What are FHA Loan Limits in Kansas?

FHA loans are a low down payment mortgage program and Kansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Kansas are set at the floor amount of $275,665 across almost the entire state.

Kansas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALLENNON-METRO$275,665$352,950$426,625$530,150
ANDERSONNON-METRO$275,665$352,950$426,625$530,150
ATCHISONATCHISON, KS$275,665$352,950$426,625$530,150
BARBERNON-METRO$275,665$352,950$426,625$530,150
BARTONGREAT BEND, KS$275,665$352,950$426,625$530,150
BOURBONNON-METRO$275,665$352,950$426,625$530,150
BROWNNON-METRO$275,665$352,950$426,625$530,150
BUTLERWICHITA, KS$275,665$352,950$426,625$530,150
CHASENON-METRO$275,665$352,950$426,625$530,150
CHAUTAUQUANON-METRO$275,665$352,950$426,625$530,150
CHEROKEENON-METRO$275,665$352,950$426,625$530,150
CHEYENNENON-METRO$275,665$352,950$426,625$530,150
CLARKNON-METRO$275,665$352,950$426,625$530,150
CLAYNON-METRO$275,665$352,950$426,625$530,150
CLOUDNON-METRO$275,665$352,950$426,625$530,150
COFFEYNON-METRO$275,665$352,950$426,625$530,150
COMANCHENON-METRO$275,665$352,950$426,625$530,150
COWLEYARKANSAS CITY-WINFIELD, KS$275,665$352,950$426,625$530,150
CRAWFORDPITTSBURG, KS$275,665$352,950$426,625$530,150
DECATURNON-METRO$275,665$352,950$426,625$530,150
DICKINSONNON-METRO$275,665$352,950$426,625$530,150
DONIPHANST. JOSEPH, MO-KS$275,665$352,950$426,625$530,150
DOUGLASLAWRENCE, KS$275,665$352,950$426,625$530,150
EDWARDSNON-METRO$275,665$352,950$426,625$530,150
ELKNON-METRO$275,665$352,950$426,625$530,150
ELLISHAYS, KS$275,665$352,950$426,625$530,150
ELLSWORTHNON-METRO$275,665$352,950$426,625$530,150
FINNEYGARDEN CITY, KS$275,665$352,950$426,625$530,150
FORDDODGE CITY, KS$275,665$352,950$426,625$530,150
FRANKLINOTTAWA, KS$275,665$352,950$426,625$530,150
GEARYJUNCTION CITY, KS$275,665$352,950$426,625$530,150
GOVENON-METRO$275,665$352,950$426,625$530,150
GRAHAMNON-METRO$275,665$352,950$426,625$530,150
GRANTNON-METRO$275,665$352,950$426,625$530,150
GRAYNON-METRO$275,665$352,950$426,625$530,150
GREELEYNON-METRO$275,665$352,950$426,625$530,150
GREENWOODNON-METRO$275,665$352,950$426,625$530,150
HAMILTONNON-METRO$275,665$352,950$426,625$530,150
HARPERNON-METRO$275,665$352,950$426,625$530,150
HARVEYWICHITA, KS$275,665$352,950$426,625$530,150
HASKELLNON-METRO$275,665$352,950$426,625$530,150
HODGEMANNON-METRO$275,665$352,950$426,625$530,150
JACKSONTOPEKA, KS$275,665$352,950$426,625$530,150
JEFFERSONTOPEKA, KS$275,665$352,950$426,625$530,150
JEWELLNON-METRO$275,665$352,950$426,625$530,150
JOHNSONKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
KEARNYGARDEN CITY, KS$275,665$352,950$426,625$530,150
KINGMANWICHITA, KS$275,665$352,950$426,625$530,150
KIOWANON-METRO$275,665$352,950$426,625$530,150
LABETTEPARSONS, KS$275,665$352,950$426,625$530,150
LANENON-METRO$275,665$352,950$426,625$530,150
LEAVENWORTHKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
LINCOLNNON-METRO$275,665$352,950$426,625$530,150
LINNKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
LOGANNON-METRO$275,665$352,950$426,625$530,150
LYONEMPORIA, KS$275,665$352,950$426,625$530,150
MARIONNON-METRO$275,665$352,950$426,625$530,150
MARSHALLNON-METRO$275,665$352,950$426,625$530,150
MCPHERSONMCPHERSON, KS$275,665$352,950$426,625$530,150
MEADENON-METRO$275,665$352,950$426,625$530,150
MIAMIKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700
MITCHELLNON-METRO$275,665$352,950$426,625$530,150
MONTGOMERYCOFFEYVILLE, KS$275,665$352,950$426,625$530,150
MORRISNON-METRO$275,665$352,950$426,625$530,150
MORTONNON-METRO$275,665$352,950$426,625$530,150
NEMAHANON-METRO$275,665$352,950$426,625$530,150
NEOSHONON-METRO$275,665$352,950$426,625$530,150
NESSNON-METRO$275,665$352,950$426,625$530,150
NORTONNON-METRO$275,665$352,950$426,625$530,150
OSAGETOPEKA, KS$275,665$352,950$426,625$530,150
OSBORNENON-METRO$275,665$352,950$426,625$530,150
OTTAWASALINA, KS$275,665$352,950$426,625$530,150
PAWNEENON-METRO$275,665$352,950$426,625$530,150
PHILLIPSNON-METRO$275,665$352,950$426,625$530,150
POTTAWATOMIEMANHATTAN, KS$275,665$352,950$426,625$530,150
PRATTNON-METRO$275,665$352,950$426,625$530,150
RAWLINSNON-METRO$275,665$352,950$426,625$530,150
RENOHUTCHINSON, KS$275,665$352,950$426,625$530,150
REPUBLICNON-METRO$275,665$352,950$426,625$530,150
RICENON-METRO$275,665$352,950$426,625$530,150
RILEYMANHATTAN, KS$275,665$352,950$426,625$530,150
ROOKSNON-METRO$275,665$352,950$426,625$530,150
RUSHNON-METRO$275,665$352,950$426,625$530,150
RUSSELLNON-METRO$275,665$352,950$426,625$530,150
SALINESALINA, KS$275,665$352,950$426,625$530,150
SCOTTNON-METRO$275,665$352,950$426,625$530,150
SEDGWICKWICHITA, KS$275,665$352,950$426,625$530,150
SEWARDLIBERAL, KS$275,665$352,950$426,625$530,150
SHAWNEETOPEKA, KS$275,665$352,950$426,625$530,150
SHERIDANNON-METRO$275,665$352,950$426,625$530,150
SHERMANNON-METRO$275,665$352,950$426,625$530,150
SMITHNON-METRO$275,665$352,950$426,625$530,150
STAFFORDNON-METRO$275,665$352,950$426,625$530,150
STANTONNON-METRO$275,665$352,950$426,625$530,150
STEVENSNON-METRO$275,665$352,950$426,625$530,150
SUMNERWICHITA, KS$275,665$352,950$426,625$530,150
THOMASNON-METRO$275,665$352,950$426,625$530,150
TREGONON-METRO$275,665$352,950$426,625$530,150
WABAUNSEETOPEKA, KS$275,665$352,950$426,625$530,150
WALLACENON-METRO$275,665$352,950$426,625$530,150
WASHINGTONNON-METRO$275,665$352,950$426,625$530,150
WICHITANON-METRO$275,665$352,950$426,625$530,150
WILSONNON-METRO$275,665$352,950$426,625$530,150
WOODSONNON-METRO$275,665$352,950$426,625$530,150
WYANDOTTEKANSAS CITY, MO-KS$308,200$394,550$476,900$592,700

Kansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Kansas FHA Limits Set?

Kansas FHA Loan LimitsMortgage limits for Kansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

KS FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in KS is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in KS is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Kansas FHA loan limits are set at the nationwide floor amount in Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee and Manhattan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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