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Options for Home Refinance

Special refinance programs are temporarily available to help borrowers in trouble. It pays to know all of your options. Refinance Loan Options

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Do you have questions about a mortgage or refinance loan? We'd love to hear it. You can ask about anything mortgage-related. Ask a Question

Rent or Buy a Home
Friday, January 30th, 2015 | By Miranda Marquit

Why Do Some Millennials Decide Not to Buy a Home?

I’m not exactly a millennial. I fall in that gray area between Generation X and Generation Y. Generally, I identify with Gen Xers, but there is one way that I really feel “in tune” with millennials: I’m not really into buying a home. Continue Reading

Online Resources
Wednesday, January 21st, 2015 | By Julie Rains

Great Resources for Becoming an Informed Home Buyer

As a potential homebuyer, you want to gather as much information as possible about a property before extending an offer and negotiating a price. Knowledge is truly power, enabling you to make a wise decision. Continue Reading

History of FHA Mortgage Insurance
Wednesday, January 14th, 2015 | By Spencer Llewellyn

Ups and Downs: 6 Years of FHA Mortgage Insurance Volatility

FHA mortgage insurance rates have just been reduced in an unexpected move that offers the housing market a much needed boost. This .5% across the board MIP reduction will help more home shoppers become homeowners in 2015 and also reduce costs for thousands of borrowers looking to refinance. Continue Reading

Getting Finances in Order
Tuesday, January 6th, 2015 | By Miranda Marquit

How to Get Your Finances in Order Before Applying for a Mortgage

Even with the recent real estate market troubles, many people are still interested in buying homes. Buying a home, though, isn’t something you can just do. Continue Reading

Early Mortgage Payment
Monday, December 29th, 2014 | By Julie Rains

6 Reasons Not to Pay Your Mortgage Early

Are you wrestling with the decision to pay off your mortgage early?

My husband and I decided to pay off our mortgage earlier rather than later, and now enjoy mortgage-free living. Looking back, though, I can see that an early payoff does have some disadvantages. Continue Reading

Taxes
Monday, December 22nd, 2014 | By Spencer Llewellyn

The Practical Guide to Homeowner Tax Breaks

Homeowners deserve every financial break they can get their hands on amid today’s trying economic times. After all, the average mortgage borrower pays out a hefty percentage of their income on housing expenses and loan payments that include large amounts of interest.  Continue Reading

Avoiding Foreclosure
Friday, December 12th, 2014 | By Miranda Marquit

4 Options for Avoiding a Foreclosure

When it comes to events that can have a negative impact on your credit situation, a foreclosure is near the top of the list. As a result, many homeowners faced with the possibility of foreclosure are interested in finding ways around the foreclosure. Continue Reading

Mortgage Application Tips
Friday, December 5th, 2014 | By Spencer Llewellyn

Smart Tips for Self-Employed Mortgage Applicants

If you’re self-employed, getting approved for a mortgage is more complicated than getting approved with a traditional job paying W-2 income. There are usually few key differences that self-employed applicants should prepare for in advance to make the process smoother. Continue Reading

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