What are FHA Loan Limits in Arkansas?

FHA loans are a low down payment mortgage program and Arkansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arkansas are set at the floor amount of $275,665 across almost the entire state.

Arkansas FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ARKANSASNON-METRO$275,665$352,950$426,625$530,150
ASHLEYNON-METRO$275,665$352,950$426,625$530,150
BAXTERMOUNTAIN HOME, AR$275,665$352,950$426,625$530,150
BENTONFAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO$275,665$352,950$426,625$530,150
BOONEHARRISON, AR$275,665$352,950$426,625$530,150
BRADLEYNON-METRO$275,665$352,950$426,625$530,150
CALHOUNCAMDEN, AR$275,665$352,950$426,625$530,150
CARROLLNON-METRO$275,665$352,950$426,625$530,150
CHICOTNON-METRO$275,665$352,950$426,625$530,150
CLARKARKADELPHIA, AR$275,665$352,950$426,625$530,150
CLAYNON-METRO$275,665$352,950$426,625$530,150
CLEBURNENON-METRO$275,665$352,950$426,625$530,150
CLEVELANDPINE BLUFF, AR$275,665$352,950$426,625$530,150
COLUMBIAMAGNOLIA, AR$275,665$352,950$426,625$530,150
CONWAYNON-METRO$275,665$352,950$426,625$530,150
CRAIGHEADJONESBORO, AR$275,665$352,950$426,625$530,150
CRAWFORDFORT SMITH, AR-OK$275,665$352,950$426,625$530,150
CRITTENDENMEMPHIS, TN-MS-AR$275,665$352,950$426,625$530,150
CROSSNON-METRO$275,665$352,950$426,625$530,150
DALLASNON-METRO$275,665$352,950$426,625$530,150
DESHANON-METRO$275,665$352,950$426,625$530,150
DREWNON-METRO$275,665$352,950$426,625$530,150
FAULKNERLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
FRANKLINNON-METRO$275,665$352,950$426,625$530,150
FULTONNON-METRO$275,665$352,950$426,625$530,150
GARLANDHOT SPRINGS, AR$275,665$352,950$426,625$530,150
GRANTLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
GREENEPARAGOULD, AR$275,665$352,950$426,625$530,150
HEMPSTEADNON-METRO$275,665$352,950$426,625$530,150
HOT SPRINGMALVERN, AR$275,665$352,950$426,625$530,150
HOWARDNON-METRO$275,665$352,950$426,625$530,150
INDEPENDENCEBATESVILLE, AR$275,665$352,950$426,625$530,150
IZARDNON-METRO$275,665$352,950$426,625$530,150
JACKSONNON-METRO$275,665$352,950$426,625$530,150
JEFFERSONPINE BLUFF, AR$275,665$352,950$426,625$530,150
JOHNSONNON-METRO$275,665$352,950$426,625$530,150
LAFAYETTENON-METRO$275,665$352,950$426,625$530,150
LAWRENCENON-METRO$275,665$352,950$426,625$530,150
LEENON-METRO$275,665$352,950$426,625$530,150
LINCOLNPINE BLUFF, AR$275,665$352,950$426,625$530,150
LITTLE RIVERTEXARKANA, TX-AR$275,665$352,950$426,625$530,150
LOGANNON-METRO$275,665$352,950$426,625$530,150
LONOKELITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
MADISONFAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO$275,665$352,950$426,625$530,150
MARIONNON-METRO$275,665$352,950$426,625$530,150
MILLERTEXARKANA, TX-AR$275,665$352,950$426,625$530,150
MISSISSIPPIBLYTHEVILLE, AR$275,665$352,950$426,625$530,150
MONROENON-METRO$275,665$352,950$426,625$530,150
MONTGOMERYNON-METRO$275,665$352,950$426,625$530,150
NEVADANON-METRO$275,665$352,950$426,625$530,150
NEWTONHARRISON, AR$275,665$352,950$426,625$530,150
OUACHITACAMDEN, AR$275,665$352,950$426,625$530,150
PERRYLITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
PHILLIPSHELENA-WEST HELENA, AR$275,665$352,950$426,625$530,150
PIKENON-METRO$275,665$352,950$426,625$530,150
POINSETTJONESBORO, AR$275,665$352,950$426,625$530,150
POLKNON-METRO$275,665$352,950$426,625$530,150
POPERUSSELLVILLE, AR$275,665$352,950$426,625$530,150
PRAIRIENON-METRO$275,665$352,950$426,625$530,150
PULASKILITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
RANDOLPHNON-METRO$275,665$352,950$426,625$530,150
SALINELITTLE ROCK-NORTH LITTLE ROCK-CONWAY, A$275,665$352,950$426,625$530,150
SCOTTNON-METRO$275,665$352,950$426,625$530,150
SEARCYNON-METRO$275,665$352,950$426,625$530,150
SEBASTIANFORT SMITH, AR-OK$275,665$352,950$426,625$530,150
SEVIERNON-METRO$275,665$352,950$426,625$530,150
SHARPNON-METRO$275,665$352,950$426,625$530,150
ST. FRANCISFORREST CITY, AR$275,665$352,950$426,625$530,150
STONENON-METRO$275,665$352,950$426,625$530,150
UNIONEL DORADO, AR$275,665$352,950$426,625$530,150
VAN BURENNON-METRO$275,665$352,950$426,625$530,150
WASHINGTONFAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO$275,665$352,950$426,625$530,150
WHITESEARCY, AR$275,665$352,950$426,625$530,150
WOODRUFFNON-METRO$275,665$352,950$426,625$530,150
YELLRUSSELLVILLE, AR$275,665$352,950$426,625$530,150

Arkansas FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Arkansas FHA Limits Set?

Arkansas FHA Loan LimitsMortgage limits for Arkansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

AR FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in AR is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in AR is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Arkansas FHA loan limits are set at the nationwide floor amount in Little Rock, Fayetteville, Pine Bluff, North Little Rock, Jonesboro, Hot Springs, Texarkana, El Dorado, Fort Smith, Springdale, Rogers, Bentonville and Conway. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

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