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Regardless if you're a first time home buyer or a seasoned real estate professional, accurate information is a valuable asset. Learn about your mortgage options. Loan Classroom

Options for Refinance

With so many option to refinance a home today, it pays to know all of your options. You may be surprised by how many mortgage programs are at your disposal. Learn More

Ask Us A Mortgage Question

Do you have questions about a mortgage or refinance loan? We'd love to hear it! You can ask us about anything mortgage-related, and nothing is out-of-bounds. Ask a Question

Consumer Confidence
Monday, September 29th, 2014 | By Spencer Llewellyn

Consumer Sentiment Hits 14 Month High

Further improving on previous gains, the Thompson Reuters/ University of Michigan Consumer Sentiment Index ends the month at 84.6, up from 82.5 last month.  Current levels mean that consumer confidence is closing out September at it’s highest level in over a year. Continue Reading

Calculate Mortgage Payments
Thursday, September 25th, 2014 | By Julie Rains

How To Calculate Your Mortgage Payment

The average mortgage payment is often one of your biggest expenses, consuming more than 30% of your monthly household income depending on your debt to income ratio. Continue Reading

Refinance Before It's Too Late
Tuesday, September 16th, 2014 | By Miranda Marquit

Why You Should Consider Refinancing Before it’s Too Late

For three years I dithered about refinancing my mortgage. I meant to check into and get around to it, but it never quite happened. One day, when I logged onto a free consumer credit site, a popup suggested that I talk to someone about refinancing my loan. On a whim, I checked “yes” in the box, and soon I received a follow up about refinancing. Continue Reading

Mortgage Application Form
Thursday, September 11th, 2014 | By Spencer Llewellyn

Why Are Mortgage Applications at Their Lowest Level in 14 years?

Mortgage applications fell 7.2 percent last week to reach their lowest level in over 14 years, according to the Mortgage Bankers Association. Figures this low in September likely indicate it’s going to be a long, cold, rough winter for housing. Continue Reading

Mortgage Rate Influences
Wednesday, September 3rd, 2014 | By Elizabeth Rose

Factors That Influence Mortgage Rates

It’s a popular belief today that the U.S. Government directly controls mortgage rates by simply raising and lowering them at will.  In reality, it’s a lot more complicated.  Continue Reading

Mortgage Refinance
Thursday, August 28th, 2014 | By Julie Rains

9 Things to Do Before You Refinance

Refinancing your mortgage could save you hundreds of dollars each month in housing expenses. Plus a better mortgage deal could mean paying thousands less in interest over the life of your loan. Continue Reading

Subprime Mortgage
Wednesday, August 20th, 2014 | By Spencer Llewellyn

Is Subprime Making a Comeback?

Since the housing crisis of 2008, the phrase “subprime loan” has become the moral equivalent of a four-letter word, an indication of all that can go wrong when risky, irresponsible home loans for bad credit become commonplace.  Continue Reading

Home Equity Loans
Monday, August 11th, 2014 | By Julie Rains

5 Fitting Uses For A Home Equity Loan or HELOC

At some point in your financial life, you may want to leverage your home equity to improve your financial position. You might get a home equity loan, which gives you a specific amount of cash; or sign up for a home equity line of credit (HELOC), which provides ready access to cash as needed. Continue Reading

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