The U.S. Department of Agriculture (USDA) is the agency that makes it possible for familys’ in rural areas to purchase their own home with no down payment. USDA mortgage loans are offered to qualifying individuals and families across more than 95% of the U.S. land mass. Read More
The USDA stands for United States Department of Agriculture. That’s the federal agency that provides USDA Rural Development programs for the purpose of encouraging economic development in rural areas. Rural Development programs also help the people living in qualifying rural areas afford better housing. Read More
The USDA Refinance Pilot Program was originally introduced in 2012 to give rural home owners a chance to take advantage of record low interest rates. This pilot program was a success, therefore the program has permanently matured into the USDA Streamline Refinance. Read More
Once you’ve contacted your lender to apply for a mortgage, they will request certain documentation from you to verify to insure you meet the loan requirements for the program. The mortgage loan checklist for documentation is fairly consistent no matter where you apply. Read More
FHA Mortgages offer several advantages over conventional mortgages, particularly for applicants without perfect credit or lots of cash on hand for a down payment. Read More
