO$331,760$424,800$513,450$638,100
GREENECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
GREENSVILLENON-METRO$331,760$424,800$513,450$638,100
HALIFAXNON-METRO$331,760$424,800$513,450$638,100
HAMPTON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
HANOVERRICHMOND, VA$535,900$686,050$829,250$1,030,600
HARRISONBURG CIHARRISONBURG, VA$331,760$424,800$513,450$638,100
HENRICORICHMOND, VA$535,900$686,050$829,250$1,030,600
HENRYMARTINSVILLE, VA$331,760$424,800$513,450$638,100
HIGHLANDNON-METRO$331,760$424,800$513,450$638,100
HOPEWELL CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ISLE OF WIGHTVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
JAMES CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
KING AND QUEENRICHMOND, VA$535,900$686,050$829,250$1,030,600
KING GEORGENON-METRO$350,750$449,000$542,750$674,500
KING WILLIAMRICHMOND, VA$535,900$686,050$829,250$1,030,600
LANCASTERNON-METRO$442,750$566,800$685,100$851,450
LEENON-METRO$331,760$424,800$513,450$638,100
LEXINGTON CITYNON-METRO$354,200$453,450$548,100$681,150
LOUDOUNWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
LOUISANON-METRO$331,760$424,800$513,450$638,100
LUNENBURGNON-METRO$331,760$424,800$513,450$638,100
LYNCHBURG CITYLYNCHBURG, VA$331,760$424,800$513,450$638,100
MADISONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MANASSAS CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MANASSAS PARK CWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MARTINSVILLE CIMARTINSVILLE, VA$331,760$424,800$513,450$638,100
MATHEWSVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
MECKLENBURGNON-METRO$331,760$424,800$513,450$638,100
MIDDLESEXNON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
NELSONCHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
NEW KENTRICHMOND, VA$535,900$686,050$829,250$1,030,600
NEWPORT NEWS CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
NORFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
NORTHAMPTONNON-METRO$331,760$424,800$513,450$638,100
NORTHUMBERLANDNON-METRO$331,760$424,800$513,450$638,100
NORTON CITYBIG STONE GAP, VA$331,760$424,800$513,450$638,100
NOTTOWAYNON-METRO$331,760$424,800$513,450$638,100
ORANGENON-METRO$331,760$424,800$513,450$638,100
PAGENON-METRO$331,760$424,800$513,450$638,100
PATRICKNON-METRO$331,760$424,800$513,450$638,100
PETERSBURG CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
PITTSYLVANIADANVILLE, VA$331,760$424,800$513,450$638,100
POQUOSON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
PORTSMOUTH CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
POWHATANRICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE EDWARDNON-METRO$331,760$424,800$513,450$638,100
PRINCE GEORGERICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE WILLIAMWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
PULASKIBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
RADFORD CITYBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
RAPPAHANNOCKWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
RICHMONDNON-METRO$331,760$424,800$513,450$638,100
RICHMOND CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ROANOKEROANOKE, VA$331,760$424,800$513,450$638,100
ROANOKE CITYROANOKE, VA$331,760$424,800$513,450$638,100
ROCKBRIDGENON-METRO$331,760$424,800$513,450$638,100
ROCKINGHAMHARRISONBURG, VA$331,760$424,800$513,450$638,100
RUSSELLNON-METRO$331,760$424,800$513,450$638,100
SALEM CITYROANOKE, VA$331,760$424,800$513,450$638,100
SCOTTKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
SHENANDOAHNON-METRO$331,760$424,800$513,450$638,100
SMYTHNON-METRO$331,760$424,800$513,450$638,100
SOUTHAMPTONVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
SPOTSYLVANIAWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
STAFFORDWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
STAUNTON CITYSTAUNTON, VA$331,760$424,800$513,450$638,100
SUFFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
SURRYNON-METRO$331,760$424,800$513,450$638,100
SUSSEXRICHMOND, VA$535,900$686,050$829,250$1,030,600
TAZEWELLBLUEFIELD, WV-VA$331,760$424,800$513,450$638,100
VIRGINIA BEACHVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
WARRENWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
WASHINGTONKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
WAYNESBORO CITYSTAUNTON, VA$331,760$424,800$513,450$638,100
WESTMORELANDNON-METRO$331,760$424,800$513,450$638,100
WILLIAMSBURG CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
WINCHESTER CITYWINCHESTER, VA-WV$331,760$424,800$513,450$638,100
WISEBIG STONE GAP, VA$331,760$424,800$513,450$638,100
WYTHENON-METRO$331,760$424,800$513,450$638,100
YORKVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400

Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Virginia FHA Limits Set?

Vermont FHA Loan LimitsMortgage limits for Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Virginia FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Virginia FHA loan limits are set above the nationwide floor amount in Arlington, Alexandria, Richmond, Virginia Beach and Winchester. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Vermont FHA Loan Limits

Vermont FHA Loan Limits

What are FHA Loan Limits in Vermont?

FHA loans are a low down payment mortgage program and Vermont FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Vermont are set at the floor amount of $275,665 across most of the state.

Vermont FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADDISONNON-METRO$331,760$424,800$513,450$638,100
BENNINGTONBENNINGTON, VT$331,760$424,800$513,450$638,100
CALEDONIANON-METRO$331,760$424,800$513,450$638,100
CHITTENDENBURLINGTON-SOUTH BURLINGTON, VT$368,000$471,100$569,450$707,700
ESSEXNON-METRO$331,760$424,800$513,450$638,100
FRANKLINBURLINGTON-SOUTH BURLINGTON, VT$368,000$471,100$569,450$707,700
GRAND ISLEBURLINGTON-SOUTH BURLINGTON, VT$368,000$471,100$569,450$707,700
LAMOILLENON-METRO$331,760$424,800$513,450$638,100
ORANGELEBANON, NH-VT$331,760$424,800$513,450$638,100
ORLEANSNON-METRO$331,760$424,800$513,450$638,100
RUTLANDRUTLAND, VT$331,760$424,800$513,450$638,100
WASHINGTONBARRE, VT$331,760$424,800$513,450$638,100
WINDHAMNON-METRO$331,760$424,800$513,450$638,100
WINDSORLEBANON, NH-VT$331,760$424,800$513,450$638,100

Vermont FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Vermont FHA Limits Set?

Vermont FHA Loan LimitsMortgage limits for Vermont FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Vermont FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Vermont is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Vermont is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Vermont FHA loan limits are set above the nationwide floor amount in Burlington and Bennington. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Texas FHA Loan Limits

Texas FHA Loan Limits

What are FHA Loan Limits in Texas?

FHA loans are a low down payment mortgage program and Texas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Texas are set at the floor amount of $275,665 across most of the state.

Texas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ANDERSONPALESTINE, TX$331,760$424,800$513,450$638,100
ANDREWSANDREWS, TX$331,760$424,800$513,450$638,100
ANGELINALUFKIN, TX$331,760$424,800$513,450$638,100
ARANSASROCKPORT, TX$331,760$424,800$513,450$638,100
ARCHERWICHITA FALLS, TX$331,760$424,800$513,450$638,100
ARMSTRONGAMARILLO, TX$331,760$424,800$513,450$638,100
ATASCOSASAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
AUSTINHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
BAILEYNON-METRO$331,760$424,800$513,450$638,100
BANDERASAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
BASTROPAUSTIN-ROUND ROCK-GEORGETOWN, TX$404,800$518,200$626,400$778,450
BAYLORNON-METRO$331,760$424,800$513,450$638,100
BEEBEEVILLE, TX$331,760$424,800$513,450$638,100
BELLKILLEEN-TEMPLE, TX$331,760$424,800$513,450$638,100
BEXARSAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
BLANCONON-METRO$331,760$424,800$513,450$638,100
BORDENNON-METRO$331,760$424,800$513,450$638,100
BOSQUENON-METRO$331,760$424,800$513,450$638,100
BOWIETEXARKANA, TX-AR$331,760$424,800$513,450$638,100
BRAZORIAHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
BRAZOSCOLLEGE STATION-BRYAN, TX$331,760$424,800$513,450$638,100
BREWSTERNON-METRO$331,760$424,800$513,450$638,100
BRISCOENON-METRO$331,760$424,800$513,450$638,100
BROOKSNON-METRO$331,760$424,800$513,450$638,100
BROWNBROWNWOOD, TX$331,760$424,800$513,450$638,100
BURLESONCOLLEGE STATION-BRYAN, TX$331,760$424,800$513,450$638,100
BURNETNON-METRO$331,760$424,800$513,450$638,100
CALDWELLAUSTIN-ROUND ROCK-GEORGETOWN, TX$404,800$518,200$626,400$778,450
CALHOUNPORT LAVACA, TX$331,760$424,800$513,450$638,100
CALLAHANABILENE, TX$331,760$424,800$513,450$638,100
CAMERONBROWNSVILLE-HARLINGEN, TX$331,760$424,800$513,450$638,100
CAMPMOUNT PLEASANT, TX$331,760$424,800$513,450$638,100
CARSONAMARILLO, TX$331,760$424,800$513,450$638,100
CASSNON-METRO$331,760$424,800$513,450$638,100
CASTRONON-METRO$331,760$424,800$513,450$638,100
CHAMBERSHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
CHEROKEEJACKSONVILLE, TX$331,760$424,800$513,450$638,100
CHILDRESSNON-METRO$331,760$424,800$513,450$638,100
CLAYWICHITA FALLS, TX$331,760$424,800$513,450$638,100
COCHRANNON-METRO$331,760$424,800$513,450$638,100
COKENON-METRO$331,760$424,800$513,450$638,100
COLEMANNON-METRO$331,760$424,800$513,450$638,100
COLLINDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
COLLINGSWORTHNON-METRO$331,760$424,800$513,450$638,100
COLORADONON-METRO$331,760$424,800$513,450$638,100
COMALSAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
COMANCHENON-METRO$331,760$424,800$513,450$638,100
CONCHONON-METRO$331,760$424,800$513,450$638,100
COOKEGAINESVILLE, TX$331,760$424,800$513,450$638,100
CORYELLKILLEEN-TEMPLE, TX$331,760$424,800$513,450$638,100
COTTLENON-METRO$331,760$424,800$513,450$638,100
CRANENON-METRO$331,760$424,800$513,450$638,100
CROCKETTNON-METRO$331,760$424,800$513,450$638,100
CROSBYLUBBOCK, TX$331,760$424,800$513,450$638,100
CULBERSONNON-METRO$331,760$424,800$513,450$638,100
DALLAMNON-METRO$331,760$424,800$513,450$638,100
DALLASDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
DAWSONLAMESA, TX$331,760$424,800$513,450$638,100
DEAF SMITHHEREFORD, TX$331,760$424,800$513,450$638,100
DELTANON-METRO$331,760$424,800$513,450$638,100
DENTONDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
DEWITTNON-METRO$331,760$424,800$513,450$638,100
DICKENSNON-METRO$331,760$424,800$513,450$638,100
DIMMITNON-METRO$331,760$424,800$513,450$638,100
DONLEYNON-METRO$331,760$424,800$513,450$638,100
DUVALALICE, TX$331,760$424,800$513,450$638,100
EASTLANDNON-METRO$331,760$424,800$513,450$638,100
ECTORODESSA, TX$331,760$424,800$513,450$638,100
EDWARDSNON-METRO$331,760$424,800$513,450$638,100
EL PASOEL PASO, TX$331,760$424,800$513,450$638,100
ELLISDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
ERATHSTEPHENVILLE, TX$331,760$424,800$513,450$638,100
FALLSWACO, TX$331,760$424,800$513,450$638,100
FANNINBONHAM, TX$331,760$424,800$513,450$638,100
FAYETTENON-METRO$331,760$424,800$513,450$638,100
FISHERNON-METRO$331,760$424,800$513,450$638,100
FLOYDNON-METRO$331,760$424,800$513,450$638,100
FOARDNON-METRO$331,760$424,800$513,450$638,100
FORT BENDHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
FRANKLINNON-METRO$331,760$424,800$513,450$638,100
FREESTONENON-METRO$331,760$424,800$513,450$638,100
FRIOPEARSALL, TX$331,760$424,800$513,450$638,100
GAINESNON-METRO$331,760$424,800$513,450$638,100
GALVESTONHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
GARZANON-METRO$331,760$424,800$513,450$638,100
GILLESPIEFREDERICKSBURG, TX$331,760$424,800$513,450$638,100
GLASSCOCKNON-METRO$331,760$424,800$513,450$638,100
GOLIADVICTORIA, TX$331,760$424,800$513,450$638,100
GONZALESNON-METRO$331,760$424,800$513,450$638,100
GRAYPAMPA, TX$331,760$424,800$513,450$638,100
GRAYSONSHERMAN-DENISON, TX$331,760$424,800$513,450$638,100
GREGGLONGVIEW, TX$331,760$424,800$513,450$638,100
GRIMESNON-METRO$331,760$424,800$513,450$638,100
GUADALUPESAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
HALEPLAINVIEW, TX$331,760$424,800$513,450$638,100
HALLNON-METRO$331,760$424,800$513,450$638,100
HAMILTONNON-METRO$331,760$424,800$513,450$638,100
HANSFORDNON-METRO$331,760$424,800$513,450$638,100
HARDEMANNON-METRO$331,760$424,800$513,450$638,100
HARDINBEAUMONT-PORT ARTHUR, TX$331,760$424,800$513,450$638,100
HARRISHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
HARRISONLONGVIEW, TX$331,760$424,800$513,450$638,100
HARTLEYNON-METRO$331,760$424,800$513,450$638,100
HASKELLNON-METRO$331,760$424,800$513,450$638,100
HAYSAUSTIN-ROUND ROCK-GEORGETOWN, TX$404,800$518,200$626,400$778,450
HEMPHILLNON-METRO$331,760$424,800$513,450$638,100
HENDERSONATHENS, TX$331,760$424,800$513,450$638,100
HIDALGOMCALLEN-EDINBURG-MISSION, TX$331,760$424,800$513,450$638,100
HILLNON-METRO$331,760$424,800$513,450$638,100
HOCKLEYLEVELLAND, TX$331,760$424,800$513,450$638,100
HOODGRANBURY, TX$331,760$424,800$513,450$638,100
HOPKINSSULPHUR SPRINGS, TX$331,760$424,800$513,450$638,100
HOUSTONNON-METRO$331,760$424,800$513,450$638,100
HOWARDBIG SPRING, TX$331,760$424,800$513,450$638,100
HUDSPETHEL PASO, TX$331,760$424,800$513,450$638,100
HUNTDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
HUTCHINSONBORGER, TX$331,760$424,800$513,450$638,100
IRIONSAN ANGELO, TX$331,760$424,800$513,450$638,100
JACKNON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JASPERNON-METRO$331,760$424,800$513,450$638,100
JEFF DAVISNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONBEAUMONT-PORT ARTHUR, TX$331,760$424,800$513,450$638,100
JIM HOGGNON-METRO$331,760$424,800$513,450$638,100
JIM WELLSALICE, TX$331,760$424,800$513,450$638,100
JOHNSONDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
JONESABILENE, TX$331,760$424,800$513,450$638,100
KARNESNON-METRO$331,760$424,800$513,450$638,100
KAUFMANDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
KENDALLSAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
KENEDYKINGSVILLE, TX$331,760$424,800$513,450$638,100
KENTNON-METRO$331,760$424,800$513,450$638,100
KERRKERRVILLE, TX$331,760$424,800$513,450$638,100
KIMBLENON-METRO$331,760$424,800$513,450$638,100
KINGNON-METRO$331,760$424,800$513,450$638,100
KINNEYNON-METRO$331,760$424,800$513,450$638,100
KLEBERGKINGSVILLE, TX$331,760$424,800$513,450$638,100
KNOXNON-METRO$331,760$424,800$513,450$638,100
LA SALLENON-METRO$331,760$424,800$513,450$638,100
LAMARPARIS, TX$331,760$424,800$513,450$638,100
LAMBNON-METRO$331,760$424,800$513,450$638,100
LAMPASASKILLEEN-TEMPLE, TX$331,760$424,800$513,450$638,100
LAVACANON-METRO$331,760$424,800$513,450$638,100
LEENON-METRO$331,760$424,800$513,450$638,100
LEONNON-METRO$331,760$424,800$513,450$638,100
LIBERTYHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
LIMESTONENON-METRO$331,760$424,800$513,450$638,100
LIPSCOMBNON-METRO$331,760$424,800$513,450$638,100
LIVE OAKNON-METRO$331,760$424,800$513,450$638,100
LLANONON-METRO$331,760$424,800$513,450$638,100
LOVINGPECOS, TX$331,760$424,800$513,450$638,100
LUBBOCKLUBBOCK, TX$331,760$424,800$513,450$638,100
LYNNLUBBOCK, TX$331,760$424,800$513,450$638,100
MADISONNON-METRO$331,760$424,800$513,450$638,100
MARIONNON-METRO$331,760$424,800$513,450$638,100
MARTINMIDLAND, TX$341,550$437,250$528,500$656,800
MASONNON-METRO$331,760$424,800$513,450$638,100
MATAGORDABAY CITY, TX$331,760$424,800$513,450$638,100
MAVERICKEAGLE PASS, TX$331,760$424,800$513,450$638,100
MCCULLOCHNON-METRO$331,760$424,800$513,450$638,100
MCLENNANWACO, TX$331,760$424,800$513,450$638,100
MCMULLENNON-METRO$331,760$424,800$513,450$638,100
MEDINASAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
MENARDNON-METRO$331,760$424,800$513,450$638,100
MIDLANDMIDLAND, TX$341,550$437,250$528,500$656,800
MILAMNON-METRO$331,760$424,800$513,450$638,100
MILLSNON-METRO$331,760$424,800$513,450$638,100
MITCHELLNON-METRO$331,760$424,800$513,450$638,100
MONTAGUENON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
MOOREDUMAS, TX$331,760$424,800$513,450$638,100
MORRISNON-METRO$331,760$424,800$513,450$638,100
MOTLEYNON-METRO$331,760$424,800$513,450$638,100
NACOGDOCHESNACOGDOCHES, TX$331,760$424,800$513,450$638,100
NAVARROCORSICANA, TX$331,760$424,800$513,450$638,100
NEWTONNON-METRO$331,760$424,800$513,450$638,100
NOLANSWEETWATER, TX$331,760$424,800$513,450$638,100
NUECESCORPUS CHRISTI, TX$331,760$424,800$513,450$638,100
OCHILTREENON-METRO$331,760$424,800$513,450$638,100
OLDHAMAMARILLO, TX$331,760$424,800$513,450$638,100
ORANGEBEAUMONT-PORT ARTHUR, TX$331,760$424,800$513,450$638,100
PALO PINTOMINERAL WELLS, TX$331,760$424,800$513,450$638,100
PANOLANON-METRO$331,760$424,800$513,450$638,100
PARKERDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
PARMERNON-METRO$331,760$424,800$513,450$638,100
PECOSNON-METRO$331,760$424,800$513,450$638,100
POLKNON-METRO$331,760$424,800$513,450$638,100
POTTERAMARILLO, TX$331,760$424,800$513,450$638,100
PRESIDIONON-METRO$331,760$424,800$513,450$638,100
RAINSNON-METRO$331,760$424,800$513,450$638,100
RANDALLAMARILLO, TX$331,760$424,800$513,450$638,100
REAGANNON-METRO$331,760$424,800$513,450$638,100
REALNON-METRO$331,760$424,800$513,450$638,100
RED RIVERNON-METRO$331,760$424,800$513,450$638,100
REEVESPECOS, TX$331,760$424,800$513,450$638,100
REFUGIONON-METRO$331,760$424,800$513,450$638,100
ROBERTSPAMPA, TX$331,760$424,800$513,450$638,100
ROBERTSONCOLLEGE STATION-BRYAN, TX$331,760$424,800$513,450$638,100
ROCKWALLDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
RUNNELSNON-METRO$331,760$424,800$513,450$638,100
RUSKLONGVIEW, TX$331,760$424,800$513,450$638,100
SABINENON-METRO$331,760$424,800$513,450$638,100
SAN AUGUSTINENON-METRO$331,760$424,800$513,450$638,100
SAN JACINTONON-METRO$331,760$424,800$513,450$638,100
SAN PATRICIOCORPUS CHRISTI, TX$331,760$424,800$513,450$638,100
SAN SABANON-METRO$331,760$424,800$513,450$638,100
SCHLEICHERNON-METRO$331,760$424,800$513,450$638,100
SCURRYSNYDER, TX$331,760$424,800$513,450$638,100
SHACKELFORDNON-METRO$331,760$424,800$513,450$638,100
SHELBYNON-METRO$331,760$424,800$513,450$638,100
SHERMANNON-METRO$331,760$424,800$513,450$638,100
SMITHTYLER, TX$331,760$424,800$513,450$638,100
SOMERVELLNON-METRO$331,760$424,800$513,450$638,100
STARRRIO GRANDE CITY-ROMA, TX$331,760$424,800$513,450$638,100
STEPHENSNON-METRO$331,760$424,800$513,450$638,100
STERLINGSAN ANGELO, TX$331,760$424,800$513,450$638,100
STONEWALLNON-METRO$331,760$424,800$513,450$638,100
SUTTONNON-METRO$331,760$424,800$513,450$638,100
SWISHERNON-METRO$331,760$424,800$513,450$638,100
TARRANTDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
TAYLORABILENE, TX$331,760$424,800$513,450$638,100
TERRELLNON-METRO$331,760$424,800$513,450$638,100
TERRYNON-METRO$331,760$424,800$513,450$638,100
THROCKMORTONNON-METRO$331,760$424,800$513,450$638,100
TITUSMOUNT PLEASANT, TX$331,760$424,800$513,450$638,100
TOM GREENSAN ANGELO, TX$331,760$424,800$513,450$638,100
TRAVISAUSTIN-ROUND ROCK-GEORGETOWN, TX$404,800$518,200$626,400$778,450
TRINITYNON-METRO$331,760$424,800$513,450$638,100
TYLERNON-METRO$331,760$424,800$513,450$638,100
UPSHURLONGVIEW, TX$331,760$424,800$513,450$638,100
UPTONNON-METRO$331,760$424,800$513,450$638,100
UVALDEUVALDE, TX$331,760$424,800$513,450$638,100
VAL VERDEDEL RIO, TX$331,760$424,800$513,450$638,100
VAN ZANDTNON-METRO$331,760$424,800$513,450$638,100
VICTORIAVICTORIA, TX$331,760$424,800$513,450$638,100
WALKERHUNTSVILLE, TX$331,760$424,800$513,450$638,100
WALLERHOUSTON-THE WOODLANDS-SUGAR LAND, TX$331,760$424,800$513,450$638,100
WARDNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONBRENHAM, TX$331,760$424,800$513,450$638,100
WEBBLAREDO, TX$331,760$424,800$513,450$638,100
WHARTONEL CAMPO, TX$331,760$424,800$513,450$638,100
WHEELERNON-METRO$331,760$424,800$513,450$638,100
WICHITAWICHITA FALLS, TX$331,760$424,800$513,450$638,100
WILBARGERVERNON, TX$331,760$424,800$513,450$638,100
WILLACYRAYMONDVILLE, TX$331,760$424,800$513,450$638,100
WILLIAMSONAUSTIN-ROUND ROCK-GEORGETOWN, TX$404,800$518,200$626,400$778,450
WILSONSAN ANTONIO-NEW BRAUNFELS, TX$393,300$503,500$608,600$756,350
WINKLERNON-METRO$331,760$424,800$513,450$638,100
WISEDALLAS-FORT WORTH-ARLINGTON, TX$404,800$518,200$626,400$778,450
WOODNON-METRO$331,760$424,800$513,450$638,100
YOAKUMNON-METRO$331,760$424,800$513,450$638,100
YOUNGNON-METRO$331,760$424,800$513,450$638,100
ZAPATAZAPATA, TX$331,760$424,800$513,450$638,100
ZAVALANON-METRO$331,760$424,800$513,450$638,100

Texas FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Texas FHA Limits Set?

Texas FHA Loan LimitsMortgage limits for Texas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Texas FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Texas is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Texas is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Texas FHA loan limits are set above the nationwide floor amount in San Antonio, Austin and Houston and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

South Dakota FHA Loan Limits

South Dakota FHA Loan Limits

What are FHA Loan Limits in South Dakota?

FHA loans are a low down payment mortgage program and South Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Dakota are set at the floor amount of $275,665 across the entire state.

South Dakota FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
AURORANON-METRO$331,760$424,800$513,450$638,100
BEADLEHURON, SD$331,760$424,800$513,450$638,100
BENNETTNON-METRO$331,760$424,800$513,450$638,100
BON HOMMENON-METRO$331,760$424,800$513,450$638,100
BROOKINGSBROOKINGS, SD$331,760$424,800$513,450$638,100
BROWNABERDEEN, SD$331,760$424,800$513,450$638,100
BRULENON-METRO$331,760$424,800$513,450$638,100
BUFFALONON-METRO$331,760$424,800$513,450$638,100
BUTTENON-METRO$331,760$424,800$513,450$638,100
CAMPBELLNON-METRO$331,760$424,800$513,450$638,100
CHARLES MIXNON-METRO$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
CLAYVERMILLION, SD$331,760$424,800$513,450$638,100
CODINGTONWATERTOWN, SD$331,760$424,800$513,450$638,100
CORSONNON-METRO$331,760$424,800$513,450$638,100
CUSTERNON-METRO$331,760$424,800$513,450$638,100
DAVISONMITCHELL, SD$331,760$424,800$513,450$638,100
DAYNON-METRO$331,760$424,800$513,450$638,100
DEUELNON-METRO$331,760$424,800$513,450$638,100
DEWEYNON-METRO$331,760$424,800$513,450$638,100
DOUGLASNON-METRO$331,760$424,800$513,450$638,100
EDMUNDSABERDEEN, SD$331,760$424,800$513,450$638,100
FALL RIVERNON-METRO$331,760$424,800$513,450$638,100
FAULKNON-METRO$331,760$424,800$513,450$638,100
GRANTNON-METRO$331,760$424,800$513,450$638,100
GREGORYNON-METRO$331,760$424,800$513,450$638,100
HAAKONNON-METRO$331,760$424,800$513,450$638,100
HAMLINWATERTOWN, SD$331,760$424,800$513,450$638,100
HANDNON-METRO$331,760$424,800$513,450$638,100
HANSONMITCHELL, SD$331,760$424,800$513,450$638,100
HARDINGNON-METRO$331,760$424,800$513,450$638,100
HUGHESPIERRE, SD$331,760$424,800$513,450$638,100
HUTCHINSONNON-METRO$331,760$424,800$513,450$638,100
HYDENON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JERAULDHURON, SD$331,760$424,800$513,450$638,100
JONESNON-METRO$331,760$424,800$513,450$638,100
KINGSBURYNON-METRO$331,760$424,800$513,450$638,100
LAKENON-METRO$331,760$424,800$513,450$638,100
LAWRENCESPEARFISH, SD$331,760$424,800$513,450$638,100
LINCOLNSIOUX FALLS, SD$331,760$424,800$513,450$638,100
LYMANNON-METRO$331,760$424,800$513,450$638,100
MARSHALLNON-METRO$331,760$424,800$513,450$638,100
MCCOOKSIOUX FALLS, SD$331,760$424,800$513,450$638,100
MCPHERSONNON-METRO$331,760$424,800$513,450$638,100
MEADERAPID CITY, SD$331,760$424,800$513,450$638,100
MELLETTENON-METRO$331,760$424,800$513,450$638,100
MINERNON-METRO$331,760$424,800$513,450$638,100
MINNEHAHASIOUX FALLS, SD$331,760$424,800$513,450$638,100
MOODYNON-METRO$331,760$424,800$513,450$638,100
OGLALA LAKOTANON-METRO$331,760$424,800$513,450$638,100
PENNINGTONRAPID CITY, SD$331,760$424,800$513,450$638,100
PERKINSNON-METRO$331,760$424,800$513,450$638,100
POTTERNON-METRO$331,760$424,800$513,450$638,100
ROBERTSNON-METRO$331,760$424,800$513,450$638,100
SANBORNNON-METRO$331,760$424,800$513,450$638,100
SPINKNON-METRO$331,760$424,800$513,450$638,100
STANLEYPIERRE, SD$331,760$424,800$513,450$638,100
SULLYNON-METRO$331,760$424,800$513,450$638,100
TODDNON-METRO$331,760$424,800$513,450$638,100
TRIPPNON-METRO$331,760$424,800$513,450$638,100
TURNERSIOUX FALLS, SD$331,760$424,800$513,450$638,100
UNIONSIOUX CITY, IA-NE-SD$331,760$424,800$513,450$638,100
WALWORTHNON-METRO$331,760$424,800$513,450$638,100
YANKTONYANKTON, SD$331,760$424,800$513,450$638,100
ZIEBACHNON-METRO$331,760$424,800$513,450$638,100

South Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Dakota FHA Limits Set?

South Dakota FHA Loan LimitsMortgage limits for South Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Dakota FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in South Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in South Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Dakota FHA loan limits are set at the nationwide floor amount in Rapid City, Sioux City, Aberdeen, Brookings, Watertown and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

South Carolina FHA Loan Limits

South Carolina FHA Loan Limits

What are FHA Loan Limits in South Carolina?

FHA loans are a low down payment mortgage program and South Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Carolina are set at the floor amount of $275,665 across half the state.

South Carolina FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ABBEVILLENON-METRO$331,760$424,800$513,450$638,100
AIKENAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
ALLENDALENON-METRO$331,760$424,800$513,450$638,100
ANDERSONGREENVILLE-ANDERSON, SC$331,760$424,800$513,450$638,100
BAMBERGNON-METRO$331,760$424,800$513,450$638,100
BARNWELLNON-METRO$331,760$424,800$513,450$638,100
BEAUFORTHILTON HEAD ISLAND-BLUFFTON, SC$350,750$449,000$542,750$674,500
BERKELEYCHARLESTON-NORTH CHARLESTON, SC$391,000$500,550$605,050$751,900
CALHOUNCOLUMBIA, SC$331,760$424,800$513,450$638,100
CHARLESTONCHARLESTON-NORTH CHARLESTON, SC$391,000$500,550$605,050$751,900
CHEROKEEGAFFNEY, SC$331,760$424,800$513,450$638,100
CHESTERCHARLOTTE-CONCORD-GASTONIA, NC-SC$331,760$424,800$513,450$638,100
CHESTERFIELDNON-METRO$331,760$424,800$513,450$638,100
CLARENDONSUMTER, SC$331,760$424,800$513,450$638,100
COLLETONNON-METRO$331,760$424,800$513,450$638,100
DARLINGTONFLORENCE, SC$331,760$424,800$513,450$638,100
DILLONNON-METRO$331,760$424,800$513,450$638,100
DORCHESTERCHARLESTON-NORTH CHARLESTON, SC$391,000$500,550$605,050$751,900
EDGEFIELDAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
FAIRFIELDCOLUMBIA, SC$331,760$424,800$513,450$638,100
FLORENCEFLORENCE, SC$331,760$424,800$513,450$638,100
GEORGETOWNGEORGETOWN, SC$331,760$424,800$513,450$638,100
GREENVILLEGREENVILLE-ANDERSON, SC$331,760$424,800$513,450$638,100
GREENWOODGREENWOOD, SC$331,760$424,800$513,450$638,100
HAMPTONNON-METRO$331,760$424,800$513,450$638,100
HORRYMYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC$331,760$424,800$513,450$638,100
JASPERHILTON HEAD ISLAND-BLUFFTON, SC$350,750$449,000$542,750$674,500
KERSHAWCOLUMBIA, SC$331,760$424,800$513,450$638,100
LANCASTERCHARLOTTE-CONCORD-GASTONIA, NC-SC$331,760$424,800$513,450$638,100
LAURENSGREENVILLE-ANDERSON, SC$331,760$424,800$513,450$638,100
LEENON-METRO$331,760$424,800$513,450$638,100
LEXINGTONCOLUMBIA, SC$331,760$424,800$513,450$638,100
MARIONNON-METRO$331,760$424,800$513,450$638,100
MARLBOROBENNETTSVILLE, SC$331,760$424,800$513,450$638,100
MCCORMICKNON-METRO$331,760$424,800$513,450$638,100
NEWBERRYNEWBERRY, SC$331,760$424,800$513,450$638,100
OCONEESENECA, SC$331,760$424,800$513,450$638,100
ORANGEBURGORANGEBURG, SC$331,760$424,800$513,450$638,100
PICKENSGREENVILLE-ANDERSON, SC$331,760$424,800$513,450$638,100
RICHLANDCOLUMBIA, SC$331,760$424,800$513,450$638,100
SALUDACOLUMBIA, SC$331,760$424,800$513,450$638,100
SPARTANBURGSPARTANBURG, SC$331,760$424,800$513,450$638,100
SUMTERSUMTER, SC$331,760$424,800$513,450$638,100
UNIONUNION, SC$331,760$424,800$513,450$638,100
WILLIAMSBURGNON-METRO$331,760$424,800$513,450$638,100
YORKCHARLOTTE-CONCORD-GASTONIA, NC-SC$331,760$424,800$513,450$638,100

South Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are South Carolina FHA Limits Set?

South Carolina FHA Loan LimitsMortgage limits for South Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

South Carolina FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in South Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in South Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

South Carolina FHA loan limits are set above the nationwide floor amount in Charleston, Hilton Head, Greenville, Spartanburg and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Rhode Island FHA Loan Limits

Rhode Island FHA Loan Limits

What are FHA Loan Limits in Rhode Island?

FHA loans are a low down payment mortgage program and Rhode Island FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Rhode Island are set above the floor amount of $275,665 across the entire state.

Rhode Island FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BRISTOLPROVIDENCE-WARWICK, RI-MA$460,000$588,850$711,800$884,600
KENTPROVIDENCE-WARWICK, RI-MA$460,000$588,850$711,800$884,600
NEWPORTPROVIDENCE-WARWICK, RI-MA$460,000$588,850$711,800$884,600
PROVIDENCEPROVIDENCE-WARWICK, RI-MA$460,000$588,850$711,800$884,600
WASHINGTONPROVIDENCE-WARWICK, RI-MA$460,000$588,850$711,800$884,600

Rhode Island FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Rhode Island FHA Limits Set?

Rhode Island FHA Loan LimitsMortgage limits for Rhode Island FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Rhode Island FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Rhode Island is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Rhode Island is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Rhode Island FHA loan limits are set above the nationwide floor amount in Providence, Warwick and surrounding areas.   You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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