What are FHA Loan Limits in Georgia?

FHA loans are a low down payment mortgage program and Georgia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Georgia are set at the floor amount of $275,665 across most of the state.

Georgia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
APPLINGNON-METRO$275,665$352,950$426,625$530,150
ATKINSONNON-METRO$275,665$352,950$426,625$530,150
BACONNON-METRO$275,665$352,950$426,625$530,150
BAKERALBANY, GA$275,665$352,950$426,625$530,150
BALDWINMILLEDGEVILLE, GA$275,665$352,950$426,625$530,150
BANKSNON-METRO$275,665$352,950$426,625$530,150
BARROWATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
BARTOWATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
BEN HILLFITZGERALD, GA$275,665$352,950$426,625$530,150
BERRIENNON-METRO$275,665$352,950$426,625$530,150
BIBBMACON, GA$275,665$352,950$426,625$530,150
BLECKLEYNON-METRO$275,665$352,950$426,625$530,150
BRANTLEYBRUNSWICK, GA$275,665$352,950$426,625$530,150
BROOKSVALDOSTA, GA$275,665$352,950$426,625$530,150
BRYANSAVANNAH, GA$275,665$352,950$426,625$530,150
BULLOCHSTATESBORO, GA$275,665$352,950$426,625$530,150
BURKEAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
BUTTSATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
CALHOUNNON-METRO$275,665$352,950$426,625$530,150
CAMDENST. MARYS, GA$275,665$352,950$426,625$530,150
CANDLERNON-METRO$275,665$352,950$426,625$530,150
CARROLLATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
CATOOSACHATTANOOGA, TN-GA$275,665$352,950$426,625$530,150
CHARLTONNON-METRO$275,665$352,950$426,625$530,150
CHATHAMSAVANNAH, GA$275,665$352,950$426,625$530,150
CHATTAHOOCHEECOLUMBUS, GA-AL$289,800$371,000$448,450$557,300
CHATTOOGASUMMERVILLE, GA$275,665$352,950$426,625$530,150
CHEROKEEATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
CLARKEATHENS-CLARKE , GA$320,850$410,750$496,500$617,000
CLAYNON-METRO$275,665$352,950$426,625$530,150
CLAYTONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
CLINCHNON-METRO$275,665$352,950$426,625$530,150
COBBATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
COFFEEDOUGLAS, GA$275,665$352,950$426,625$530,150
COLQUITTMOULTRIE, GA$275,665$352,950$426,625$530,150
COLUMBIAAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
COOKNON-METRO$275,665$352,950$426,625$530,150
COWETAATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
CRAWFORDMACON, GA$275,665$352,950$426,625$530,150
CRISPCORDELE, GA$275,665$352,950$426,625$530,150
DADECHATTANOOGA, TN-GA$275,665$352,950$426,625$530,150
DAWSONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
DECATURBAINBRIDGE, GA$275,665$352,950$426,625$530,150
DEKALBATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
DODGENON-METRO$275,665$352,950$426,625$530,150
DOOLYNON-METRO$275,665$352,950$426,625$530,150
DOUGHERTYALBANY, GA$275,665$352,950$426,625$530,150
DOUGLASATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
EARLYNON-METRO$275,665$352,950$426,625$530,150
ECHOLSVALDOSTA, GA$275,665$352,950$426,625$530,150
EFFINGHAMSAVANNAH, GA$275,665$352,950$426,625$530,150
ELBERTNON-METRO$275,665$352,950$426,625$530,150
EMANUELNON-METRO$275,665$352,950$426,625$530,150
EVANSNON-METRO$275,665$352,950$426,625$530,150
FANNINNON-METRO$275,665$352,950$426,625$530,150
FAYETTEATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
FLOYDROME, GA$275,665$352,950$426,625$530,150
FORSYTHATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
FRANKLINNON-METRO$275,665$352,950$426,625$530,150
FULTONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
GILMERNON-METRO$275,665$352,950$426,625$530,150
GLASCOCKNON-METRO$275,665$352,950$426,625$530,150
GLYNNBRUNSWICK, GA$275,665$352,950$426,625$530,150
GORDONCALHOUN, GA$275,665$352,950$426,625$530,150
GRADYNON-METRO$275,665$352,950$426,625$530,150
GREENENON-METRO$515,200$659,550$797,250$990,800
GWINNETTATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
HABERSHAMCORNELIA, GA$275,665$352,950$426,625$530,150
HALLGAINESVILLE, GA$275,665$352,950$426,625$530,150
HANCOCKMILLEDGEVILLE, GA$275,665$352,950$426,625$530,150
HARALSONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
HARRISCOLUMBUS, GA-AL$289,800$371,000$448,450$557,300
HARTNON-METRO$275,665$352,950$426,625$530,150
HEARDATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
HENRYATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
HOUSTONWARNER ROBINS, GA$275,665$352,950$426,625$530,150
IRWINNON-METRO$275,665$352,950$426,625$530,150
JACKSONJEFFERSON, GA$275,665$352,950$426,625$530,150
JASPERATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
JEFF DAVISNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONNON-METRO$275,665$352,950$426,625$530,150
JENKINSNON-METRO$275,665$352,950$426,625$530,150
JOHNSONDUBLIN, GA$275,665$352,950$426,625$530,150
JONESMACON, GA$275,665$352,950$426,625$530,150
LAMARATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
LANIERVALDOSTA, GA$275,665$352,950$426,625$530,150
LAURENSDUBLIN, GA$275,665$352,950$426,625$530,150
LEEALBANY, GA$275,665$352,950$426,625$530,150
LIBERTYHINESVILLE, GA$275,665$352,950$426,625$530,150
LINCOLNAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
LONGHINESVILLE, GA$275,665$352,950$426,625$530,150
LOWNDESVALDOSTA, GA$275,665$352,950$426,625$530,150
LUMPKINNON-METRO$275,665$352,950$426,625$530,150
MACONNON-METRO$275,665$352,950$426,625$530,150
MADISONATHENS-CLARKE , GA$320,850$410,750$496,500$617,000
MARIONCOLUMBUS, GA-AL$289,800$371,000$448,450$557,300
MCDUFFIEAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
MCINTOSHBRUNSWICK, GA$275,665$352,950$426,625$530,150
MERIWETHERATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
MILLERNON-METRO$275,665$352,950$426,625$530,150
MITCHELLNON-METRO$275,665$352,950$426,625$530,150
MONROEMACON, GA$275,665$352,950$426,625$530,150
MONTGOMERYVIDALIA, GA$275,665$352,950$426,625$530,150
MORGANATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
MURRAYDALTON, GA$275,665$352,950$426,625$530,150
MUSCOGEECOLUMBUS, GA-AL$289,800$371,000$448,450$557,300
NEWTONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
OCONEEATHENS-CLARKE , GA$320,850$410,750$496,500$617,000
OGLETHORPEATHENS-CLARKE , GA$320,850$410,750$496,500$617,000
PAULDINGATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
PEACHWARNER ROBINS, GA$275,665$352,950$426,625$530,150
PICKENSATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
PIERCEWAYCROSS, GA$275,665$352,950$426,625$530,150
PIKEATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
POLKCEDARTOWN, GA$275,665$352,950$426,625$530,150
PULASKIWARNER ROBINS, GA$275,665$352,950$426,625$530,150
PUTNAMNON-METRO$275,665$352,950$426,625$530,150
QUITMANNON-METRO$275,665$352,950$426,625$530,150
RABUNNON-METRO$275,665$352,950$426,625$530,150
RANDOLPHNON-METRO$275,665$352,950$426,625$530,150
RICHMONDAUGUSTA-RICHMOND , GA-SC$275,665$352,950$426,625$530,150
ROCKDALEATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
SCHLEYAMERICUS, GA$275,665$352,950$426,625$530,150
SCREVENNON-METRO$275,665$352,950$426,625$530,150
SEMINOLENON-METRO$275,665$352,950$426,625$530,150
SPALDINGATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
STEPHENSTOCCOA, GA$275,665$352,950$426,625$530,150
STEWARTNON-METRO$275,665$352,950$426,625$530,150
SUMTERAMERICUS, GA$275,665$352,950$426,625$530,150
TALBOTNON-METRO$275,665$352,950$426,625$530,150
TALIAFERRONON-METRO$275,665$352,950$426,625$530,150
TATTNALLNON-METRO$275,665$352,950$426,625$530,150
TAYLORNON-METRO$275,665$352,950$426,625$530,150
TELFAIRNON-METRO$275,665$352,950$426,625$530,150
TERRELLALBANY, GA$275,665$352,950$426,625$530,150
THOMASTHOMASVILLE, GA$275,665$352,950$426,625$530,150
TIFTTIFTON, GA$275,665$352,950$426,625$530,150
TOOMBSVIDALIA, GA$275,665$352,950$426,625$530,150
TOWNSNON-METRO$275,665$352,950$426,625$530,150
TREUTLENNON-METRO$275,665$352,950$426,625$530,150
TROUPLAGRANGE, GA$275,665$352,950$426,625$530,150
TURNERNON-METRO$275,665$352,950$426,625$530,150
TWIGGSMACON, GA$275,665$352,950$426,625$530,150
UNIONNON-METRO$275,665$352,950$426,625$530,150
UPSONTHOMASTON, GA$275,665$352,950$426,625$530,150
WALKERCHATTANOOGA, TN-GA$275,665$352,950$426,625$530,150
WALTONATLANTA-SANDY SPRINGS-ROSWELL, GA$358,800$459,300$555,200$690,000
WAREWAYCROSS, GA$275,665$352,950$426,625$530,150
WARRENNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONNON-METRO$275,665$352,950$426,625$530,150
WAYNEJESUP, GA$275,665$352,950$426,625$530,150
WEBSTERNON-METRO$275,665$352,950$426,625$530,150
WHEELERNON-METRO$275,665$352,950$426,625$530,150
WHITENON-METRO$275,665$352,950$426,625$530,150
WHITFIELDDALTON, GA$275,665$352,950$426,625$530,150
WILCOXNON-METRO$275,665$352,950$426,625$530,150
WILKESNON-METRO$275,665$352,950$426,625$530,150
WILKINSONNON-METRO$275,665$352,950$426,625$530,150
WORTHALBANY, GA$275,665$352,950$426,625$530,150

Georgia FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Georgia FHA Limits Set?

Georgia FHA Loan LimitsMortgage limits for Georgia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

GA FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in GA is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in GA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Georgia FHA loan limits are set above the floor amount of $275,665 in Atlanta, Athens, Columbus, Brunswick and Sandy Springs. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Get Your Rate Quote
Refinance     Purchase

As seen in: