What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$275,665$352,950$426,625$530,150
ASHLANDNON-METRO$275,665$352,950$426,625$530,150
BARRONNON-METRO$275,665$352,950$426,625$530,150
BAYFIELDNON-METRO$275,665$352,950$426,625$530,150
BROWNGREEN BAY, WI$275,665$352,950$426,625$530,150
BUFFALONON-METRO$275,665$352,950$426,625$530,150
BURNETTNON-METRO$275,665$352,950$426,625$530,150
CALUMETAPPLETON, WI$275,665$352,950$426,625$530,150
CHIPPEWAEAU CLAIRE, WI$275,665$352,950$426,625$530,150
CLARKNON-METRO$275,665$352,950$426,625$530,150
COLUMBIAMADISON, WI$286,350$366,550$443,100$550,650
CRAWFORDNON-METRO$275,665$352,950$426,625$530,150
DANEMADISON, WI$286,350$366,550$443,100$550,650
DODGEBEAVER DAM, WI$275,665$352,950$426,625$530,150
DOORNON-METRO$275,665$352,950$426,625$530,150
DOUGLASDULUTH, MN-WI$275,665$352,950$426,625$530,150
DUNNMENOMONIE, WI$275,665$352,950$426,625$530,150
EAU CLAIREEAU CLAIRE, WI$275,665$352,950$426,625$530,150
FLORENCEIRON MOUNTAIN, MI-WI$275,665$352,950$426,625$530,150
FOND DU LACFOND DU LAC, WI$275,665$352,950$426,625$530,150
FORESTNON-METRO$275,665$352,950$426,625$530,150
GRANTPLATTEVILLE, WI$275,665$352,950$426,625$530,150
GREENMADISON, WI$286,350$366,550$443,100$550,650
GREEN LAKENON-METRO$275,665$352,950$426,625$530,150
IOWAMADISON, WI$286,350$366,550$443,100$550,650
IRONNON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONWATERTOWN-FORT ATKINSON, WI$275,665$352,950$426,625$530,150
JUNEAUNON-METRO$275,665$352,950$426,625$530,150
KENOSHACHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$365,700$468,150$565,900$703,250
KEWAUNEEGREEN BAY, WI$275,665$352,950$426,625$530,150
LA CROSSELA CROSSE-ONALASKA, WI-MN$275,665$352,950$426,625$530,150
LAFAYETTENON-METRO$275,665$352,950$426,625$530,150
LANGLADENON-METRO$275,665$352,950$426,625$530,150
LINCOLNMERRILL, WI$275,665$352,950$426,625$530,150
MANITOWOCMANITOWOC, WI$275,665$352,950$426,625$530,150
MARATHONWAUSAU, WI$275,665$352,950$426,625$530,150
MARINETTEMARINETTE, WI-MI$275,665$352,950$426,625$530,150
MARQUETTENON-METRO$275,665$352,950$426,625$530,150
MENOMINEESHAWANO, WI$275,665$352,950$426,625$530,150
MILWAUKEEMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
MONROENON-METRO$275,665$352,950$426,625$530,150
OCONTOGREEN BAY, WI$275,665$352,950$426,625$530,150
ONEIDANON-METRO$275,665$352,950$426,625$530,150
OUTAGAMIEAPPLETON, WI$275,665$352,950$426,625$530,150
OZAUKEEMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
PEPINNON-METRO$275,665$352,950$426,625$530,150
PIERCEMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$332,350$425,450$514,300$639,150
POLKNON-METRO$275,665$352,950$426,625$530,150
PORTAGESTEVENS POINT, WI$275,665$352,950$426,625$530,150
PRICENON-METRO$275,665$352,950$426,625$530,150
RACINERACINE, WI$275,665$352,950$426,625$530,150
RICHLANDNON-METRO$275,665$352,950$426,625$530,150
ROCKJANESVILLE-BELOIT, WI$275,665$352,950$426,625$530,150
RUSKNON-METRO$275,665$352,950$426,625$530,150
SAUKBARABOO, WI$275,665$352,950$426,625$530,150
SAWYERNON-METRO$275,665$352,950$426,625$530,150
SHAWANOSHAWANO, WI$275,665$352,950$426,625$530,150
SHEBOYGANSHEBOYGAN, WI$275,665$352,950$426,625$530,150
ST. CROIXMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$332,350$425,450$514,300$639,150
TAYLORNON-METRO$275,665$352,950$426,625$530,150
TREMPEALEAUNON-METRO$275,665$352,950$426,625$530,150
VERNONNON-METRO$275,665$352,950$426,625$530,150
VILASNON-METRO$275,665$352,950$426,625$530,150
WALWORTHWHITEWATER-ELKHORN, WI$275,665$352,950$426,625$530,150
WASHBURNNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
WAUKESHAMILWAUKEE-WAUKESHA-WEST ALLIS, WI$299,000$382,750$462,650$575,000
WAUPACANON-METRO$275,665$352,950$426,625$530,150
WAUSHARANON-METRO$275,665$352,950$426,625$530,150
WINNEBAGOOSHKOSH-NEENAH, WI$275,665$352,950$426,625$530,150
WOODWISCONSIN RAPIDS-MARSHFIELD, WI$275,665$352,950$426,625$530,150

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan LimitsWisconsin FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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