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Special refinance programs are temporarily available to help borrowers in trouble. It pays to know all of your options. Refinance Loan Options

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Avoiding Foreclosure
Friday, December 12th, 2014 | By Miranda Marquit

4 Options for Avoiding a Foreclosure

When it comes to events that can have a negative impact on your credit situation, a foreclosure is near the top of the list. As a result, many homeowners faced with the possibility of foreclosure are interested in finding ways around the foreclosure. Continue Reading

Mortgage Application Tips
Friday, December 5th, 2014 | By Spencer Llewellyn

Smart Tips for Self-Employed Mortgage Applicants

If you’re self-employed, getting approved for a mortgage is more complicated than getting approved with a traditional job paying W-2 income. There are usually few key differences that self-employed applicants should prepare for in advance to make the process smoother. Continue Reading

Hidden Costs of a Bigger House
Tuesday, November 25th, 2014 | By Miranda Marquit

Hidden Costs of Moving into a Bigger House

Part of the American Dream is buying a home, and then, eventually, “upgrading” to a larger house. There’s a lot of emphasis on home buying in our culture, since it is a major milestone that carries with it the idea of adulthood and financial stability. Continue Reading

Conventional Loan Requirements
Thursday, November 20th, 2014 | By Spencer Llewellyn

2015 Conventional Loan Requirements

Conventional loans can be “conforming” or “non-conforming”, so it’s important to understand which kind of loan you’re interested in before assessing your eligibility. Conventional loan requirements can change quickly in today’s lending climate. Continue Reading

Ready to Buy a House
Thursday, November 13th, 2014 | By Julie Rains

6 Signs You’re Ready to Become a Homeowner

Buying your first home is a big step in your financial and personal life. If you wait until you feel completely ready to make a major move, you may never do anything! Continue Reading

USDA Loan Requirements
Friday, November 7th, 2014 | By Spencer Llewellyn

2015 USDA Loan Requirements and Fees

USDA home loans are one of two zero down mortgage programs still available in America to buy a new home.  As with any mortgage, there are groups of specific requirements that must be met before an applicant is approved. Continue Reading

Housing Decline
Friday, October 31st, 2014 | By Spencer Llewellyn

4 Housing Signals That Don’t Show Recovery

Approaching election time, it’s common to see public figures talking about strong economic recovery and how Americans are better off today than several years ago. Continue Reading

FHA Loans
Tuesday, October 28th, 2014 | By Spencer Llewellyn

2015 FHA Loan Requirements and Fees

FHA loans increased in popularity after 2008 because the “subprime” mortgage programs that catered to applicants with lower credit scores or small down payments abruptly disappeared. Continue Reading

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