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Options for Home Refinance

Special refinance programs are temporarily available to help borrowers in trouble. It pays to know all of your options. Refinance Loan Options

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Loan Application Documentation
Wednesday, May 11th, 2016 | By Spencer Llewellyn

What documentation is needed for a home loan application?

Once you’ve contacted your lender to apply for a mortgage, they will request certain documentation from you to verify to insure you meet the loan requirements for the program.  Documentation that’s commonly required includes the following: Continue Reading

FHA vs Conventional Loan
Wednesday, March 30th, 2016 | By Spencer Llewellyn

How do FHA Loans compare to Conventional?

FHA Mortgages offer several advantages over conventional mortgages, particularly for applicants without perfect credit or lots of cash on hand for a down payment. Continue Reading

FHA Loan Fees
Sunday, February 14th, 2016 | By Spencer Llewellyn

What are the fees charged for FHA Loans?

When you hear the term “closing costs”, it generally refers to a group of fees that must be paid during the settlement process. FHA Mortgage Closing Costs can include such things as lender origination fees, attorney fees, appraisal and inspection fees and more. Continue Reading

New Years Resolution
Monday, December 28th, 2015 | By Miranda Marquit

3 Homeownership Goals for the New Year

Even though we’re well into a new year, it’s not too late to think about your situation and set new financial goals for the coming year. If you own a home, there are quite a few things you might consider doing to improve your situation. Continue Reading

Cash-Out Refinance
Tuesday, December 8th, 2015 | By Miranda Marquit

Pros and Cons of a Cash-Out Refinance

If you have a house, chances are that you’ve been told it’s your most valuable asset. And it’s true that your home can have a lot of value. Continue Reading

Erase Bad Credit
Tuesday, November 24th, 2015 | By Miranda Marquit

How to Recover Your Credit After a Foreclosure

It’s not easy to walk away from your home, admitting that you need to accept a foreclosure in order to move on and start over. Continue Reading

Downsize Your Home
Tuesday, November 10th, 2015 | By Miranda Marquit

Should You Downsize?

Recently, my family moved across the country. We moved from a house to an apartment. Our home was rather modest to begin with, so the move to the apartment represents downsizing by about 250 square feet. Continue Reading

Housing Rental Cost Increase
Tuesday, October 27th, 2015 | By Spencer Llewellyn

Rising Rental Costs Accelerate With Demand

While there are many recent studies that now indicate it’s much more affordable to buy a home than rent a home, there’s a few ongoing factors that keep a large percentage of American locked out Continue Reading

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