Miranda Marquit

Miranda is a freelance journalist specializing in financial topics. Her work appears on numerous web sites, including on her blog Planting Money Seeds.

Why You Should Consider Refinancing Before it’s Too Late

Refinance Before It's Too Late

For three years I dithered about refinancing my mortgage. I meant to check into and get around to it, but it never quite happened. One day, when I logged onto a free consumer credit site, a popup suggested that I talk to someone about refinancing my loan. On a whim, I checked “yes” in the box, and soon I received a follow up about refinancing. Read More

Are There Still Mortgages For Bad Credit?

Bad Credit Mortgage

We all make mistakes with our time and our money. There are few of us who have never done anything ill-advised with our finances. Unfortunately, the results of our mistakes with money can be added to a credit history that can then undermine future efforts to borrow — or to receive good terms when we do. Read More

6 Factors That Influence Your Mortgage Rate

6 Mortgage Rates Factors

Your mortgage rate is a big deal. Since a mortgage is such a large loan, and since the term spans decades, a 1% difference in your mortgage rate can mean a savings of tens of thousands of dollars over time. Getting the best mortgage rate when you buy a home is a must if you want to maximize your finances. Read More

Avoid These 6 Mortgage Application Mistakes

Common Home Buyer Mistakes

One of the biggest financial commitments you will ever make is a home purchase. In fact, this is such a huge commitment that you will probably need to borrow money in order to make it happen. And, because you are borrowing such a large amount of money from the lender, you will be required to fill out a mortgage application. Read More

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