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Fresh, accurate information is always a valuable asset when making important financial decisions. Learn more in the Loan Classroom.

Options for Home Refinance

Special refinance programs are temporarily available to help borrowers in trouble. It pays to know all of your options. Refinance Loan Options

Ask Us A Mortgage Question

Do you have questions about a mortgage or refinance loan? We'd love to hear it. You can ask about anything mortgage-related. Ask a Question

Foreclosure Credit
Thursday, May 14th, 2015 | By Miranda Marquit

How Foreclosure Affects Your Credit Score

While many date the recent financial crisis from 2008, the reality is that there was a build up to that crisis. Prior to the events that took place in the fall of 2008, a mortgage market crisis was building in the form of increasing foreclosures. Continue Reading

Home Improvements
Thursday, May 7th, 2015 | By Miranda Marquit

Which Home Improvements Make the Most Sense?

After living in a home for some years, it’s natural to start looking around and wondering whether it’s time to upgrade a few things. Continue Reading

Adjustable-Rate Mortgage
Wednesday, April 29th, 2015 | By Julie Rains

How Adjustable-Rate Mortgages Work

If you have an adjustable rate mortgage (ARM) or have thought about getting one, you may wonder how your loan balance is amortized. Designing an amortization schedule is an easy way to see how a mortgage payment is applied to paying down the balance over time. Continue Reading

Mortgage 101
Thursday, April 16th, 2015 | By Elizabeth Rose

What Exactly Is A Mortgage?

Mortgages are thought to be home loans used to finance the purchase of a home. The word mortgage has become a generic term used to refer to a loan secured by real property because most mortgages occur as a condition for new loan money. Continue Reading

Home Appraisal
Friday, April 10th, 2015 | By Spencer Llewellyn

Home Appraisal Q&A: 13 Real Estate Appraisal Questions

Getting a home appraisal is always an important part of buying a home and a requirement for getting a mortgage.  Major changes have taken place during the last decade to the way appraisals are ordered and performed. Continue Reading

House Poor
Friday, April 3rd, 2015 | By Miranda Marquit

What it Means to be “House Poor”

One of the phrases that you might have heard at one point is “house poor.” This term can seem like a contradiction in some cases, since it’s hard to envision some people actually being poor, based on the homes that they have. Continue Reading

Rate and Term Refinance
Friday, March 27th, 2015 | By Spencer Llewellyn

Explaining the Rate and Term Refinance

Right now is a great time to discuss the rate and term refinance because today’s historically low interest rates make this an option that homeowners shoudn’t overlook. Continue Reading

Mortgage Insurance
Thursday, March 19th, 2015 | By Miranda Marquit

How Mortgage Insurance Works

When you buy a home with a mortgage, the lender is on the hook. A financial institutions lets you borrow money to make a huge purchase, fronting the money so that you don’t have to. Continue Reading

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